Hubtel logo

Hubtel

by Hubtel · Since 2005
No reviews yet
Active1+ countriesCloud
Quick facts
VendorHubtel
Year launched2005
StatusActive
Location302 Olympics Road, Kokomlemle, Accra, GH
Countries served1+
Languages1
Integrations
Free tier
Free trial
Contact salesYES

About Hubtel

Hubtel is a digital payments software/platform from Hubtel that supports online transactions. It offers features like mobile payments, e-commerce integration, and transaction tracking so businesses can manage their financial operations efficiently. Hubtel helps users process payments securely and offers tools for invoicing and reporting. The platform is designed for various transaction types, allowing businesses to cater to a wide range of customers. Key capabilities: mobile payments e-commerce integration transaction tracking invoicing tools reporting features Best for: small to medium-sized businesses that need reliable digital payment solutions.

Hubtel is the "Amazon-meets-Stripe" of Ghana. It has successfully moved from being a simple SMS gateway to a massive digital engine that powers the daily economy. For merchants, it offers a frictionless way to go digital with zero upfront cost. For consumers, it provides a one-stop-shop for everything from jollof rice to car insurance. While its transaction fees are higher than a simple bank transfer, the speed of hourly settlements and the reliability of its delivery network make it an indispensable partner for any business looking to scale in West Africa.

Pros & Cons

What users like
  • +Deeply understands the cash-lite needs of the developing Ghanaian economy.
  • +ISO 27001 and PCI-DSS certified, ensuring bank-grade data protection.
  • +Hourly payouts provide liquidity for small businesses.
What users flag
  • The vast number of features can overwhelm first-time merchants.
  • Extremely optimized for Ghana

Features

Key features

Omnichannel Payment Gateway
Enables businesses to accept payments via Mobile Money, Visa, Mastercard, and GHQR through a single integration.
Smart Storefront (Marketplace)
A consumer-facing app where users can order food, groceries, and medicine from local vendors with real-time tracking.
Bulk Messaging & USSD
Provides high-speed SMS delivery and programmable USSD codes for customer engagement without the need for internet.
Hourly Settlements
A standout financial feature where merchants receive their processed funds into their bank or mobile wallet every hour rather than waiting days.
Inventory & Branch Management
Tools for multi-branch businesses to track stock levels, monitor staff sales, and update pricing in real-time across all locations.

Additional features

Bill Payments
Utility payments (Electricity, Water), Internet Data, and Airtime top-ups.
Invoicing
Generation of professional digital invoices that allow customers to pay directly via a link.
Order Tracking
Live GPS tracking for retail and food deliveries.
Customer Analytics
Dashboard insights into buyer demographics, busiest times, and preferred payment methods.
Team Management
Permissions-based access for staff to handle transactions without seeing sensitive financial data.
Pay Small Small (BNPL)
A "Buy Now, Pay Later" integration for consumer purchases.
Bulk Employee/Supplier Payments
Tools to disburse salaries or vendor payments to multiple mobile money or bank accounts at once.
RaiseUp for Schools
A specialized portal for schools to manage fees, track attendance, and communicate with parents.
Delivery Code Verification
A security feature where riders must enter a code provided by the customer to confirm successful delivery.
Scheduled Orders
Allows users to pre-plan meal or grocery deliveries for specific times.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
1
Interface languages
1
Billing currencies

Available in

Ghana

Interface languages

English

Billing currencies

🇬🇭GHS

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