Bank Statement Analyser logo

Bank Statement Analyser

by Scoreme Solutions · Since 2017
No reviews yet
ActiveAvailable globallyCloud
Quick facts
VendorScoreme Solutions
Year launched2017
StatusActive
Location903-904, 09th Floor, Tower C, Unitech Business Zone, Sector 50, Gurugram, Haryana 122018
Countries servedGlobal
Languages15
Integrations
Free tier
Free trial
Contact salesYES

About Bank Statement Analyser

Bank Statement Analyser is a financial analysis software from Scoreme Solutions that helps users interpret their bank statements efficiently. It combines automated data extraction, categorization of transactions, and detailed reporting features so users can gain insights into their financial habits. The software is designed to simplify the process of analyzing personal or business bank statements, making it easier to identify spending patterns and manage budgets. Users can upload multiple bank statement formats and receive visual representations of their financial data. Key capabilities: automated data extraction transaction categorization detailed reporting multi-format support user-friendly interface Best for: individuals and small business owners that need to analyze their bank statements for better financial management.

ScoreMe’s Bank Statement Analyzer is an advanced AI-driven solution designed to automate and streamline credit decisioning for lenders, banks, NBFCs, and broader BFSI institutions by converting unstructured bank statement data into accurate, actionable insights within minutes. The platform supports more than 1,600 bank templates and evaluates statements using over 300 credit assessment checkpoints, allowing lenders to assess cash flow patterns, income stability, repayment behavior, spending habits, and overall creditworthiness with a level of consistency that manual reviews struggle to match. Its adaptive format resolution stands out, enabling the system to process PDFs, scanned copies, and even low-quality prints through domain-trained machine learning models, making it highly reliable across diverse borrower profiles. The analyzer also excels in fraud and anomaly detection by automatically identifying suspicious transactions, inconsistencies, and deviations from expected financial behavior. Performance-wise, it delivers results with over 99% accuracy in about two minutes, significantly accelerating underwriting processes and improving operational efficiency for loan teams.

Pros & Cons

What users like
  • +Handles diverse formats including PDFs, scanned copies, and printed statements, reducing manual conversion work
  • +Processes large transaction volumes quickly, with 100 crore+ transactions analyzed to date
  • +Delivers >99% accuracy within minutes, minimizing human error and speeding up credit assessment
  • +Includes 300+ credit assessment checkpoints, offering deeper insights into borrower behavior and risk
  • +Achieves up to 50% cost efficiency compared to manual analysis, making it financially attractive for institutions
What users flag
  • Platform can be complex, requiring time for new users to learn and fully leverage features
  • Pricing information are not publicly available.

Features

Key features

AI-Powered Processing
The product uses cutting-edge AI to effortlessly and accurately process and evaluate bank statements.
Diverse Format Resolution
It effectively handles statements submitted in diverse formats, including digital PDFs, scanned versions, and printed hard copies.
High Accuracy and Speed
The analysis achieves greater than 99% accuracy in just two minutes with near-zero errors.
Extensive Bank Template Support
It supports over 1,600 bank templates from more than 300 financial institutions (FIs).
Comprehensive Credit Assessment
It utilizes over 300 checkpoints for detailed and comprehensive credit assessment.
Narrations Standardization
It resolves the complexity of varied bank narrations by standardizing the data for easy understanding.

Additional features

AI-Powered Processing
The product uses cutting-edge AI to effortlessly and accurately process and evaluate bank statements.
Diverse Format Resolution
It effectively handles statements submitted in diverse formats, including digital PDFs, scanned versions, and printed hard copies.
High Accuracy and Speed
The analysis achieves greater than 99% accuracy in just two minutes with near-zero errors.
Extensive Bank Template Support
It supports over 1,600 bank templates from more than 300 financial institutions (FIs).
Comprehensive Credit Assessment
It utilizes over 300 checkpoints for detailed and comprehensive credit assessment.
Narrations Standardization
It resolves the complexity of varied bank narrations by standardizing the data for easy understanding.
Scalable Transaction Analysis
The system has successfully analyzed transactions numbering over 100 Crore, proving its scalability.
Cost Efficiency
The use of the analyzer leads to a 50% cost efficiency by reducing manual work.
Risk Reduction
It helps lenders reduce risk by providing fast, accurate data for lending decisions.
Business Scalability
The product enables businesses to scale faster by transforming how lending decisions are approached.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
15
Interface languages
19
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalianPortugueseDutchRussianChineseJapaneseKoreanArabicHindiBengaliPunjabi.

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY🇨🇭CHF🇨🇳CNY🇮🇳INR🇷🇺RUB🇧🇷BRL🇹🇷TRY🇰🇪KES🇿🇦ZAR🇦🇪AED🇮🇩IDR🇸🇦SAR🇹🇭THB🇲🇾MYR

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