HadiFinance logo

HadiFinance

by Hadi Finance · Since 2022
No reviews yet
Active1+ countriesCloud
Quick facts
VendorHadi Finance
Year launched2022
StatusActive
LocationAbuja, Nigeria
Countries served1+
Languages1
Integrations
Free tier
Free trial
Contact salesYES

About HadiFinance

HadiFinance is a financial management software from Hadi Finance [designed for personal and small business use]. It provides budgeting tools, expense tracking, and financial reporting so users can manage their finances effectively. HadiFinance allows users to set financial goals, monitor cash flow, and generate reports for better decision-making. The platform supports various financial accounts, automatic syncing with bank statements, and customizable financial dashboards for improved user use. Key capabilities: budgeting tools expense tracking financial reporting goal setting cash flow monitoring Best for: individuals and small business owners that need to manage their finances and make informed financial decisions.

Hadi Finance is an active Nigerian fintech platform launched in 2022 to provide working capital and trade‑credit solutions for informal retailers and SMEs. It specializes in inventory financing and invoice discounting, enabling businesses to convert stock purchases or unpaid receivables into immediate cash—often within 48 hours of approval. Designed as a cloud‑based platform, it is accessible via web and mobile app, offering a digital dashboard where users can upload invoices, track financing, and manage cash flows efficiently. The company is headquartered in Abuja, Nigeria, and serves primarily Nigerian businesses with potential expansion across Africa. Hadi’s fintech tools help traditionally underserved informal markets access capital without collateral, leveraging alternative data to bridge cash‑flow gaps. While it offers strong financial utility and localized support, the platform lacks a public in‑app marketplace, documented third‑party integrations, and open API access, making its ecosystem less extensible than larger fintech systems. Support options include phone and email, and official social media channels provide community engagement.

Pros & Cons

What users like
  • +Enables SMEs and informal retailers to access working capital quickly, improving cash flow
  • +Simplifies invoice discounting process, allowing businesses to get cash immediately
  • +Digital dashboard provides clear visibility into financing, invoices, and stock levels
  • +Products are tailored specifically for the needs of African SMEs and informal retailers
  • +Fast disbursement within 48 hours ensures timely capital for business operations
What users flag
  • Lack of advanced analytics for detailed financial reporting
  • Financing eligibility depends on transaction data, which may not cover all SME

Features

Key features

Inventory Financing
Provides working capital to retailers to purchase stock without upfront cash
Invoice Discounting
Converts unpaid invoices into immediate cash, improving liquidity
Digital Dashboard
Allows users to track financing, invoices, and cash flow online
Fast Disbursement
Capital is released within approximately 48 hours of approval
SME Focused Solutions
Tailored financial products for informal retailers and small businesses
Alternative Credit Assessment
Uses transaction data to underwrite financing efficiently
Mobile & Web Access
Fully accessible via web browser and mobile devices

Additional features

Web & Mobile Access
Platform accessible through desktop and mobile apps for convenience
Alternative Credit Solution
Evaluates business transactions to provide instant working capital
Support Tools
Provides 24/7 support through email and phone for seamless assistance
User Onboarding & Verification
Digital sign-up and verification to simplify account creation
Inventory Management Integration
Helps businesses manage stock levels alongside financing
Invoice Upload & Tracking
Allows uploading and tracking of invoices for cash flow management
Fast Cash Conversion
Converts receivables and invoices to cash quickly to avoid delays
Analytics & Insights
Provides basic insights into transaction history and financing usage

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
1
Interface languages
1
Billing currencies

Available in

Nigeria

Interface languages

English

Billing currencies

🇳🇬NGN

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