About Arc Treasury
Arc Treasury is a cash management platform from Arch Technologies that helps improve idle cash. It combines features such as access to multiple trusted banks, competitive yield options, and customizable deposit protection to support effective cash deployment. Users can get started quickly, allowing them to put their idle funds to work efficiently. Arc Treasury partners with a variety of banks to ensure that clients have a wide range of options for deposit protection without sacrificing yield. Key capabilities: access to bank partnerships competitive yield options customizable protection quick onboarding cash deployment strategies Best for: businesses and individuals that need effective management of idle cash.
Arc Treasury is a modern, digital-first cash management platform purpose-built for startups. It offers founders a unified place to deposit, spend, and grow their capital without the friction or costs of traditional bank accounts. Idle cash earns a competitive yield while staying FDIC‑insured, and usage is flexible — founders can move money, issue unlimited cards, and enforce spending controls. On top of that, Arc opens access to its non‑dilutive financing products: users can tap into Arc Advance to convert future revenue into immediate capital or use Advance Plus for a hybrid, revenue-based financing option with favorable repayment terms. The analytics dashboard empowers founders to track runway, monitor allocations between operating and yield-bearing funds, and make informed decisions. For startups that care about preserving equity and scaling smartly, Arc Treasury is a compelling piece of their financial infrastructure — though it's most powerful in a U.S.-centric environment with somewhat limited third-party integrations.
Pros & Cons
- +Enables startups to centralize treasury, spend, and growth capital in one integrated platform
- +Provides non‑dilutive funding, empowering founders without giving up equity
- +Idle cash earns yield in a fully liquid, FDIC‑insured structure
- +Spending controls and unlimited cards help maintain financial discipline
- +Analytics tools help founders monitor runway and cash allocation decisions
- −Yield rates may change over time with market conditions
- −Volume-based fee structure could be costly for very high‑volume accounts
- −Limited broker‑style investment options (only mutual funds, MMFs, treasury bills)
- −Integration options (e.g., bookkeeping) appear limited to only a few services
Features
Key features
- Digital Treasury Account
- Deposit and manage startup funds in one place
- No Fees
- No account opening, transfer, or minimum balance fees
- Instant Money Movement
- Move funds freely between accounts
- Unlimited Cards & Spend Control
- Issue cards and control spending for team members
- Yield-Bearing Account
- Idle cash earns competitive interest (APY)
- Cash Sweep & FDIC Coverage
- Automatic sweep into insured accounts for security
- Non-Dilutive Capital (Arc Advance)
- Access funding based on future revenue
- Hybrid Financing (Arc Advance Plus)
- Revenue-based financing with flexible repayment
- Analytics Dashboard
- Track cash allocation, runway, and burn rate
Additional features
- Treasury Deposit Account
- Manage startup operating funds securely
- API-Driven Finance Platform
- Integrate programmatically with financial tools
- Unlimited Company Cards
- Issue cards for team expenses
- Spending Controls
- Set limits by team or category
- Free Money Transfers
- Move funds without fees
- Yield-Earning Account
- Earn interest on idle funds
- Cash Sweep Program
- Automatic allocation to FDIC-insured instruments
- Investment Options
- Mutual funds, money market funds, treasury bills
- Arc Advance
- Non-dilutive funding from future revenue
- Arc Advance Plus
- Hybrid revenue-based financing option
- Flexible Allocation
- Allocate funds between operating and yield accounts
- Full Liquidity
- Funds remain accessible
- Custom Dashboard
- Visualize allocations and performance
- Real-Time Updates
- Track balances and transactions instantly
- Analytics & Reporting
- Monitor runway, burn, and fund usage
- Customer Support
- Onboarding and relationship management for startups
Pricing
Countries & Languages
Interface languages
Billing currencies
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About Arc Treasury
Arc Treasury is a cash management platform from Arch Technologies that helps improve idle cash. It combines features such as access to multiple trusted banks, competitive yield options, and customizable deposit protection to support effective cash deployment. Users can get started quickly, allowing them to put their idle funds to work efficiently. Arc Treasury partners with a variety of banks to ensure that clients have a wide range of options for deposit protection without sacrificing yield. Key capabilities: access to bank partnerships competitive yield options customizable protection quick onboarding cash deployment strategies Best for: businesses and individuals that need effective management of idle cash.
Arc Treasury Details
Arc Treasury's In-App Market Place
Does Arc Treasury have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
0
Mini Apps
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), AUD ($), CAD ($), JPY (¥), RMB (¥), INR (₹), MXN ($), CHF (Fr), SEK (kr), NOK (kr)
Pros & Cons
- Enables startups to centralize treasury, spend, and growth capital in one integrated platform
- Provides non‑dilutive funding, empowering founders without giving up equity
- Idle cash earns yield in a fully liquid, FDIC‑insured structure
- Spending controls and unlimited cards help maintain financial discipline
- Analytics tools help founders monitor runway and cash allocation decisions
- Yield rates may change over time with market conditions
- Volume-based fee structure could be costly for very high‑volume accounts
- Limited broker‑style investment options (only mutual funds, MMFs, treasury bills)
- Integration options (e.g., bookkeeping) appear limited to only a few services
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