About Decentro
Decentro is a banking-as-a-service platform from Decentro that enables businesses to integrate financial services into their applications. It provides features such as payment processing, account management, and compliance support so companies can offer financial products with ease. The platform facilitates the creation of customized banking solutions for various use cases, allowing businesses to cater to their specific needs. With a focus on regulatory compliance and security, Decentro ensures that its services meet industry standards. Key capabilities: payment processing account management compliance support API integration reporting tools Best for: businesses that need to incorporate banking services into their applications.
Decentro is a full-stack API banking and fintech infrastructure platform built by Decentro, designed to help businesses launch financial products quickly and reliably. Its primary purpose is to abstract away the complexity of integrating with regulated banking systems offering modular APIs and SDKs for payments, KYC, account creation, virtual accounts, ledgers, and more. Through its Flow (payment) and Fabric (embedded banking) modules, Decentro enables companies to build payment collections, payouts, recurring mandates, digital KYC, lending workflows, and credit products. Decentro’s user interface is clean, developer-friendly, and focused primarily on its dashboard and developer portal. The dashboard enables businesses to manage virtual accounts, payouts, and reconciliation in a structured way; its modular layout makes it easy to navigate between payment collections, ledger entries, and KYC flows. The developer portal is well-documented, with clear guides, code samples, and sandbox environments, easing integration even for teams new to banking APIs. Decentro offers a powerful mix of features. Its Flow module supports UPI, NEFT, IMPS, RTGS collections, virtual accounts, recurring mandates (e-NACH), and payouts.
Pros & Cons
- +Full-stack BaaS accelerates product launch 10X faster with a 90% OpEx reduction.
- +Supports 90+ payout currencies and 12+ collection currencies for global expansion.
- +Escrow accounts and ledger reconciliation ensure secure and accurate cross-border finance.
- +White-label payments and modular APIs offer flexibility and brand control.
- +Sandbox environment and detailed documentation simplify developer integration.
- −The fee structure is not transparent; specific pricing for modules is not listed.
- −Cons Core services are run by an RBI-authorized entity, which may impose regional limitations.
- −Cons The comparison rate shows users lose a small percentage on currency conversion fees.
- −Cons Reliance on APIs means technical teams must handle all integration and maintenance.
- −Customer support hours and SLA guarantees for API uptime are not specified.
- −The fee structure is not transparent; specific pricing for modules is not listed.
- −Core services are run by an RBI-authorized entity, which may impose regional limitations.
- −The comparison rate shows users lose a small percentage on currency conversion fees.
- −Reliance on APIs means technical teams must handle all integration and maintenance.
Features
Key features
- Full-Stack Banking-as-a-Service (BaaS)
- Provides a comprehensive suite of modular APIs and SDKs to build and launch complete financial products.
- Accelerated Product Launch (10X Faster)
- Enables businesses to launch complex financial products in a matter of days, significantly speeding up time-to-market.
- Global Payouts in 90+ Currencies
- Supports disbursing payments to users in over 90 international currencies from a single platform.
- Multi-Currency Escrow Accounts
- Offers secure, escrow-backed workflows for carrying out sensitive cross-border transactions.
- Massive Cost Reduction and Transaction Volume
- Guarantees a 90% reduction in CapEx & OpEx and handles over 240 million API transactions.
- White-Label Payment Infrastructure
- Provides a customizable payment infrastructure that businesses can brand as their own.
Additional features
- Full-Stack BaaS Platform
- Offers an entire set of banking and financial services via APIs and SDKs.
- Modular Selection
- Allows businesses to select and integrate only the specific financial modules they need.
- Sandbox Environment
- Provides a developer-friendly sandbox for testing all selected modules from day one.
- 10X Faster Product Launch
- Simplifies and accelerates the process of bringing financial products to market.
- Seamless Verification
- Features an easy process for business email ID sign-up and verification.
- Detailed Documentation
- Provides extensive guides for easy integration into existing systems.
- Dashboard-Driven Go-Live
- Allows users to initiate the production launch directly from their dashboard.
- White-label Payments Infrastructure
- Provides a customizable and brandable payment backend.
- Global Payment Collection
- Enables generating branded QR codes to accept payments through multiple methods.
- 12+ Local Currency Collections
- Supports collecting payments in over 12 local currencies globally.
- Global Payouts (90+ Currencies)
- Disburses payments to consumers and users in over 90 currencies.
- Ledgers Module
- Offers a single, scalable system of record for all transactions and balances.
- Multi-Currency Accounts
- Allows users to easily transact, hold, and reconcile funds in multiple currencies within one account.
- Multi-Currency Escrow Accounts
- Supports secure cross-border transactions using escrow-backed workflows.
- End-to-End Ledger-Based Reconciliation
- Manages the entire back-office process, ensuring all transactions are accurately tracked and reconciled.
Pricing
Countries & Languages
Interface languages
Billing currencies
No reviews yet
Be the first to drop a review
Alternatives to Decentro
Zofi Cash
Zofi Cash is a financial management software from Zofi Cash that provides tools for personal…
MTN Homeland
MTN Homeland is a digital remittance and airtime transfer platform developed by MTN MoMo to…
Sigma AI
Sigma AI is a fraud detection software from Pastel that solves financial challenges in Africa…
Reeple
Reeple is a technology infrastructure platform from Reeple Technologies designed to help African immigrants in…
About Decentro
Decentro is a banking-as-a-service platform from Decentro that enables businesses to integrate financial services into their applications. It provides features such as payment processing, account management, and compliance support so companies can offer financial products with ease. The platform facilitates the creation of customized banking solutions for various use cases, allowing businesses to cater to their specific needs. With a focus on regulatory compliance and security, Decentro ensures that its services meet industry standards. Key capabilities: payment processing account management compliance support API integration reporting tools Best for: businesses that need to incorporate banking services into their applications.
Decentro Details
Decentro's In-App Market Place
Does Decentro have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
SGD ($)
Pros & Cons
- Full-stack BaaS accelerates product launch 10X faster with a 90% OpEx reduction.
- Supports 90+ payout currencies and 12+ collection currencies for global expansion.
- Escrow accounts and ledger reconciliation ensure secure and accurate cross-border finance.
- White-label payments and modular APIs offer flexibility and brand control.
- Sandbox environment and detailed documentation simplify developer integration.
- The fee structure is not transparent; specific pricing for modules is not listed.
- Cons Core services are run by an RBI-authorized entity, which may impose regional limitations.
- Cons The comparison rate shows users lose a small percentage on currency conversion fees.
- Cons Reliance on APIs means technical teams must handle all integration and maintenance.
- Customer support hours and SLA guarantees for API uptime are not specified.
- The fee structure is not transparent; specific pricing for modules is not listed.
- Core services are run by an RBI-authorized entity, which may impose regional limitations.
- The comparison rate shows users lose a small percentage on currency conversion fees.
- Reliance on APIs means technical teams must handle all integration and maintenance.
Decentro's Support Options
Email Address
support@decentro.techDecentro's Alternatives
Zofi Cash
Zofi Cash is a financial management software from Zofi Cash that provides tools for personal…
MTN Homeland
MTN Homeland is a digital remittance and airtime transfer platform developed by MTN MoMo to…
Sigma AI
Sigma AI is a fraud detection software from Pastel that solves financial challenges in Africa…
Reeple
Reeple is a technology infrastructure platform from Reeple Technologies designed to help African immigrants in…
