LTC Quote logo

LTC Quote

by StrateCision, Inc. · Since 1998
No reviews yet
Active1+ countriesOn-premise
Quick facts
VendorStrateCision, Inc.
Year launched1998
StatusActive
Location35 Highland Circle, Needham, MA 02494, United States
Countries served1+
Languages1
IntegrationsN/A
Free tierNO
Free trialYES
Contact salesNO

About LTC Quote

LTC Quote is a specialized insurance quoting and comparison software developed by StrateCision, Inc. to help insurance agents analyze and compare long-term care (LTC) insurance policies.

LTC Quote is a specialized insurance quoting and comparison software developed by StrateCision, Inc. to help insurance agents analyze and compare long-term care (LTC) insurance policies. The software enables financial professionals to generate premium comparisons, produce client-ready proposals, and evaluate policy benefits across multiple insurers in a structured format. Designed primarily for insurance advisors, LTC Quote simplifies the process of presenting complex LTC insurance options to clients. The platform allows users to create quotes for individuals or couples and generate comparative illustrations for several policies on a single page. Advisors can customize benefits, riders, and inflation protection options while viewing premium changes in real time. This helps insurance professionals present transparent and accurate policy comparisons that mirror insurer-provided rates for specific states. LTC Quote also includes tools such as proposal storage, plan search and ranking by premium cost, and spouse benefit synchronization. Additional features like group quoting and Excel-based census imports enable agents working with employer groups or associations to quickly generate large-scale proposals.

Pros & Cons

Pros
  • Connects multiple LTC insurance policies and compares premiums for quick advisor decision making.
  • Generates professional comparison proposals that simplify complex LTC policy explanations.
  • Allows agents to customize riders and benefits to produce client-specific insurance quotes.
  • Includes inflation and cost-of-waiting illustrations that improve client education.
  • Supports group quoting using Excel census data for employer or association plans.
Cons
  • Limited primarily to long-term care insurance and not suitable for other insurance products.
  • Interface and architecture appear outdated compared to modern cloud-based quoting platforms.
  • Not designed for direct policy application submission to insurance carriers.
  • Primarily built for U.S. insurance markets with little support for international policies.
  • Requires manual installation and updates rather than seamless cloud updates.

Features

Key features

Premium comparison engine

Compares premiums across multiple LTC insurance carriers in one interface

Policy benefit customization

Allows agents to adjust coverage benefits and riders to match client needs

Comparative proposal generation

Creates side-by-side policy proposals for multiple insurers

State-specific quoting

Produces quotes tailored to the rules and policy availability of each state

Plan search and ranking

Finds policies with specific benefits and ranks them by increasing premium

Illustration generation

Produces visual illustrations including inflation effects and cost-of-waiting

Spouse benefit synchronization

Aligns policy benefits for couples when quoting joint coverage

Additional features

Single client or couple quoting

Generates quotes for individuals or couples applying for LTC insurance

Policy comparison reports

Produces side-by-side comparisons of different insurance policies

Premium update automation

Updates premiums instantly when benefit levels are adjusted

Cost-of-waiting illustration

Demonstrates how delaying policy purchase affects premiums and benefits

Inflation protection modeling

Shows how compound or simple inflation protection increases coverage

Alternative premium tables

Provides alternative payment scenarios for policy premiums

Proposal storage and retrieval

Saves client proposals and retrieves them later for editing or reuse

Policy database access

Lists available LTC policies for specific states

Group quoting module

Calculates premiums for large groups using census data

Excel census integration

Imports client data from Excel to automate group quote generation

Producer personalization

Adds agent contact details to proposal documents for professional presentation

Screen preview of reports

Allows agents to preview illustrations before printing or sharing

Email sharing

Sends policy illustrations and proposals directly to clients or colleagues

Regular policy updates

Downloads updated policy data through subscription updates

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
1
Interface languages
1
Billing currencies

Available in

United States

Interface languages

English

Billing currencies

🇺🇸USD

No reviews yet

Be the first to drop a review

Alternatives to LTC Quote

Proformex logo

Proformex

Proformex is a specialized insurance analytics and policy management platform designed for financial professionals managing…

PremiumPay logo

PremiumPay

PremiumPay is a specialized digital payment platform designed specifically for the insurance industry.

Policy Decisions logo

Policy Decisions

Insurity Policy Decisions is a powerful enterprise insurance platform designed to streamline the entire policy…

Lami Insurance Platform logo

Lami Insurance Platform

Lami Insurance Platform is an insurance management software from Lami Technologies that provides a comprehensive…

Quotall logo

Quotall

Quotall is an embedded insurance platform that enables businesses to integrate insurance products directly into…

Xemplar Engage logo

Xemplar Engage

Xemplar Engage by Xemplar is a comprehensive insurance policy management software designed to streamline operations,…

Spot something wrong or outdated?

Suggest a correction — a reviewer verifies every change.

Often compared with LTC Quote

Compare any two tools →
Proformex logo
Proformex
Insurance
0.0
PremiumPay logo
PremiumPay
Insurance Policy
0.0
Policy Decisions logo
Policy Decisions
Insurance
0.0
Lami Insurance Platform logo
Lami Insurance Platform
API Management
0.0