About Laser Credit Access
Laser Credit Access is a credit data software from LASER Accuracy, LLC that changes lending with real-time credit information in Salesforce. It provides multi-bureau credit integration, integrated ID verification, and pre-built Salesforce objects so lending institutions can automate decisions and ensure compliance for faster ROI. The platform is trusted by over 150 financial institutions, demonstrating its effectiveness in modern lending practices. Additionally, it offers consolidated reporting to support data-driven decision-making, and its design aligns with the pillars of modern lending. Key capabilities: multi-bureau credit integration integrated ID verification pre-built Salesforce objects consolidated reporting the pillars of modern lending Best for: financial institutions that need to automate lending processes and improve compliance.
LASER Credit Access is a comprehensive lending platform designed to streamline and modernize the loan origination process. Its three core pillars—ACCESS, DECIDE, and COMPLY—work together to provide lenders with a complete financial picture, automated decision-making, and built-in compliance. By integrating real-time credit, income, and banking data directly into Salesforce, LASER eliminates manual data entry and significantly reduces processing time. Its multi-bureau aggregation and integrated identity verification ensure that lenders have reliable, up-to-date information to make informed decisions quickly. The DECIDE engine enhances consistency across teams by automating underwriting rules, reducing risk from inconsistent approvals, and accelerating lending velocity. Meanwhile, the COMPLY module helps institutions navigate complex regulatory requirements with automated AML/KYC verification and audit-ready tracking of ECOA and FTC safeguards. This combination of features ensures that lenders can operate with confidence, focusing on growth rather than compliance challenges. LASER also delivers measurable ROI, with tools like the built-in ROI calculator demonstrating time savings, additional revenue opportunities, and efficiency gains.
Pros & Cons
- +Built-in compliance reduces regulatory risk by automating AML/KYC checks and ongoing audit tracking
- +Multi-bureau credit aggregation allows lenders to get a comprehensive financial picture instantly
- +Pre-built Salesforce objects streamline deployment and integration, saving setup time for organizations
- +Consolidated reporting provides actionable insights and simplifies performance monitoring
- +ROI calculator demonstrates tangible financial benefits, helping justify investment in the platform
- −May require training for staff to fully leverage the decision engine and compliance automation
- −Limited customization options for non-standard lending workflows could restrict flexibility
- −High dependency on accurate external credit bureau data; errors in source data affect decisioning
- −Real-time data access may raise security concerns for sensitive financial information
- −ROI benefits depend on loan volume and team efficiency, so smaller lenders may see limited gains
Features
Key features
- ACCESS
- Securely brings real-time credit, income, and banking data directly into Salesforce records for a complete financial picture
- DECIDE
- Automates underwriting criteria with a powerful rules engine to ensure consistent and fast lending decisions
- COMPLY
- Provides built-in compliance with AML/KYC verification and continuous audit-ready tracking of ECOA and FTC Safeguards
- Multi-Bureau Credit Integration
- Accesses comprehensive credit intelligence from all major bureaus in real time
- Integrated ID Verification
- Confirms identity securely within the lending workflow
- Pre-Built Salesforce Objects
- Streamlines data integration and reduces manual setup
- Consolidated Reporting
- Centralizes reporting for better insights and decision-making
- ROI Calculator
- Offers transparent, industry-standard calculations for projected savings and revenue
Additional features
- ACCESS
- Unified access to comprehensive credit intelligence and secure identity verification from all major bureaus flowing directly into Salesforce
- DECIDE
- Applies exact lending rules consistently to reduce risk and increase lending velocity
- COMPLY
- Automates compliance processes including AML/KYC and ECOA/FTC Safeguards tracking
- Multi-Bureau Credit Integration
- Aggregates data from multiple credit bureaus in real time
- Integrated ID Verification
- Provides secure, integrated identity verification
- Pre-Built Salesforce Objects
- Ready-to-use Salesforce objects for fast deployment
- Consolidated Reporting
- Combines all relevant data for simplified reporting and insights
- Interactive Demo
- Allows users to explore LASER’s features in a guided, visual format
- Faster Processing Time
- Improves loan processing speed by up to 70%
- High Uptime
- Guarantees 99.8% system availability
- Security
- Bank-level 256-bit SSL encryption, SOC 2 Type II compliance, GDPR compliance, zero security breaches
- Support
- Provides email and phone support Monday through Friday
- ROI Calculator
- Calculates efficiency gains, additional revenue, total annual benefit, and ROI based on user input
- Integration with Existing Salesforce Setup
- Compatible with current Salesforce environments
- Trusted by 150+ Institutions
- Proven adoption across numerous financial organizations
Pricing
Monthly plans
Laser Credit Access
USD 199
Countries & Languages
Available in
Interface languages
Billing currencies
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About Laser Credit Access
Laser Credit Access is a credit data software from LASER Accuracy, LLC that changes lending with real-time credit information in Salesforce. It provides multi-bureau credit integration, integrated ID verification, and pre-built Salesforce objects so lending institutions can automate decisions and ensure compliance for faster ROI. The platform is trusted by over 150 financial institutions, demonstrating its effectiveness in modern lending practices. Additionally, it offers consolidated reporting to support data-driven decision-making, and its design aligns with the pillars of modern lending. Key capabilities: multi-bureau credit integration integrated ID verification pre-built Salesforce objects consolidated reporting the pillars of modern lending Best for: financial institutions that need to automate lending processes and improve compliance.
Laser Credit Access Details
Laser Credit Access's In-App Market Place
Does Laser Credit Access have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Plans
Monthly plans
Laser Credit Access
USD 199
Accepted Payment Currencies
USD ($)
Pros & Cons
- Built-in compliance reduces regulatory risk by automating AML/KYC checks and ongoing audit tracking
- Multi-bureau credit aggregation allows lenders to get a comprehensive financial picture instantly
- Pre-built Salesforce objects streamline deployment and integration, saving setup time for organizations
- Consolidated reporting provides actionable insights and simplifies performance monitoring
- ROI calculator demonstrates tangible financial benefits, helping justify investment in the platform
- May require training for staff to fully leverage the decision engine and compliance automation
- Limited customization options for non-standard lending workflows could restrict flexibility
- High dependency on accurate external credit bureau data; errors in source data affect decisioning
- Real-time data access may raise security concerns for sensitive financial information
- ROI benefits depend on loan volume and team efficiency, so smaller lenders may see limited gains
Laser Credit Access's Support Options
Email Address
support@lasercreditaccess.comContact
(804) 585-3144Laser Credit Access's Alternatives
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CRM_A is a credit management software from CRM_A, LLC that serves financial institutions by integrating…
CreditAis
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