Konduto Complete

Konduto Complete is a leading anti-fraud solution utilizing machine learning and behavioral biometrics, pioneering the analysis of user navigation data and device fingerprinting. This robust, real-time risk engine processes transactions in under one second. The solution is highly effective, drastically reducing false positives—meaning higher sales conversion for merchants—while simultaneously ensuring a lower chargeback rate. The underlying model is sophisticated, continuously evolving to combat new fraud vectors by learning from every approved or declined transaction, providing a strong guard against losses while preserving the customer experience. The system's efficacy is bolstered by the integrated manual review feature, where human analysts verify suspicious orders to maximize approval rates and conversion. Merchants utilize a transparent dashboard to monitor operations, manage permanent or temporary decision lists, and leverage device fingerprinting for security. The underlying machine learning model continuously adapts and learns from the merchant's operational feedback, ensuring long-term custom accuracy. This dual approach of automation and human expertise minimizes customer friction and optimizes revenue recovery from borderline transactions.