ACI Worldwide

ACI Worldwide is a trusted provider of real-time payment software and digital transaction solutions, serving over 5,100 organizations globally—including more than 1,000 of the world’s largest financial institutions and thousands of merchants. Its platforms process over $14 trillion in payments and securities daily, making it one of the most scalable and secure payment ecosystems in the industry. The company’s flagship offering, ACI Connetic, is a unified cloud-native platform that supports digital acceptance, merchant management, fraud detection, and real-time payments. It enables banks and acquirers to manage issuing, acquiring, and switching operations with high availability and regulatory compliance. ACI also provides payment orchestration tools for merchants, allowing seamless integration of multiple payment methods—credit cards, mobile wallets, alternative payments—across in-store and eCommerce channels. ACI’s fraud management solutions use AI-driven analytics to detect and prevent fraud in real time, while its RTGS and cross-border payment systems support multi-bank, multi-currency processing. The platform is designed to be modular, allowing clients to adopt only the components they need, and it integrates with existing infrastructure via APIs.