About Divvy
BILL Spend & Expense (formerly Divvy) combines corporate cards with expense management software, designed to reduce the friction of expense reports. The platform is “card first”: budgets and controls can be applied to physical and virtual cards so spend is tracked at the moment it happens rather than after employees submit receipts. BILL advertises credit limits from $1,000 to $5M (terms apply) and positions the product as a way to control spend while simplifying reconciliation. Key capabilities: • Corporate cards (physical and virtual) with budget controls Real-time spend tracking and receipt capture Automated expense categorization and approvals Policy controls to reduce out-of-policy spend Mobile app for cardholders and managers Best for: finance teams that want card-based expense control and simpler month-end close.
Divvy by Bill is a transformative tool for businesses seeking to streamline their expense management and financial operations. Since its inception in 2017 and subsequent acquisition by [Bill.com](http://Bill.com) in 2021, Divvy has quickly gained recognition for its comprehensive suite of features designed to simplify and optimize spend management. At its core, Divvy offers a sophisticated platform for managing corporate expenses through the issuance of virtual and physical corporate cards. This functionality allows businesses to establish precise spending limits and controls for their employees, ensuring that expenditures are kept in check and aligned with company budgets. One of Divvy’s most compelling features is its real-time expense tracking, which enables users to capture and categorize receipts as transactions occur. This real-time capability is crucial for maintaining an accurate and up-to-date view of company expenses, which helps in mitigating the risks associated with financial inaccuracies and fraud. The platform also includes robust budgeting tools, allowing businesses to set up and monitor budgets across different departments or projects.
Pros & Cons
- • Comprehensive corporate card management with customizable controls.
- • Real-time expense tracking and automated reconciliation reduce administrative burden.
- • Detailed budgeting and spend insights help manage finances effectively.
- • Integration with major accounting and ERP systems streamlines financial operations.
- • User-friendly interface with mobile access for convenient expense management.
- • Limited language support, primarily available in English.
- • The free plan may not offer all features required by larger or more complex organizations.
- • Higher-tier plans might be necessary for advanced features, which could be costly for smaller businesses.
- • Integration options may be limited based on the specific needs and software used.
- • The platform is primarily focused on the U.S. market, with limited international support.
Features
Key features
Issuance of virtual and physical corporate cards with customizable limits and controls.
Real-time tracking of expenses with receipt capture and categorization.
Set and monitor budgets for different departments or projects.
Automatic matching of transactions with receipts and expenses.
Detailed analytics and reporting on company spending patterns and trends.
Additional features
Issue and manage virtual and physical cards for employees with configurable spending limits.
Real-time expense tracking with features for receipt capture and categorization.
Create and manage budgets with visibility into spending against set limits.
Automatic reconciliation of expenses with receipts and transactions to ensure accuracy.
Detailed reports and analytics on spending trends, category-wise expenses, and departmental budgets.
Customizable approval workflows for expense submissions and corporate card transactions.
Integration with accounting software and ERP systems to streamline financial processes.
Access and manage expenses and cards via a mobile app for on-the-go convenience.
Advanced security measures including fraud detection and compliance controls.
Pricing
Countries & Languages
Interface languages
Billing currencies
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About Divvy
BILL Spend & Expense (formerly Divvy) combines corporate cards with expense management software, designed to reduce the friction of expense reports. The platform is “card first”: budgets and controls can be applied to physical and virtual cards so spend is tracked at the moment it happens rather than after employees submit receipts. BILL advertises credit limits from $1,000 to $5M (terms apply) and positions the product as a way to control spend while simplifying reconciliation. Key capabilities: • Corporate cards (physical and virtual) with budget controls Real-time spend tracking and receipt capture Automated expense categorization and approvals Policy controls to reduce out-of-policy spend Mobile app for cardholders and managers Best for: finance teams that want card-based expense control and simpler month-end close.
Divvy Details
Divvy's In-App Market Place
Does Divvy have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
0
Mini Apps
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), AUD ($), CAD ($), JPY (¥), CNY (¥), INR (₹), RUB (₽), BRL (R$), MXN ($)
Pros & Cons
- • Comprehensive corporate card management with customizable controls.
- • Real-time expense tracking and automated reconciliation reduce administrative burden.
- • Detailed budgeting and spend insights help manage finances effectively.
- • Integration with major accounting and ERP systems streamlines financial operations.
- • User-friendly interface with mobile access for convenient expense management.
- • Limited language support, primarily available in English.
- • The free plan may not offer all features required by larger or more complex organizations.
- • Higher-tier plans might be necessary for advanced features, which could be costly for smaller businesses.
- • Integration options may be limited based on the specific needs and software used.
- • The platform is primarily focused on the U.S. market, with limited international support.
Divvy's Support Options
Documentation
https://www.bill.com/guidesCommunity Forums
https://www.bill.com/resourcesDivvy's Alternatives
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