About GTPay
GTPay is a payment processing platform from Guaranty Trust Bank (GTBank) that facilitates online transactions. It provides a secure payment gateway, real-time transaction processing, and support for multiple payment options so businesses can effectively manage their online sales. GTPay allows users to accept payments via debit and credit cards, mobile wallets, and bank transfers, catering to various customer preferences. It also features a user-friendly interface, making it accessible for merchants new to online payments. Key capabilities: secure payment gateway real-time transaction processing support for multiple payment options user-friendly interface comprehensive reporting tools Best for: e-commerce businesses that need reliable online payment solutions.
GTPay is a versatile digital payment platform developed by HabariPay Ltd, a fintech subsidiary of Guaranty Trust Holding Company plc, designed to help businesses of all sizes manage and receive payments efficiently. The software offers multiple payment channels, including payment links, USSD codes, virtual accounts, and mobile POS, allowing merchants to accept payments online and offline seamlessly. Its virtual account system simplifies reconciliation, automates transaction tracking, and reduces the risk of manual errors, providing businesses with clear visibility over their finances. The SquadPOS feature enables any NFC-enabled mobile device to act as a card acceptance terminal, eliminating the need for expensive hardware and making it accessible to small and micro businesses. Additionally, the e-commerce storefront integration allows merchants to build and manage online stores, expanding their market reach without complex technical setup. The platform is particularly well-suited for businesses in SMBs, retail, e-commerce, and corporate sectors across Africa. While GTPay offers robust functionality and is backed by a reputable financial institution, it does have some limitations.
Pros & Cons
- +Multi-channel payment acceptance allows merchants to receive payments via links, POS, and USSD, increasing flexibility
- +Virtual account system automates reconciliation and reduces manual accounting errors
- +Mobile POS reduces dependency on expensive hardware and facilitates quick adoption
- +Backed by Guaranty Trust Holding Company, providing financial reliability and trust
- +E-commerce storefront integration allows businesses to expand their market presence easily
- −Limited marketing and promotional tools within the platform for merchants.
- −User interface may be complex for non-technical users managing multiple payment channels.
- −Reporting features are basic and may not meet advanced analytics needs of large enterprises.
- −Limited customization options for automated notifications or receipts for customers.
- −Does not provide built-in fraud detection or advanced security monitoring for transactions.
Features
Key features
- Payment Links
- Create and share secure links for customers to make payments online quickly
- Virtual Accounts
- Assign unique virtual account numbers to track and reconcile payments in real-time
- USSD Payments
- Accept payments from customers without banking apps or cards via USSD codes
- SquadPOS
- Turn any NFC-enabled mobile phone into a POS device for card payments
- E-Commerce Storefront
- Build and manage an online store with product listings and sales tracking
Additional features
- Payment Gateway
- Seamless integration for online payment processing across multiple channels
- POS on Phone
- Accept card payments directly using a mobile device without additional hardware
- Virtual Account Management
- Generate, assign, and monitor virtual accounts for automated reconciliation
- USSD Payment Acceptance
- Allow payments via simple USSD codes for unbanked or mobile-first customers
- E-Commerce Integration
- Connect and manage online storefronts with real-time sales analytics
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
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About GTPay
GTPay is a payment processing platform from Guaranty Trust Bank (GTBank) that facilitates online transactions. It provides a secure payment gateway, real-time transaction processing, and support for multiple payment options so businesses can effectively manage their online sales. GTPay allows users to accept payments via debit and credit cards, mobile wallets, and bank transfers, catering to various customer preferences. It also features a user-friendly interface, making it accessible for merchants new to online payments. Key capabilities: secure payment gateway real-time transaction processing support for multiple payment options user-friendly interface comprehensive reporting tools Best for: e-commerce businesses that need reliable online payment solutions.
GTPay Details
GTPay's In-App Market Place
Does GTPay have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
NGN (₦)
Pros & Cons
- Multi-channel payment acceptance allows merchants to receive payments via links, POS, and USSD, increasing flexibility
- Virtual account system automates reconciliation and reduces manual accounting errors
- Mobile POS reduces dependency on expensive hardware and facilitates quick adoption
- Backed by Guaranty Trust Holding Company, providing financial reliability and trust
- E-commerce storefront integration allows businesses to expand their market presence easily
- Limited marketing and promotional tools within the platform for merchants.
- User interface may be complex for non-technical users managing multiple payment channels.
- Reporting features are basic and may not meet advanced analytics needs of large enterprises.
- Limited customization options for automated notifications or receipts for customers.
- Does not provide built-in fraud detection or advanced security monitoring for transactions.
GTPay's Support Options
Email Address
tbankdigitalgroup@gmail.comContact
+234 201 448 0000Documentation
https://www.gtbank.com/help-centreGTPay's Alternatives
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