Decisimo

Implements business rule logic by comparing data and allowing for on-the-fly updates (numbers, text, time-based, regular expressions).

Uses multiple independent (conditions) and dependent (actions) variables for sophisticated decision logic, including classic comparisons and advanced interval options.

Defines the flow of decision logic using a drag-and-drop builder, allowing reuse of components (models, rule sets, decision tables, data sources) and branching for product-specific logic or champion/challenger testing.

Deploys decision flows to a network of regionally distributed execution endpoints for optimal response speed and data protection compliance.

Connects to any REST API (JSON/XML) to enrich data, with parallel execution of multiple calls for efficiency (e.g., credit bureaus, blacklists, third-party scoring).

Processes large volumes of data (e.g., client segmentation, prescoring, portfolio evaluation) from sources like FTP, Google Cloud Storage, or S3 buckets, using the same decision flows as real-time scoring.

Enables testing of rules, decision tables, models, and full decision flows against defined test cases to validate behavior before deployment, including regression testing with historical data.

Automates decisions across various roles and systems, consolidating underwriting processes onto a unified platform.

Accelerates the deployment of decision logic through visual rule editing and in-platform unit testing.

Reduces operational costs by eliminating the need for multiple roles (underwriters, managers, trainers) and minimizing software development expenses; one analyst can maintain logic.

Frees up engineering capacity by shifting decision logic management to analysts, bypassing traditional development cycles.

Enhances loan underwriting, credit limit management, cross-sell selection, and collections scoring; streamlines credit lifecycle management.

Automates underwriting, risk premium evaluation, and claim management; aids in accurate risk assessment.

Includes robust security with support for OpenID Connect, OAuth 2.0, SAML 2.0 (for SSO), fine-grained permissions, and HTTPS encryption.

Regional distribution of endpoints ensures compliance with regional data protection requirements.