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Kegow

by Chams Holdco · Since 1985
No reviews yet
ActiveAvailable globallyCloud
Quick facts
VendorChams Holdco
Year launched1985
StatusActive
Location8, Louis Solomon Street, Victoria Island, Lagos 101241, NG
Countries servedGlobal
Languages1
IntegrationsN/A
Free tierN/A
Free trialN/A
Contact salesYES

About Kegow

Kegow is a fintech platform from Chams Holdco that supports financial transactions and digital solutions. It combines features such as accessing possibilities through our solutions, major projects, and discovering the Chams advantage so that businesses can access a wide range of financial services. Kegow allows users to effectively manage their financial operations while using insights from significant projects. The platform is designed to cater to various financial needs and to promote advancement in financial technology. Key capabilities: financial transaction processing project management analytics and reporting user access control risk management Best for: businesses that need efficient financial management solutions.

KEGOW BY CHAMS HOLDCO is a mobile payments software designed to simplify everyday financial transactions for individuals and businesses. Its primary purpose is to enable secure, fast, and cashless payments using mobile devices, while supporting features such as bill payments, merchant payments, wallet services, and transaction tracking. Built on CHAMS HOLDCO’s long-standing digital payment infrastructure, KEGOW positions itself as a reliable solution within the growing mobile payments ecosystem. The user interface of KEGOW BY CHAMS HOLDCO is clean, modern, and designed for ease of navigation. Menus are logically arranged, allowing users to access core functions such as sending money, paying bills, or reviewing transaction history with minimal steps. The onboarding process is straightforward, and visual cues guide users through key actions, making the app accessible even to first-time mobile payment users. In terms of functionality, KEGOW offers a comprehensive set of features including peer-to-peer transfers, QR-based merchant payments, airtime and utility bill payments, and wallet balance management. Security is a key focus, with features such as PIN authentication and encrypted transactions.

Pros & Cons

Pros
  • It is incredibly helpful to have access to credit right when your balance hits zero during a transaction.
  • Saving money through the digital Ajo feels much more rewarding with that 10% interest rate attached to it.
  • Not having to pay those annoying transfer fees when sending money to other banks is a huge relief.
  • The agency banking setup is a lifesaver for people who live far away from actual bank branches.
  • Setting up an entire account with just a phone number makes getting started feel completely effortless and fast.
Cons
  • Relying on "official hours only" for phone support can be frustrating if you run into issues at night.
  • The website doesn't clearly explain exactly what requirements or credit scores you need to qualify for the instant loans.
  • There is a lack of information regarding potential hidden charges for the agency banking services provided by neighbors.
  • New users might feel a bit hesitant because the specific security technologies protecting their money aren't fully detailed.
  • Having a physical head office in Lagos doesn't really help users in other regions who might prefer face-to-face support.

Features

Key features

Ajo Savings

Offers a digital version of traditional group savings with up to 10% annual interest and flexible withdrawal options.

KEGOW Agency Banking

Provides a network of local agents that bring physical financial services directly to neighborhoods, eliminating the need to visit a bank.

Instant Loans

Grants users immediate access to credit directly within their digital wallet to prevent being stranded by insufficient balances.

Zero-Fee Transfers

Enables users to send money to other banks for free with real-time settlement using only a phone number.

Comprehensive Bill Payments

Simplifies the settlement of utility bills, cable TV, taxes, and educational fees through a mobile interface.

Secured Financial Infrastructure

Employs high-level security protocols to ensure that all user financial details and transactions remain protected.

Additional features

Mobile Money Wallet

Serves as a digital account opened easily with just a phone number for daily financial management.

Bill Payment Suite

Allows for the convenient payment of electricity, water, toll, tax, and cable TV bills from home.

Instant Money Transfer

Facilitates fast and secure real-time funds transfers to other bank accounts.

Instant Loan Access

Provides immediate credit facilities that are deposited into the user's wallet upon request.

Ajo Savings Plan

Digital savings tool offering 10% interest per annum to help users grow their wealth smartly.

Agency Banking Network

A system of registered agents that offer door-to-step financial services for bankless transactions.

User-Friendly Interface

Designed to be intuitive and easy to navigate for users of all technical skill levels.

Fast and Seamless Processing

Optimized for quick transaction speeds to ensure payments and withdrawals are completed without delay.

Financial Security

Implements robust measures to keep all personal and financial data safe from unauthorized access.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
1
Interface languages
1
Billing currencies

Interface languages

ENGLISH

Billing currencies

🇺🇸USD

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