About Decide
Decide is a credit risk assessment software from Indicina that helps validate the credit eligibility of individuals swiftly and accurately. It combines native open data sourcing, third-party sourcing, and traditional data analysis so users can underwrite with the confidence of a human at five times the speed. This platform supports modern methods of assessing risk and affordability, making it suitable for diverse financial services. Users can also access webinars and developer resources to maximize their understanding of the software. Key capabilities: originations buy now, pay later data analysis risk assessment eligibility validation Best for: financial institutions that need efficient credit risk assessment solutions.
Decide Details
Decide's In-App Market Place
Does Decide have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
NGN (₦
Pros & Cons
- Allows lenders to query data points and insights customized to their niche lending rules without manual calculations.
- The inclusion of Free Cash Flow and Maximum EMI metrics allows lenders to precisely tailor loan amounts to affordability
- Provides analysis in under 2 minutes
- It relies on the applicant willingly and successfully providing access to their bank statement data via API or PDF upload.
- Requires technical expertise to integrate the API into a lender's existing system
- The data sources and specific models are optimized for the African financial landscape