Equifax logo

Equifax

by Equifax · Since 1899
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Active1+ countriesCloud
Quick facts
VendorEquifax
Year launched1899
StatusActive
LocationAtlanta (Midtown), GA P.O. Box 740241, Atlanta, GA 30374, US
Countries served1+
Languages3
IntegrationsN/A
Free tierN/A
Free trialN/A
Contact salesN/A

About Equifax

Equifax is a data analytics software from Equifax that focuses on providing credit reporting and risk assessment services. It combines credit data, identity verification, and risk management tools so businesses can make informed decisions regarding lending and consumer lending risk. Equifax serves a variety of industries, including financial services and retail, helping organizations manage credit exposure and fraud risk. The platform features reliable data insights and analytics that assist in predicting customer behavior and creditworthiness. Key capabilities: credit reporting identity verification risk assessment data analytics fraud detection Best for: businesses that need comprehensive credit and risk management solutions.

Equifax Complete™ presents itself as a robust suite of credit monitoring and identity theft protection services, aiming to provide users with a sense of security in an increasingly vulnerable digital landscape. At its core, the service delivers essential credit report monitoring, focusing primarily on the Equifax credit bureau in its base offering, with the option to expand to all three major bureaus (Equifax, Experian, and TransUnion) in its higher-tiered plans. The fundamental purpose is clear: to inform users of changes to their credit reports and to provide tools for mitigating the damage caused by identity theft. The inclusion of identity restoration services is a crucial component, acknowledging the potential for users to become victims despite preventative measures. The user interface, while functional, falls short of contemporary design standards. It relies on a straightforward menu system that, while easy to navigate for basic tasks, lacks the intuitive flow and visual appeal of modern financial applications. The sheer volume of information presented can be overwhelming for first-time users, highlighting the need for a more streamlined and user-friendly presentation.

Pros & Cons

Pros
  • Easy to use and understand.
  • Clear and user-friendly interface, especially for reviewing documents.
  • Quick handling of issues, especially related to credit reports.
  • Useful for monitoring credit reports and detecting fraudulent activity.
  • Fulfilling for assisting clients with financial needs.
Cons
  • Integration issues with other software.
  • Difficult to navigate when trying to find specific information on the website.
  • Slow input and outdated system feel.
  • Painful and time-consuming setup process.
  • Back-end setup can be frustrating and cumbersome.

Features

Key features

1. Credit Monitoring

Monitors credit reports and sends alerts for changes.

2. Identity Theft Protection

Covers protection against fraud, with restoration services.

3. Fraud Alerts & Freezing

Allows users to set fraud alerts or freeze their credit.

4. Credit Score Access

Users can access their credit scores and reports.

5. ID Theft Insurance

Provides up to $1MM coverage for identity theft.

Additional features

1. Credit Report Lock

Prevents unauthorized access to your credit report.

2. Identity Restoration Services

Assistance if your identity is stolen.

3. Family Plan

Protects multiple family members, including children.

4. Three-Bureau Credit Monitoring

Includes monitoring from all three major credit bureaus.

5. Up to $1 Million ID Theft Insurance

Coverage for identity theft recovery.

6. Monthly and Annual Plans

Flexible payment options with different levels of service.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Monthly plans

Premier Plan
USD 9.95/mo
billed monthly
Premier Plan
USD 19.95/mo
billed monthly
Family Plan
USD 29.95/mo
billed monthly

Countries & Languages

1
Countries served
3
Interface languages
20
Billing currencies

Available in

All Countries.

Interface languages

EnglishSpanishPortuguese

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇨🇦CAD🇦🇺AUD🇯🇵JPY🇨🇳CNY🇮🇳INR🇧🇷BRL🇷🇺RUB🇲🇽MXN🇸🇬SGD🇨🇭CHF🇸🇪SEK🇰🇷KRW🇿🇦ZAR🇹🇷TRY🇦🇪AED🇸🇦SAR🇭🇰HKD

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