Checkout.com logo

Checkout.com

by Checkout.com · Since 2012
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ActiveAvailable globallyCloud
Quick facts
VendorCheckout.com
Year launched2012
StatusActive
LocationLondon, United Kingdom
Countries servedGlobal
Languages12
Integrations1+
Free tierNO
Free trialNO
Contact salesYES
Last reviewed: Jun 2026

About Checkout.com

A global payment processing platform for enterprise businesses. Offers unified APIs for card acquiring, payouts, fraud detection, and identity verification to optimize acceptance rates and manage cross-border transactions.

Checkout.com is a high-performance payment processing platform built for enterprise-scale merchants. It distinguishes itself through a modular, API-first architecture that unifies global acquiring, fraud prevention, and payout capabilities. The platform is particularly strong in cross-border commerce, offering domestic processing in over 45 countries and support for 145+ currencies. Key features like 'Intelligent Acceptance' leverage AI to optimize authorization rates, while the unified API simplifies the integration of complex payment stacks. Developers benefit from native iOS and Android SDKs, as well as pre-built plugins for major e-commerce platforms. While the platform is designed for large-scale operations, it provides a comprehensive dashboard for real-time transaction monitoring and treasury management. Pricing is customized based on business profile and risk, reflecting its enterprise focus. Support is robust, featuring dedicated account management and extensive technical documentation, though buyers should expect a sales-led engagement process.

Pros & Cons

What users like
  • +Extensive global acquiring network with domestic processing in over 45 countries.
  • +AI-powered Intelligent Acceptance engine significantly improves payment approval rates.
  • +Unified API architecture simplifies the management of complex, multi-channel payment stacks.
  • +Comprehensive suite of fraud, risk, and identity verification tools included.
  • +Strong developer support with native mobile SDKs and extensive API documentation.
What users flag
  • Pricing is fully customized and not published, requiring direct sales contact.
  • Enterprise-focused feature set may present a steep learning curve for smaller businesses.
  • Integration process is highly technical and typically requires dedicated engineering resources.

Features

Key features

Unified Payments API
Connects all payment products and methods through a single endpoint for simplified integration.
Intelligent Acceptance
Uses AI-driven optimization to increase payment approval rates and capture more revenue.
Global Acquiring
Provides domestic processing capabilities in over 45 countries to reduce cross-border fees.
Fraud Detection
Employs machine learning to monitor transactions and build robust risk strategies.
Mobile SDKs
Enables native in-app checkout experiences for iOS and Android with customizable branding.
Identity Verification
Uses AI-powered video technology to verify customer identities and simplify compliance.

Additional features

Network Tokens
Encrypts and secures payment data to keep recurring payments flowing.
Real-Time Account Updater
Automatically updates card details to prevent payment failures.
Hosted Payment Page
Offers a low-code integration for secure, branded payment collection.
Payment Links
Allows on-demand payment requests shared across any digital channel.
Treasury & FX
Provides tools to manage cash flow and multi-currency finances.
Dispute Management
Protects merchants against chargebacks with automated tools.
Vault
Securely stores and enriches payment data for future transactions.
Issuing
Enables businesses to launch their own card programs for payouts or expenses.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
12
Interface languages
10
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalianPortugueseDutchChineseJapaneseKoreanRussianArabic

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇯🇵JPY🇨🇦CAD🇨🇭CHF🇨🇳CNY🇷🇺RUB🇧🇷BRL

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