About CashIQ
CashIQ is a credit scoring and loan management system from Cladfy that provides mobile money and bank statement analysis for credit profiling. It combines credit scoring, loan management, and Mpesa statements analysis so users can access cash flow data for smarter underwriting. This platform supports various APIs for developers, including CashIQ API and Logiclabs API, facilitating integration into existing systems. Additionally, it offers resources like a Help Center and a Blog to assist users. Key capabilities: KYC & KYB Cladfy Copilot eSignatures Microlender Bank Statement Analysis Best for: lenders and financial institutions that need efficient credit profiling and underwriting solutions.
CashIQ Details
CashIQ's In-App Market Place
Does CashIQ have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
NA
Pricing Options
Accepted Payment Currencies
USD
Pros & Cons
- Fast and accurate credit profiling enables lenders to make informed decisions quickly.
- Reduces reliance on traditional credit bureau data for faster, broader assessments.
- Seamless API integration allows lenders to connect systems efficiently and securely.
- Automates and accelerates underwriting processes improving loan approval speed significantly.
- Supports both consumers and merchants across various financial service use cases.
- Requires digital access to bank and mobile money statements securely.
- Dependent on users granting data permissions for accurate credit profiling.
- May require technical expertise for initial API setup and integration.
- Advanced analytics features may need subscription or enterprise plan access.
- Limited offline functionality restricts usage in areas without internet connectivity.
CashIQ's Support Options
Email Address
info@cladfy.comContact
+254 720 388234