Fintech Market Core System

Additional features

Core Loan Management System

Centralized platform for managing loans and lending operations.

Customizable, Interdependent Workflows

Create flexible workflows according to business needs, goals, and legal requirements.

Lego-like Functionality for Flows

Assemble smaller components to create larger, personalized process parts.

Visual Flowchart Management

Intuitive visual interface for easy process management (create, connect, rearrange elements).

Automation and User Control (Workflows)

Workflows can be initiated automatically or manually.

Configurable Data Fields

Utilize preset or create personalized data fields, defining values, formats, and defaults.

Diverse Financial Products Support

Handles revolving credits, loans with fixed schedules, deposits, current accounts, investments, and merchant solutions.

Flexible Product Configurations

Customizable options like schedule types for each product.

Product Testing and Preview

Ability to test and preview created products before final implementation.

Various Payment Solutions

Facilitates creation and receipt of bank transfers, direct debits, cash, and card payments.

Payment Allocation Configuration

Determines the order in which loan obligations are covered for flexible repayment.

Debt Management Tools

Includes notifications, messages, and workflows for effective debt collection.

Loan Modification

Ability to modify repayment schedules and refinance loans.

Loan Sale/Write-off

Functionality to sell or write off loans.

Comprehensive Debt Collection

Records payment promises, enables collaboration with external debt collection agencies, and allows reduction of penalties or customer obligations.

Versatile Messaging Functionality

Across multiple communication channels.

Automated Message Sending Rules

Configure rules for automated message delivery.

Integration with Communication Providers

Seamless integration for sending messages.

Customizable Message Templates

Create templates with attachments, contracts, or other documents.

Self-Service Publishing

Use templates for self-service publishing to eliminate repetitive design work.

Efficient Customer Contact and Task Management

Task functionality for direct customer engagement and streamlined workflow configuration.

Consolidated Timeline View

Provides a centralized view of system actions, change history, and historical data.

Visual Charts

Offer overviews, timelines, and key statistics, eliminating manual data searching.

Version Control and Transparency

Requires new version and activation for system changes, ensuring transparency and simplifying audits.

Analytical Database Integration

Seamless integration for access to detailed information, enhancing reporting and analysis.

Extensive Global Integrations

Continually expanding selection including payment gateways, risk management providers, communication gateways, and authentication services.

User-Friendly Custom Integrations

Users can easily add their own integrations.

Streamlined Data Consolidation and Extraction

Simplifies data extraction from multiple providers.

Sales Portfolio Integration

Option to sell loan accounts through an integrated provider or by manual data insertion.

Customizable Sales Process

Add loan selection criteria based on organizational preferences (e.g., overdue accounts, specific debt thresholds, customer responsiveness).

Portfolio Management (Sales)

Add/remove accounts, set price and transaction period, select buyer, and possibility of buyback.

Virtual Card Creation

Create virtual cards for customers.

Physical Card Application

Apply for physical cards issued by a card provider through integration.

Card Management

Configure card expiration time, authorization hold timeout, and other settings.

Card Actions

Create, apply, activate, block, close, unblock cards; add labels and notes.

Card Timeline and Settings View

Customizable panels, activity tracking, content generation, and insights into external requests.

Outgoing Web Requests

Make web requests to external systems for data retrieval without incoming requests.

Configurable Outgoing Request Setup

With retry attempts, authentication, and result field extraction (JMESPath or JavaScript).

Example Responses (Outgoing Requests)

View example responses and data.

Testing Options and Logs (Outgoing Requests)

Preview requests for testing; logs display request history and outcomes.

Data Contribution Solution

Helps grow risk minimization databases by relying on contributions from financial service providers.

User-Friendly Data Contribution Setup

Configurable via an easy interface.

Customizable Data Contribution Reports

Summarized customer data or account-based contributions (primarily loan account with customer data).

Report Overview and Filters (Data Contribution)

Filter rules for selective customer contribution; reports downloadable in XML format.

Solution for Consumer Lending

Tailored for consumer loan products.

Solution for SME Lending

Tailored for small and medium-sized enterprise lending.

Solution for Credit Line

Specific support for credit line products.

Solution for Purchase Financing

Designed for purchase financing scenarios.

Solution for Car Leasing

Specific functionalities for car leasing.

Solution for Deposits

Manages deposit accounts.

Solution for E-wallet

Supports e-wallet functionalities.

Solution for Factoring Software

Caters to factoring operations.

Solution for Mortgage

Supports mortgage management.