expressPay logo

expressPay

by expressPay Ghana Limited · Since 2012
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Active1+ countriesCloud
Quick facts
VendorexpressPay Ghana Limited
Year launched2012
StatusActive
LocationAccra, Ghana
Countries served1+
Languages1
IntegrationsN/A
Free tierN/A
Free trialN/A
Contact salesYES

About expressPay

ExpressPay is a payment processing platform from expressPay Ghana Limited that lets users send money and make purchases with approved merchants. It combines Terms & Conditions, Privacy Policy, and Chargeback features so users are informed and secure in their transactions. The platform also provides a comprehensive guide on How It Works, enabling users to navigate the service effectively. expressPay is designed to support both individual customers and businesses, ensuring that they can transact with ease and confidence. Key capabilities: secure transactions multi-merchant support third-party API integration user-friendly interface detailed customer support Best for: individuals and businesses that need a reliable solution for digital payments and transactions.

expressPay is a versatile and comprehensive payment platform designed to make financial transactions seamless for both individuals and businesses. The software provides multiple ways to send and receive money, including mobile money transfers, card payments, and USSD transactions, ensuring accessibility across different user segments. Its mobile app, available for both Android and iOS, enhances convenience, allowing users to perform activities such as sending money, topping up airtime, and paying bills directly from their smartphones. For businesses, expressPay offers robust solutions like API integration, QR code payments, POS devices, and bulk payment processing. The API integration allows merchants to offer a smooth payment experience across multiple platforms, while the QR code and POS solutions enable contactless payments, reflecting modern payment trends. Bulk payments simplify the management of multiple transactions simultaneously, saving time and reducing errors. The platform emphasizes security, being PCI certified, which assures users that sensitive data is protected. Additionally, its bill payment feature enables businesses and utility providers to manage customer payments efficiently.

Pros & Cons

Pros
  • Fast and secure payments when profile details are complete
  • Easy to use with intuitive interface for everyday transactions
  • Provides detailed transaction history for record-keeping
  • Responsive customer service that resolves issues quickly
  • Supports linking to mobile wallets and bank cards
Cons
  • Slow processing when sending money from card to mobile money, causing delays in emergencies
  • App sometimes debits accounts multiple times during failed transactions
  • Foreign cards often face restrictions, preventing wallet top-ups or vendor payments
  • Verification requirements for card deposits can be cumbersome and time-consuming
  • Fingerprint login and ID verification features can malfunction after updates

Features

Key features

API Integration

Allows businesses to integrate expressPay into their platforms to accept card and mobile money payments seamlessly.

Scan to Pay (QR Codes)

Enables contactless payments using unique QR codes for merchants and customers.

Bill Payments

Lets businesses generate bills for customers to make payments conveniently.

Point of Sale (POS) Devices

Android POS devices accept mobile money, NFC payments, and traditional card transactions.

Bulk Payments

Facilitates paying multiple suppliers at once accurately with a single click.

USSD Payments

Provides payment solutions via USSD codes compatible with all mobile networks.

Send Money & Airtime Top Up

Allows users to send money, top up airtime, and purchase internet bundles easily.

Additional features

API Integration

Enables multi-platform payment acceptance for businesses.

Scan to Pay (QR Codes)

Contactless payments using unique QR codes for merchants.

Bill Payments

Businesses and utility providers can generate bills for customer payments.

Point of Sale Devices

Accepts mobile money, NFC payments, and card transactions via Android POS devices.

Bulk Payments

Allows companies to pay multiple recipients efficiently and without errors.

USSD Payments

Accepts payments through USSD, compatible with all mobile networks.

Send Money

Send money to friends, family, and bank accounts with ease.

Airtime Top Up

Purchase mobile airtime and internet bundles conveniently.

Mobile App

Available for Android and iOS to manage all payment services.

Safe and Secure

PCI certified platform ensuring protection of user data.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
1
Interface languages
10
Billing currencies

Available in

Ghana

Interface languages

English

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇸🇳XOF🇳🇬NGN🇬🇭GHS🇿🇦ZAR🇪🇬EGP🇰🇪KES🇹🇳TND

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