About Dayra Embedded Finance Platform
Dayra Embedded Finance Platform is a financial services software from Dayra that enables businesses to offer financial services to their users through an integrated use. It combines embedded banking, payment solutions, and compliance tools so users can access financial services within their existing applications. This platform facilitates the inclusion of finance in customer journeys without requiring users to leave their preferred platforms. With features designed to be easily integrated, businesses can deliver a comprehensive financial use directly to their customers. Key capabilities: embedded banking payment processing compliance management user-friendly interface customizable solutions Best for: businesses that need to provide financial services directly within their applications.
Dayra is a highly impactful and specialized Embedded Finance Platform designed to solve financial exclusion in emerging markets like Egypt and the MENA region. Acting as a FinancialOS, it allows non-financial businesses to seamlessly embed lending (Dayra Lend), payments (Dayra Pay), and working capital (Dayra Extend) directly into their platforms using an extensive set of APIs and customizable widgets. Its strength lies in its specific focus on the unbanked, leveraging alternative credit scoring to enable instant, accessible financial products. While its geographical reach is currently concentrated, Dayra excels at providing a powerful, API-driven solution for B2B platforms seeking to increase stickiness and unlock new revenue streams by transforming their user experience.
Pros & Cons
- +Leverages platform data for credit decisions
- +Allows platforms to generate new revenue streams and increase user loyalty
- +Offers ready-to-use widgets and comprehensive APIs
- −Expansion into new countries requires navigating and securing complex local financial licenses
- −Solutions are complex and designed for large platforms/enterprises
- −The platform's expertise and licensing are currently heavily concentrated in Egypt
Features
Key features
- Dayra Lend (Embedded Credit)
- Enables host platforms to offer their workers or customers instant access to microloans, credit, and early wage access (EWA) directly through the platform's app.
- Dayra Pay (Payouts & Transfers)
- Facilitates instant, hassle-free transfers and mass payouts to workers, suppliers, or customers, often eliminating the need for traditional bank accounts.
- Dayra Extend (B2B Financing)
- Provides direct financing or "pay-later" options to the business client (B2B) to help cover supplier costs or working capital needs.
- Virtual Bank Accounts & Wallets
- Allows the issuance of digital accounts/wallets for end-users, giving them a digital home for their funds even if they are unbanked.
- Alternative Credit Scoring
- Utilizes non-traditional data (platform activity, payment history) to assess creditworthiness for unbanked individuals, bypassing restrictive traditional banking criteria.
Additional features
- API Integration
- Provides access to over 400 API endpoints for granular, fully customized embedded finance solutions.
- Dayra Dashboard
- A central monitoring system for B2B clients to track all integrated financial activity, analyze user behavior, and manage risk.
- Co-branded Widget Implementation
- Allows for rapid launch using customizable, pre-built widgets that fit the partner platform’s branding, reducing development time.
- Instant Capital Disbursement
- Ability to receive capital or disburse funds to end-users (loans, payments) within one business day, often instantly.
- Customizable Loan Cycles and Tenors
- Offers flexibility for businesses to tailor loan and repayment structures to match their specific business models and worker/customer cash flow.
- Regulatory Compliance Support
- The platform manages the complex financial licensing and compliance requirements needed to offer financial services in the relevant markets.
- Prepaid/Debit Cards
- Functionality to issue co-branded prepaid or debit cards linked to the digital wallets for physical spending.
- B2B2X Model Support
- Infrastructure built specifically to serve business customers (B2B) who in turn serve their own end-users (B2X).
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
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About Dayra Embedded Finance Platform
Dayra Embedded Finance Platform is a financial services software from Dayra that enables businesses to offer financial services to their users through an integrated use. It combines embedded banking, payment solutions, and compliance tools so users can access financial services within their existing applications. This platform facilitates the inclusion of finance in customer journeys without requiring users to leave their preferred platforms. With features designed to be easily integrated, businesses can deliver a comprehensive financial use directly to their customers. Key capabilities: embedded banking payment processing compliance management user-friendly interface customizable solutions Best for: businesses that need to provide financial services directly within their applications.
Dayra Embedded Finance Platform Details
Dayra Embedded Finance Platform's In-App Market Place
Does Dayra Embedded Finance Platform have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
EGP (EGP)
Pros & Cons
- Leverages platform data for credit decisions
- Allows platforms to generate new revenue streams and increase user loyalty
- Offers ready-to-use widgets and comprehensive APIs
- Expansion into new countries requires navigating and securing complex local financial licenses
- Solutions are complex and designed for large platforms/enterprises
- The platform's expertise and licensing are currently heavily concentrated in Egypt
Dayra Embedded Finance Platform's Support Options
Email Address
info@dayra.coDocumentation
https://docs.dayra.co/api-docsDayra Embedded Finance Platform's Alternatives
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