About InnBucks Wallet
InnBucks Wallet is a digital wallet software from InnBucks MicroBank that facilitates secure transactions and personal finance management. It combines features such as wallet management, transaction tracking, and bill payment services so users can effectively oversee their financial activities. InnBucks Wallet also allows users to manage multiple currencies and offers integration with various banking systems for convenience. The platform prioritizes user data security with advanced encryption technology. Key capabilities: wallet management transaction tracking bill payment multi-currency support banking integration Best for: individuals and small businesses that need to manage their finances and conduct transactions electronically.
InnBucks Wallet has transformed from a simple "change-saving" app into a financial lifeline for millions of Zimbabweans. Its greatest strength is its physical footprint; by leveraging Simbisa food outlets as "de-facto" banks, it provides 24/7 access to USD in a country where cash is often scarce. While it lacks the international flexibility of a global credit card, its low fees and offline USSD capabilities make it the most practical financial tool for the average Zimbabwean consumer and small business owner today.
Pros & Cons
- +Licensed bank status means deposits are protected by the Deposit Protection Scheme.
- +The USSD code works on phones without internet.
- −Sending money directly to EcoCash is still multi-step and expensive.
- −Primarily useful only within Zimbabwe.
Features
Key features
- USD Micro-Savings & Change
- Allows customers to "park" their change from fast-food purchases as USD in their wallet to be used later or sent to others.
- Instant Peer-to-Peer (P2P) Transfers
- Users can send USD to any other registered phone number instantly with some of the lowest transaction fees in the country.
- Remittance Integration
- Direct integration with South African partners, allowing Zimbabweans in the diaspora to send money directly into a relative's InnBucks wallet.
- Micro-Loans (Salary Based)
- Eligible users can apply for and receive instant short-term loans directly into their wallet without visiting a physical branch.
- Simbisa Ecosystem Integration
- Native "Scan to Pay" functionality at over 300 Simbisa outlets, including Chicken Inn, Pizza Inn, and Nando's.
Additional features
- Cash-In/Cash-Out
- Deposit or withdraw physical USD at hundreds of Simbisa outlets and Pick n Pay branches nationwide.
- Airtime & Data Purchase
- Buy bundles for Econet, NetOne, and TelOne directly from the app or USSD.
- Bill Payments
- Pay for utilities like ZESA (electricity) and city council rates.
- Payroll Services
- Small businesses can disburse salaries directly to employee wallets.
- Digital Onboarding (KYC)
- Register an account instantly using a national ID and a selfie.
- Account Tiers (Access, Access Plus, Premier)
- Different account levels offering varied withdrawal limits and interest-earning potential.
- *USSD Support (569#)
- Full functionality for users without smartphones or reliable data.
- ZATCA/Regulatory Compliance
- Fully compliant with Reserve Bank of Zimbabwe (RBZ) reporting standards.
- ZIPIT Integration
- Transfer money from the wallet to any local bank account.
- Transaction History
- Real-time digital statements and push notifications for every cent spent.
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
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About InnBucks Wallet
InnBucks Wallet is a digital wallet software from InnBucks MicroBank that facilitates secure transactions and personal finance management. It combines features such as wallet management, transaction tracking, and bill payment services so users can effectively oversee their financial activities. InnBucks Wallet also allows users to manage multiple currencies and offers integration with various banking systems for convenience. The platform prioritizes user data security with advanced encryption technology. Key capabilities: wallet management transaction tracking bill payment multi-currency support banking integration Best for: individuals and small businesses that need to manage their finances and conduct transactions electronically.
InnBucks Wallet Details
InnBucks Wallet's In-App Market Place
Does InnBucks Wallet have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
USD ($), ZWl (Z$)
Pros & Cons
- Licensed bank status means deposits are protected by the Deposit Protection Scheme.
- The USSD code works on phones without internet.
- Sending money directly to EcoCash is still multi-step and expensive.
- Primarily useful only within Zimbabwe.
InnBucks Wallet's Support Options
Contact
+2638677198010Chatbot
AvailableInnBucks Wallet's Alternatives
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Waafi App is a financial and communications software from Waafi SAS that enables users to…
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VugaPay is a payment processing platform from VugaPay that facilitates instant money transfers. It provides…
Veefin SCF Platform
Veefin SCF Platform is a software platform from Veefin Solutions that provides working capital solutions.…
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