About Genome
Genome is an electronic money institution (EMI) platform, multi-currency corporate banking suite, and merchant processing service developed by UAB Genome (licensed and supervised by the Bank of Lithuania).
Genome is an electronic money institution (EMI) platform, multi-currency corporate banking suite, and merchant processing service developed by UAB Genome (licensed and supervised by the Bank of Lithuania). Engineered to replace legacy banking friction for modern European businesses, e-commerce stores, FinTechs, and high-risk verticals, Genome unifies dedicated European EUR IBANs, multi-currency wallets (supporting 12 currencies), SEPA Instant payments, batch payouts, and corporate Visa debit card issuing into a single cloud console. Its primary strengths lie in its fast online onboarding, its specialized underwriting for high-risk industries like iGaming, its automated batch transfer capabilities for mass payroll, and its integrated merchant Pay-by-Bank Open Banking gateway. Backed by ISO 27001 certified security, 24/7 mobile app management, and direct integration with Apple Pay and Google Pay, Genome delivers a digital financial foundation for international businesses operating across Europe and beyond.
Pros & Cons
- Easy distribution of virtual debit cards for corporate spend with granular employee roles.
- Real-time transfer execution across Europe with transparent currency exchange rates.
- Fully digital account application and KYC verification with zero branch visit requirements.
- Combines multi-currency accounts, batch payments, Visa cards, and merchant processing under one UI.
- High-risk onboarding requires extensive corporate documentation and compliance checks.
- Functionality expands via core platform tools and APIs rather than a self-service app store.
- Features and dedicated IBANs are optimized primarily around European Economic Area regulations and SEPA rails.
Features
Key features
Allows business directors to delegate portal access to accountants or department heads with granular role-based permissions.
Merchant platform enabling online businesses to accept direct customer payments via SEPA Instant Open Banking and debit/credit card processing.
Allows enterprises to upload and execute thousands of mass transactions simultaneously for contractor payouts and payroll runs.
Executes instant euro bank transfers across Europe within seconds via SEPA Instant, alongside SWIFT, Faster Payments, TARGET2, CHAPS, and BACS networks.
Provides instant dedicated IBANs with multi-currency wallets supporting 12 currencies (EUR, GBP, USD, PLN, CHF, JPY, etc.) under one platform.
Additional features
Low-cost payment initiation services allowing e-commerce shoppers to pay directly from their bank.
Dedicated compliance underwriting paths for digital industries like iGaming, affiliate marketing, and SaaS.
Complete open API allowing businesses to automate incoming/outgoing payments, balance checks, and account creation programmatically.
Dispatches instant transactional alerts across web and mobile platforms for continuous audit visibility.
Converts multi-currency balances instantly at transparent interbank exchange rates.
Instantly issues physical and virtual Visa debit cards supporting Apple Pay, Google Pay, and Garmin Pay.
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
No reviews yet
Be the first to drop a review
Alternatives to Genome
.png){kind=small}
WebPay
WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Verifi Global Payment Gateway
Verifi Global Payment Gateway is a payment processing platform from Visa that provides secure transaction…
Worldpay Payments Platform
Worldpay is a payments software platform from Worldpay that powers global commerce for businesses. It…
Waza
Waza is a global payments software from Waza that helps emerging market businesses, multinational corporates,…
.png){kind=small}
Spot something wrong or outdated?
Suggest a correction — a reviewer verifies every change.
About Genome
Genome is an electronic money institution (EMI) platform, multi-currency corporate banking suite, and merchant processing service developed by UAB Genome (licensed and supervised by the Bank of Lithuania).
Genome Details
Genome's In-App Market Place
Does Genome have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
0
Mini Apps
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), JPY (¥), AUD (A$), CAD (C$), CHF (CHF), CNY (¥), SEK (kr), NOK (kr), DKK (kr), INR (₹), SGD (S$), HKD (HK$), KRW (₩), MXN (Mex$), NZD (NZ$), ZAR (R), BRL (R$), EUR
Pros & Cons
- Easy distribution of virtual debit cards for corporate spend with granular employee roles.
- Real-time transfer execution across Europe with transparent currency exchange rates.
- Fully digital account application and KYC verification with zero branch visit requirements.
- Combines multi-currency accounts, batch payments, Visa cards, and merchant processing under one UI.
- High-risk onboarding requires extensive corporate documentation and compliance checks.
- Functionality expands via core platform tools and APIs rather than a self-service app store.
- Features and dedicated IBANs are optimized primarily around European Economic Area regulations and SEPA rails.
Genome's Support Options
Genome's Alternatives
WebPay
WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Verifi Global Payment Gateway
Verifi Global Payment Gateway is a payment processing platform from Visa that provides secure transaction…
Worldpay Payments Platform
Worldpay is a payments software platform from Worldpay that powers global commerce for businesses. It…
Waza
Waza is a global payments software from Waza that helps emerging market businesses, multinational corporates,…