ACPAS logo

ACPAS

by UPAY Technology · Since 2015
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Active1+ countriesCloud
Quick facts
VendorUPAY Technology
Year launched2015
StatusActive
Location92 Jean Avenue, Doringkloof, Centurion Gauteng, South Africa 0157
Countries served1+
Languages1
Integrations2+
Free tierN/A
Free trialN/A
Contact salesYES

About ACPAS

ACPAS is a software platform from UPAY Technology that provides trusted security solutions for financial transactions. It combines software capabilities, trusted security features, and market leader advantages so users can transact with confidence. The platform is backed by an experienced team, ensuring high-quality service and support. ACPAS is designed to cater to the evolving needs of businesses in the digital payment landscape. Key capabilities: software trusted security market leaders experienced support financial transaction management Best for: businesses that need secure and reliable payment processing solutions.

ACPAS is a loan management software solution designed for the credit industry in South Africa. Developed by a fintech company, it aims to streamline and automate various aspects of the loan lifecycle. Key features include loan origination, payment collection, credit vetting, and reporting. While the website presents a modern and potentially user-friendly interface, a lack of detailed information hinders a thorough evaluation. The software boasts a comprehensive suite of functionalities, including managing the entire loan lifecycle, facilitating payment collections through DebiCheck and online solutions, and incorporating credit vetting tools. Paperless solutions, performance reporting, credit insurance integration, and even custom website development through their Theme Studio platform are also mentioned. However, the extent of these features and their ease of use remain unclear. Regarding performance and reliability, no specific data or user testimonials are available. This lack of information makes it difficult to assess the software's speed, efficiency, and ability to handle large datasets or complex loan portfolios. Similarly, details on integration capabilities beyond DebiCheck are scarce. Information on compatibility with different operating systems or software ecosystems is also missing.

Pros & Cons

Pros
  • Comprehensive loan management from onboarding to collections.
  • Integration with DebiCheck for secure payment verification.
  • Paperless operations with e-signatures.
  • Customizable lending websites for clients.
  • Dedicated customer support.
Cons
  • Limited information on pricing plans.
  • The software is specific to the credit industry, which may limit broader applications.
  • Only mentions South Africa as a supported country.
  • No clear mention of additional marketplaces or mini-apps.
  • Could be seen as overly complex for smaller businesses without extensive loan management needs.

Features

Key features

1. Loan Management

Full loan lifecycle management, from onboarding to collections.

2. Payment Collections

Integration with DebiCheck and online payment solutions for smooth collections.

3. Dedicated Support

Access to a highly skilled support team.

4. Tailored Website Design

Custom lending websites built through the Theme Studio platform

Additional features

1. Paperless Solutions

Electronic signatures for a paperless workflow.

2. Performance Reports

Financial and operational reports for monitoring.

3. Credit Insurance

Integrated insurance products.

4. Credit Vetting

Automated credit scorecard and vetting tools.

5. DebiCheck Integration

Fully integrated TT1 and TT3 for payment verification.

6. Web Development

Bespoke website development services.

7. Total Number of Features

8 key features mentioned (including integrations and web services).

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
1
Interface languages
9
Billing currencies

Available in

Primarily South Africa

Interface languages

English

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇯🇵JPY🇨🇦CAD🇦🇺AUD🇨🇭CHF🇨🇳CNY🇸🇪SEK

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