Khusa logo

Khusa

by Angle Dimension · Since 2011
No reviews yet
Active1+ countriesCloud
Quick facts
VendorAngle Dimension
Year launched2011
StatusActive
LocationPrivate Bag B416, Capital City, Lilongwe 3, Malawi Area 47, Plot Number 47/1/33, Lilongwe
Countries served1+
Languages1
Integrations
Free tier
Free trial
Contact salesYES

About Khusa

Khusa is a performance management software from Angle Dimension that supports employee development and organizational growth. It combines goal setting, performance reviews, and feedback mechanisms so organizations can effectively track and manage employee performance. Khusa facilitates continuous dialogue between managers and employees, promoting a culture of transparency and improvement. It also provides analytics tools to assess performance trends and identify areas for development. Key capabilities: goal tracking performance assessments real-time feedback analytics and reporting user-friendly interface Best for: HR professionals and managers that need to manage and improve employee performance effectively.

Khusa is a "Village Bank in your pocket." It modernizes the centuries-old tradition of community savings by replacing paper notebooks with a secure, transparent digital ledger. While it faces the common "last-mile" challenges of rural connectivity and device ownership, its ability to automate complex financial calculations and secure transactions via mobile money makes it an essential tool for NGOs and savings groups looking to enter the formal digital economy. It successfully bridges the gap between traditional communal trust and modern fintech efficiency.

Pros & Cons

What users like
  • +Moving funds via mobile money reduces the risk of theft from the treasurer's home.
  • +Allows NGOs to track 1,000+ groups from a single office.
  • +Handles complex compound interest calculations automatically.
  • +Eliminates disputes over missing money in physical boxes.
What users flag
  • Not every village bank member owns a smartphone.
  • Relies on mobile network stability in rural areas.
  • Requires at least one group member to be comfortable with a smartphone.

Features

Key features

Digital Ledger & Automated Math
Once group rules (interest rates, share prices) are defined, the platform automatically calculates portfolio growth, removing manual ledger errors.
Member Management Module
Allows group admins to assign rights, track individual savings, and communicate with members via notifications.
Electronic Money Transfers
Integrated with mobile money gateways so members can deposit or repay loans directly from the app, reducing the risk of handling physical cash.
Loan Lifecycle Management
Automates loan requests, approvals, interest calculations, and penalty tracking for late repayments.
Organizational Web Portal
A specialized dashboard for NGOs or financial institutions to monitor multiple VSLA groups simultaneously to track regional economic trends.

Additional features

SMS Notifications
Alerts members for every deposit, loan disbursement, or meeting reminder.
Share-Out Automation
Calculates final payouts at the end of a savings cycle based on each member's contributions and group earnings.
Data Analytics Dashboard
Visualizes trends in loans vs. savings for group health assessment.
Transaction History
A transparent, unchangeable digital record of all group financial movements.
Mobile-First Access
Native Android and iOS apps for field use.
Group Rule Configuration
Customizable settings for penalties, grace periods, and interest models (Flat vs. Reducing balance).
Proof of Payment Reconciliation
Tools for admins to match bank/mobile money deposits with the group’s digital records.
Multi-User Roles
Separate permissions for Chairman, Secretary, Treasurer, and Members.
KYC Identification
Uses phone numbers as unique IDs for member verification.
Offline Capability
Some versions allow data entry in low-connectivity areas with later synchronization.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
1
Interface languages
1
Billing currencies

Available in

Malawi

Interface languages

English

Billing currencies

MWK

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