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Flouci

by Kaoun · Since 2020
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ActiveAvailable globallyCloud
Quick facts
VendorKaoun
Year launched2020
StatusActive
LocationCléopâtre Center, A2-7, Centre Urbain Nord, Tunis 1082, TN
Countries servedGlobal
Languages1
Integrations
Free tier
Free trial
Contact sales

About Flouci

Flouci is a data analytics software from Kaoun that provides insights into user behavior and trends. It combines real-time data processing, interactive dashboards, and customizable reporting tools so businesses can make informed decisions based on data patterns. Flouci supports a wide range of data sources and allows users to visualize complex information clearly. This software is designed to help companies improve their performance by analyzing key metrics and KPIs. Key capabilities: real-time analytics customizable dashboards multi-source integration automated reporting user-friendly interface Best for: businesses that need to analyze data to drive strategic decision-making.

FLOUCI BY KAOUN is a digital wallet software developed to simplify electronic payments and financial transactions for individuals and businesses. Its primary purpose is to provide a secure and convenient platform for storing funds, making payments, transferring money, and managing digital financial activities. Key features include wallet funding, peer-to-peer transfers, merchant payments, transaction history tracking, and security controls, positioning Flouci as a practical solution in the growing digital payments ecosystem. The user interface of Flouci is modern, minimal, and designed for ease of use. The dashboard presents balances, recent transactions, and available actions in a clear and accessible layout. Navigation is intuitive, with simple icons and clearly labeled sections that allow users to send money, receive funds, or review transaction details without confusion. The overall design emphasizes simplicity, making the app suitable for both first-time digital wallet users and experienced customers. Functionality within Flouci covers essential digital wallet needs while maintaining a strong focus on security and convenience. Users can perform instant transfers, pay merchants, and manage multiple transactions efficiently.

Pros & Cons

What users like
  • +It's a huge relief to finally skip those nightmare queues at Tunisian banks and do everything from home.
  • +The interface is actually snappy and modern, which is a breath of fresh air for local financial apps.
  • +Getting a bank account without those annoying monthly maintenance fees eating your balance is a massive win.
  • +Paying via QR code is super fast and saves you from carrying a bulky wallet full of cash.
  • +Being backed by the Central Bank gives you that peace of mind that your money is actually safe.
What users flag
  • Having to scan your ID and wait for manual verification can be a bit of a buzzkill.
  • While the app is great, you're still stuck with the standard daily limits on your physical debit card.
  • Millennials will love it, but older folks might find the all-digital, no-branch approach a bit confusing at first.
  • The features are tailored specifically for Tunisia, so it's not much use if you travel frequently abroad.
  • You are completely dependent on your smartphone's battery and a stable internet connection to pay for anything.

Features

Key features

100% Digital Account Opening
Users can open a free current bank account with a RIB entirely through the app without visiting a physical branch.
Central Bank & Blockchain Security
The platform is approved by the Central Bank of Tunisia and utilizes blockchain infrastructure to ensure transaction integrity and fraud prevention.
Cardless ATM Withdrawals
Customers can withdraw cash from ATMs using a unique code generated within the app, removing the need for a physical card.
Instant QR Code Payments
The app enables rapid merchant payments and online checkouts by scanning QR codes, completing transactions in under five seconds.
Physical and Virtual Visa Cards
Users can request a physical Visa card delivered to their door or use virtual cards for modern digital banking needs.
Zero-Fee Current Accounts
The software provides a banking experience with no account maintenance fees, making it highly accessible for daily use.

Additional features

QR Payment System
Supports payments at physical merchant counters, on TPE terminals, and for online shopping carts via QR scanning.
Cardless Withdrawal
Generates secure codes for withdrawing cash at ATMs without requiring the physical debit card.
Multi-Source Funding
Allows users to top up their digital wallet using bank accounts, credit cards, or eDinar cards.
Scheduled Transfers
Provides functionality to program recurring or future-dated payments and manage their frequency automatically.
Bill Payments
Supports remote payment of utility bills like STEG and SONEDE directly from the mobile interface.
Mobile Top-ups
Enables instant credit recharging for all major Tunisian telecom operators including Ooredoo, Orange, and Tunisie Télécom.
Physical Card Management
Includes features for ordering, activating, and managing limits for a physical Visa debit card.
Biometric Security
Offers high-level protection by allowing users to secure their accounts using fingerprints or PIN codes.
Charitable Donations
Features a dedicated section to support various social causes through quick digital contributions.
Blockchain Infrastructure
Uses a decentralized ledger system to track all transactions and prevent unauthorized modifications or fraud.
Seamless Onboarding
Replaces traditional administrative "gibberish" with a streamlined digital form and CIN scanning process.

Pricing

Free trial
Free version
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Countries & Languages

Global
Countries served
1
Interface languages
1
Billing currencies

Interface languages

ENGLISH]

Billing currencies

🇺🇸USD

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