About Liability Master
Liability Master is a comprehensive debt and liability tracking platform from Pngme that allows users to monitor borrower obligations across multiple sources in real-time. It provides a market interest rates comparison module, an interest rate recommender based on a dynamic pricing engine, and an interactive dashboard with current improved rates and projections to help users make informed financial decisions. This platform is designed for developers and offers tools to facilitate effective management of liabilities. Users can track and analyze data, ensuring they stay updated with the latest trends and benchmarks in interest rates. Key capabilities: debt tracking real-time monitoring interest rate comparison dynamic pricing interactive reporting Best for: financial institutions that need to manage and analyze borrower obligations effectively.
Liability Master by Pngme is an essential "intelligence layer" for modern banks. In an era where deposits are hard to win, this software provides the AI-driven precision needed to capture "idle" money. By automating the science of interest rate pricing and cross-selling, it allows banks to grow their capital base efficiently without increasing headcount. It is a high-performance tool for any institution looking to outmaneuver competitors in the digital-first banking race.
Pros & Cons
- +Reduces the need for large manual marketing and sales teams.
- +Provides data on customer behavior outside of the bank’s own app.
- +Allows banks to change interest rates in hours rather than weeks.
- −Real-time updates rely on consistent server uptime and internet.
- −Requires a technical team to link the API with older banking systems.
- −Relying on SDK data requires very clear user consent and trust.
Features
Key features
- Dynamic Pricing Engine
- Uses real-time market data and internal liquidity needs to automatically suggest or set the best interest rates for deposits to attract customers while minimizing costs.
- AI-Powered Card Boost
- Identifies high-potential customers who haven't activated or used their debit/credit cards and sends personalized nudges to increase card adoption.
- Cross-Sell Automation
- Automatically identifies "unfunded" accounts (accounts with zero balance) and suggests specific financial products to get the user to deposit money.
- Real-Time Customer Insights
- Analyzes a user’s transaction history across multiple apps (via the Pngme SDK) to create a 360-degree view of their financial health.
- Churn Prediction
- Uses machine learning to flag customers who are likely to stop using the bank, allowing for proactive retention campaigns.
Additional features
- API-First Architecture
- Easy to plug into existing Core Banking Systems (CBS).
- Segmented Targeting
- Categorizes customers based on financial behavior (e.g., "Giggers," "Salaried Workers") for specific marketing.
- Liquidity Analysis Dashboard
- Visual representation of the bank's total liability health and growth trends.
- Automated Lead Generation
- Creates lists of existing customers qualified for specific high-yield savings plans.
- Market Benchmarking
- Compares the bank’s current deposit rates against local competitors.
- Messaging Integration
- Connects with SMS/Email gateways to send automated financial offers.
- Historical Data Modeling
- Analyzes past deposit trends to predict future liquidity cycles.
- SDK Data Collection
- Gathers anonymized financial data points directly from user devices (with consent).
- Compliance Reporting
- Generates reports showing how deposit growth aligns with regulatory liquidity ratios.
- A/B Testing for Offers
- Allows banks to test different interest rate offers on small groups before a full rollout.
Pricing
Countries & Languages
Interface languages
Billing currencies
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About Liability Master
Liability Master is a comprehensive debt and liability tracking platform from Pngme that allows users to monitor borrower obligations across multiple sources in real-time. It provides a market interest rates comparison module, an interest rate recommender based on a dynamic pricing engine, and an interactive dashboard with current improved rates and projections to help users make informed financial decisions. This platform is designed for developers and offers tools to facilitate effective management of liabilities. Users can track and analyze data, ensuring they stay updated with the latest trends and benchmarks in interest rates. Key capabilities: debt tracking real-time monitoring interest rate comparison dynamic pricing interactive reporting Best for: financial institutions that need to manage and analyze borrower obligations effectively.
Liability Master Details
Liability Master's In-App Market Place
Does Liability Master have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
USD ($)
Pros & Cons
- Reduces the need for large manual marketing and sales teams.
- Provides data on customer behavior outside of the bank’s own app.
- Allows banks to change interest rates in hours rather than weeks.
- Real-time updates rely on consistent server uptime and internet.
- Requires a technical team to link the API with older banking systems.
- Relying on SDK data requires very clear user consent and trust.
Liability Master's Support Options
Email Address
hello@pngme.comDocumentation
https://admin.pngme.com/documentationLiability Master's Alternatives
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MTN Homeland
MTN Homeland is a digital remittance and airtime transfer platform developed by MTN MoMo to…
Worldpay Payments Platform
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