EzLink Enterprise EFT Switch logo

EzLink Enterprise EFT Switch

by CashLink Global Systems Pvt. Ltd ยท Since 2004
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Active5+ countriesCloudOn-premise
Quick facts
VendorCashLink Global Systems Pvt. Ltd
Year launched2004
StatusActive
LocationNo. 5, Mezzanine Floor, Thapar House, 37, Montieth Road, Egmore,, Chennai, Tamilnadu 600008, IN
Countries served5+
Languages12
IntegrationsN/A
Free tierNO
Free trialNO
Contact salesYES

About EzLink Enterprise EFT Switch

The EzLink Enterprise EFT Switch stands out as an elite, robust asset within the Core Banking and Financial Transaction Switching market.

The EzLink Enterprise EFT Switch stands out as an elite, robust asset within the Core Banking and Financial Transaction Switching market. The platform completely excels at taking the manual complexity out of real-time electronic funds transfers by acting as an ultra-secure, standard-compliant transaction router connecting customer touchpoints directly to internal Core Banking Systems. Its true competitive advantage lies in its flexible multi-institution framework and its deployment on high-performance EzKernel middleware. By enabling institutions to manage diverse terminal brands, drive multi-vendor hardware endpoints, and maintain isolated, private multi-tenant setups on a single server, it dramatically drops operational IT friction. While its infrastructure scale requires specialized engineering talent and custom enterprise budgeting, EzLink Enterprise is a premier choice for Commercial Banks, Central Interbank Switch Operators, and Emerging Fintech Institutions looking to build a high-speed, secure, and future-proof payment network.

Pros & Cons

Pros
  • Ensures highly optimized transaction speeds and low system overhead on robust enterprise operating systems.
  • Strict compliance with PCI standards, ISO 8583, and ISO 20022 provides seamless compatibility with international banking networks.
  • Bridges customer touchpoints with Core Banking Systems via real-time data exchanges, ensuring accurate balance checks and authorization.
Cons
  • Configuring switching rules, mapping ISO messages, and managing UNIX middleware requires highly specialized payments engineering talent.
  • The lack of upfront pricing maps requires a long, customized corporate analysis phase to determine total deployment costs.
  • Running the switch securely requires high-performance UNIX computing environments and Hardware Security Modules (HSMs).

Features

Key features

ISO 8583/20022 Protocol Standard Translation

Automatically parses, maps, and standardizes structural incoming financial strings from external networks into identical corporate ledger fields.

Direct Self-Service Terminal (SST) Driving

Features native low-level protocol drivers that interact with and control multi-vendor hardware configurations directly, bypassing third-party terminal controllers.

Multi-Institution & Multi-Brand Segregation

A singular server instance can independently host and isolate multiple related or unrelated financial organizations, ensuring base currencies, transaction rules, and data flows remain completely private to each bank.

Layered N-Tier Architectural Kernel

Built sequentially upon the high-performance EzKernel server-based middleware, which deploys over enterprise UNIX systems (Linux, Sun Solaris, IBM AIX) to isolate critical OS services from operational switching rules.

Additional features

Built-in Fraud & Real-Time Risk Management

Analyzes transactional packets actively mid-flight using pre-defined threat filters to instantly flag and block suspicious or high-risk withdrawal patterns.

Dynamic Multi-Channel Routing Logic

Directs real-time transaction traffic seamlessly across disparate delivery channels including ATMs, Point-of-Sale (POS) terminals, Self-Service Kiosks, E-Commerce portals, and Mobile Commerce systems.

EMV Chip-Card Compliance Verification

Provides built-in chip authorization cryptography checking, natively validated against international security benchmarks for major card issuers.

Terminal Status and Health Tracking

Generates live alerts logging technical details like hardware faults, network outages, and cassette cash balances for deployed ATM terminals.

Automated Multi-Channel Transaction Reconciliation

Compiles automated transaction logs and generates structured switch clearing files to streamline daily back-office settlement activities.

Flexible XML/REST API Connectivity Gateway

Offers an open programmatic access layer to bridge underlying switching pipelines with modern custom consumer applications, digital mobile wallets, or neo-banking screens.

Centralized Database Audit Event Logging

Formulates comprehensive, tamper-evident transaction logs tracking every single connection request, status change, or configuration shift to maintain strict regulatory audit trails.

Fault-Tolerant Load Balancing Operations

Distributes traffic evenly across connected server nodes, maintaining nonstop operational uptime during peak transaction volume spikes.

Pricing

Free trial
Free version
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Countries & Languages

5
Countries served
12
Interface languages
19
Billing currencies

Available in

All Countries.๐Ÿ‡ฎ๐Ÿ‡ณIN๐Ÿ‡ฆ๐Ÿ‡ซAF๐Ÿ‡ฑ๐Ÿ‡ฆLA๐Ÿ‡ช๐Ÿ‡นET

Interface languages

EnglishSpanishFrenchGermanItalianPortugueseDutchRussianChineseJapaneseKoreanen

Billing currencies

๐Ÿ‡บ๐Ÿ‡ธUSD๐Ÿ‡ช๐Ÿ‡บEUR๐Ÿ‡ฌ๐Ÿ‡งGBP๐Ÿ‡ฏ๐Ÿ‡ตJPY๐Ÿ‡ฆ๐Ÿ‡บAUD๐Ÿ‡จ๐Ÿ‡ฆCAD๐Ÿ‡จ๐Ÿ‡ญCHF๐Ÿ‡จ๐Ÿ‡ณCNY๐Ÿ‡ธ๐Ÿ‡ชSEK๐Ÿ‡ฐ๐Ÿ‡ทKRW๐Ÿ‡ณ๐Ÿ‡ฟNZD๐Ÿ‡ธ๐Ÿ‡ฌSGD๐Ÿ‡ญ๐Ÿ‡ฐHKD๐Ÿ‡ณ๐Ÿ‡ดNOK๐Ÿ‡ฒ๐Ÿ‡ฝMXN๐Ÿ‡ฎ๐Ÿ‡ณINR๐Ÿ‡ฎ๐Ÿ‡ณINR๐Ÿ‡บ๐Ÿ‡ธUSD๐Ÿ‡ช๐Ÿ‡นETB

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