About Microlender
Microlender is a loan management software from Cladfy that supports microfinance businesses. It combines credit scoring, loan management system, and Mpesa statements analysis so financial institutions can efficiently manage their lending processes. With features such as bank statement analysis and KYC & KYB integration, Microlender helps ensure compliance and improve customer onboarding. Additionally, the platform provides APIs for smooth integration with other systems and tools like Cladfy Copilot and eSignatures for digital documentation. Users can access resources including a help center and blog for ongoing support. Key capabilities: Credit Scoring Loan Management System Mpesa Statements Analysis Bank Statement Analysis KYC & KYB Integration Best for: microfinance institutions that need to manage lending operations effectively.
Microlender Details
Microlender's In-App Market Place
Does Microlender have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
kENYA SHILLINGS(KES)
Pros & Cons
- Allows a small team to manage thousands of active loans through high-level automation and "touchless" processing.
- The combination of offline mobile tools and USSD Fallback ensures that the platform works anywhere a mobile signal exists.
- The use of AI and alternative data provides a more accurate picture of a borrower's "ability and willingness to pay"
- Setting up the custom risk-scoring parameters requires significant input from actuarial and risk experts.
- The accuracy of the credit scoring relies heavily on the quality of data provided by telcos and utility companies.
- While it saves money in the long run, the initial investment in cloud servers and mobile hardware for agents can be high.
Microlender's Support Options
Email Address
info@cladfy.comContact
+254 720 388234