About Khazna
Khazna is a digital benefits app from Khazna that offers corporate employees financial solutions through a mobile application. It provides access to earned wages, budgeting tools, and financial education resources so employees can manage their finances effectively. The app allows users to withdraw a portion of their earned salary before payday, helping to alleviate financial stress. Additionally, Khazna includes features for tracking expenses and provides educational content on financial literacy. Key capabilities: access to earned wages budgeting tools financial education resources mobile application expense tracking Best for: corporate employees that need to manage their finances and access funds before payday.
Khazna is effectively the "Workforce Bank" of Egypt. It takes the stress out of the monthly payday cycle by offering Salary on Demand and transparent credit through a sleek, user-friendly interface. While it occasionally suffers from the growing pains of a fast-scaling tech startup (such as system updates causing temporary app crashes), its role in eliminating cash-dependency and providing a financial safety net for underbanked workers is unmatched in the region.
Pros & Cons
- +Helps users avoid predatory informal lending.
- +Many installment options are interest-free.
- +Provides credit to those rejected by traditional banks.
- −Small fees on withdrawals can add up for frequent users.
- −High utility in Egypt
- −There have been downtime during system updates.
Features
Key features
- Earned Wage Access (Salary Advance)
- Allows employees to withdraw a portion of their earned salary (usually 30%–100%) at any point during the month without waiting for payday.
- Khazna Card (Prepaid Debit Card)
- A physical and virtual card issued in partnership with ADIB Egypt that allows users to withdraw cash from ATMs or pay at POS terminals.
- Buy Now Pay Later (BNPL)
- Enables users to purchase electronics, appliances, and services from a network of thousands of merchants and pay in interest-free installments.
- Bill Payments & Mobile Top-ups
- A centralized hub within the app to pay utility bills, internet, and mobile credit without needing physical cash.
- General Purpose Credit
- Provides affordable, multipurpose credit lines to help users cover emergency costs or micro-business expenses.
Additional features
- Instant Cash Advances
- Immediate liquidity based on employment status.
- Installment Management
- A dashboard to track and schedule BNPL payments.
- P2P Money Transfers
- Send and receive money between Khazna app users instantly.
- Digital Onboarding
- KYC (Know Your Customer) process done via national ID through the app.
- Merchant Offer Directory
- A searchable list of retailers offering exclusive Khazna discounts.
- Salary Breakdown Visibility
- View detailed salary slips and historical payment data.
- Card Management
- Enable/disable the Khazna card and reset passcodes directly in the app.
- Real-time Transaction Tracking
- Push notifications for every spend or withdrawal.
- Interest-free Periods
- Offers specific windows for repayment without added costs.
- Emergency Hotline
- 24/7 access to support for lost cards or fraudulent activity.
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
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About Khazna
Khazna is a digital benefits app from Khazna that offers corporate employees financial solutions through a mobile application. It provides access to earned wages, budgeting tools, and financial education resources so employees can manage their finances effectively. The app allows users to withdraw a portion of their earned salary before payday, helping to alleviate financial stress. Additionally, Khazna includes features for tracking expenses and provides educational content on financial literacy. Key capabilities: access to earned wages budgeting tools financial education resources mobile application expense tracking Best for: corporate employees that need to manage their finances and access funds before payday.
Khazna Details
Khazna's In-App Market Place
Does Khazna have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
EGP (), SAR ()
Pros & Cons
- Helps users avoid predatory informal lending.
- Many installment options are interest-free.
- Provides credit to those rejected by traditional banks.
- Small fees on withdrawals can add up for frequent users.
- High utility in Egypt
- There have been downtime during system updates.
Khazna's Support Options
Email Address
support@khazna.appContact
+20 10 05759825Khazna's Alternatives
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