Checkout.com logo

Checkout.com

by Checkout.com · Since 2012
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ActiveAvailable globallyCloud
Quick facts
VendorCheckout.com
Year launched2012
StatusActive
LocationWenlock Works, Shepherdess Walk London, N1 7BQ
 United Kingdom
Countries servedGlobal
Languages9
IntegrationsN/A
Free tierNO
Free trialNO
Contact salesYES

About Checkout.com

Checkout.com is an absolute gold standard in the Enterprise Omnichannel Payment Processing and Merchant Acquiring industry.

Checkout.com is an absolute gold standard in the Enterprise Omnichannel Payment Processing and Merchant Acquiring industry. The platform completely excels at taking the friction out of global digital sales by combining payment gateways, regional bank card acquiring, and AI optimization engines into a single, high-speed Unified API connection. Its true competitive advantage is its uncompromising data transparency and processing efficiency, allowing international enterprises to pinpoint exact transaction failure points and bypass unnecessary cross-border processing fees. While its advanced capabilities and custom IC++ pricing models make it overkill for small boutique shops, Checkout.com is a premier choice for Enterprise Technology Directors, Global E-commerce Executives, and Corporate Treasury Managers looking for a secure, scalable, and resilient payment framework.

Pros & Cons

Pros
  • Boasts an ironclad 99.99% system uptime record, meaning transactions process reliably during extreme consumer volume spikes.
  • The sleek Unified API architecture makes embedding payment pipelines simple for complex system architectures.
  • Eliminates bundled fee guesswork by revealing exactly what major card companies charge versus platform margins.
Cons
  • Getting the best performance out of the AI acceptance and fraud modules requires initial testing and rule customization.
  • Deploying custom fraud models and variable multi-currency routing requires dedicated tech and engineering expertise.

Features

Key features

Domestic Acquiring Direct Routing

Routes payment requests through regional bank card connections to eliminate cross-border drop-offs and minimize transaction fees.

Fraud Detection Pro Engine

Runs real-time machine learning risk checks alongside custom merchant rulesets to isolate and stop bad transactions instantly.

AI-Powered Intelligent Acceptance

Uses automated machine learning routing rules to continually adjust transaction mechanics, saving millions in hidden card processing costs.

Unified Payments API Integration

Links gateway, international processing, and backend local acquiring services together through a single endpoint connection.

Additional features

Multi-Currency Business Accounts

Lets global brands hold, manage, and move money between distinct currencies to control international liquidity.

Commercial Card Issuing Infrastructure

Empowers corporations to print or spin up virtual or physical employee expense cards using an internal API dashboard.

AI Video Identity Verification (IDV)

Streamlines onboarding security checks by matching real-time facial movement video logs against business ID papers.

Standalone Card Vaulting Architecture

Saves sensitive customer token profiles securely inside an independent vault token layout to cut down compliance liabilities.

Automated Smart Retry Fallbacks

Auto-retries declined card signals through alternative bank rails to turn soft transaction errors into successful payments.

Granular Financial Reconciliation Reports

Feeds detailed payment fail logs and explicit settlement fees directly into ERP engines like NetSuite to speed up manual accounting syncs.

PCI Level 1 Secure Form Hosting

Offers hosted web templates and link checkouts that shift major data security risks entirely away from company servers.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
9
Interface languages
12
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalianPortugueseChineseJapaneseArabic

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇯🇵JPY🇨🇦CAD🇨🇭CHF🇨🇳CNY🇷🇺RUB🇧🇷BRL🇺🇸USD🇬🇧GBP

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