About Insights
Insights is a data analytics software from Periculum Technologies, Inc that provides comprehensive information about the customer in seconds. It combines developers, Insights, Unified SDK, Prolific, and Customized Services so businesses can make informed decisions quickly. This platform helps organizations understand customer behavior and preferences, enabling them to tailor their services effectively. With a focus on data accuracy and accessibility, Insights allows users to gather vital information and perform in-depth analyses effortlessly. Key capabilities: developers Insights Unified SDK Prolific Customized Services Best for: businesses that need quick access to customer insights to drive strategic planning.
Insights by Periculum is a critical piece of infrastructure for the "next billion" financial consumers. While global credit engines rely on outdated legacy scores, Insights uses AI-powered alternative data to tell the real story of a borrower's financial health. It is the "intelligence layer" for any African fintech, offering an impressive blend of speed, low cost, and deep local compliance. For lenders looking to scale without increasing their default rates, Periculum's Insights is an essential and highly sophisticated partner.
Pros & Cons
- +API-driven design grows easily with business volume.
- +Pre-integrated with Nigerian and Kenyan identity verification systems
- +Enables lending to the unbanked using alternative data
- +Reduces loan application processing time from days to seconds
- −andling customer bank data requires high levels of trust and local compliance.
- −Highly optimized for Africa
- −Requires technical integration
Features
Key features
- Credit Score Engine
- Generates proprietary credit scorecards by analyzing transactional data to determine an applicant's creditworthiness in seconds.
- Affordability Model
- Predicts disposable income by evaluating past income, indebtedness, and spending patterns to ensure borrowers can repay loans.
- Bank Statement Analytics
- Automatically parses PDF or JSON bank statements to extract financial health indicators and behavioral trends.
- Sentiment & Churn Prediction
- Uses NLP to analyze customer interactions and social data to predict which users are likely to leave a service.
- Fraud Detection Model
- Identifies anomalies in financial records and identity documents to flag potential fraudulent applications in real-time.
Additional features
- PDF Statement Consolidation
- Combines multiple document uploads into a single, unified financial overview.
- Mobile Data Tracking (via SDK)
- Combs through mobile financial data to identify undisclosed exposures to other lenders.
- Automated KYC/KYB
- Verifies identities and businesses using national databases (BVN/NIN in Nigeria, IPRS in Kenya).
- Document Parsing (OCR)
- Converts images of financial documents into editable, searchable digital data.
- Customer Segmentation
- Groups users based on financial behavior for targeted marketing and product design.
- Webhook Notifications
- Real-time alerts sent to merchant servers upon completion of credit or affordability checks.
- Custom Scorecard Definitions
- Allows lenders to adjust risk parameters based on their specific risk appetite.
- Data Enrichment
- Enhances basic customer profiles with additional financial behavior layers.
- Lending Decision Engine
- A "no-code" logic builder that automates the "Approve/Deny" process for loans.
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
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About Insights
Insights is a data analytics software from Periculum Technologies, Inc that provides comprehensive information about the customer in seconds. It combines developers, Insights, Unified SDK, Prolific, and Customized Services so businesses can make informed decisions quickly. This platform helps organizations understand customer behavior and preferences, enabling them to tailor their services effectively. With a focus on data accuracy and accessibility, Insights allows users to gather vital information and perform in-depth analyses effortlessly. Key capabilities: developers Insights Unified SDK Prolific Customized Services Best for: businesses that need quick access to customer insights to drive strategic planning.
Insights Details
Insights's In-App Market Place
Does Insights have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
CAD (C$), NGN (), KES (KES)
Pros & Cons
- API-driven design grows easily with business volume.
- Pre-integrated with Nigerian and Kenyan identity verification systems
- Enables lending to the unbanked using alternative data
- Reduces loan application processing time from days to seconds
- andling customer bank data requires high levels of trust and local compliance.
- Highly optimized for Africa
- Requires technical integration
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Sabboath Analytics
Sabboath Analytics is a hybrid fintech and data analytics software platform designed for African markets,…
MTN Homeland
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Worldpay Payments Platform
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