About Mosurance
Mosurance is a behavior-based automotive insurance platform from SenzMate that personalizes premiums using real-time driving analytics. It provides platforms, AIoT lab, and AI bootcamp so insurers can better assess risk and tailor policies to individual driving behaviors. By utilizing advanced analytics, Mosurance aims to create more accurate insurance pricing based on actual driving patterns rather than traditional methods. This approach not only benefits insurers but also helps drivers save on premiums by promoting safer driving habits. Key capabilities: platforms AIoT lab AI bootcamp Best for: insurance companies that need to implement usage-based insurance models.
Mosurance by SenzMate is an AIoT-powered telematics solution built specifically for the motor insurance sector, providing insurers with real-time behavioural data that supports usage-based insurance models and improves risk assessment. Using OBD2-based IoT kits connected to its Magma cloud platform, Mosurance continuously collects sensor data to generate metrics like the Driver Behavior Index and Collision Index, allowing insurers to price premiums more accurately, reduce claims loss, and reward low-risk customers. Its architecture also enables instant alerts such as theft notifications, roadside assistance triggers, and real-time driving tips, enhancing both customer engagement and vehicle safety. The inclusion of value-added services like maintenance guidance and gamified leaderboards encourages better driving habits, helping insurers lower claim frequencies while improving customer satisfaction. The system offers features like geo-fencing, instant location sharing, and automated claim processing, using behavioural evidence to streamline claim verification and minimize fraud. Performance is reinforced by the Magma platform’s ability to process large volumes of IoT data in real time, with automated malfunction alerts ensuring uninterrupted data flow from the vehicular network.
Pros & Cons
- +The system generates indices such as Driver Behavior Index and Collision Index to help insurers assess risk.
- +Value-added services include instant claim process, roadside assistance, breakdown service, geo-fencing, theft alerts, real-time driving tips, and instant location sharing.
- +Gamification features like leaderboards are offered to encourage safer driving behavior.
- +Free maintenance and 24/7 support are included, with automated alerts sent to the maintenance team in case of malfunctions.
- −The page shows 0+ users and 00 partners, which makes adoption scale unclear.
- −No pricing details, subscription tiers, or cost structures are provided for devices or services.
- −OBD2 kit requirements are not detailed, including supported vehicle models, installation process, or warranty terms.
Features
Key features
- Usage Based Insurance (UBI) Network
- Builds a vehicular network using OBD-based kits to get real-time vehicle data for usage-based insurance modeling.
- Magma Cloud Platform
- A proprietary cloud platform that processes real-time vehicle data using big data analytics.
- Driver Behavior Index (DBI) & Collision Index
- Extracts specific indices from driver behavior data to assess risk and influence insurance premiums.
- Instant Claim Process
- Speeds up the insurance claims process, making it hassle-free for customers.
- Real-Time Driving Tips & Alerts
- Provides immediate feedback and suggestions to drivers to help improve their driving behavior.
- Theft Alert & Geo Fencing
- Offers security features that immediately notify the owner if the vehicle is stolen or leaves a pre-defined area.
Additional features
- Usage Based Insurance (UBI)
- Allows motor insurers to drastically reduce motor claims loss by empowering them with driver behavior data.
- Driver Behavior Index
- A calculated metric used to assess driver risk, created from processed real-time behavior data.
- Collision Index
- A calculated metric used to quantify the risk of a collision, extracted from processed vehicle data.
- Instant Claim Process
- Facilitates a quick and streamlined process for submitting and resolving insurance claims.
- Roadside Assistance / Breakdown Service
- Provides immediate support for drivers experiencing vehicle breakdowns.
- Real-Time Driving Tips & Alerts
- Offers immediate suggestions and warnings to drivers to encourage safer driving habits.
- Geo Fencing
- Allows the user to set virtual geographical boundaries and receive alerts when the vehicle enters or exits these areas.
- Theft Alert
- Notifies the owner immediately if the vehicle is stolen or unauthorized movement is detected.
- Location Sharing
- Provides the ability to share the vehicle's current location instantly.
- Vehicle Maintenance Tips
- Offers suggestions and guidance to help keep the vehicle in good working condition.
- Leaderboard & Gamification
- A feature that likely encourages better driving through competitive ranking and game-like rewards.
- Automated Maintenance Alerts
- The system automatically creates and sends an alert to the maintenance team in case of any system malfunctions.
- Real-Time Data Processing
- Processes sensor data from OBD2 devices instantly using big data analysis on the "Magma" platform.
- 24/7 Support Services
- Provides free maintenance services and on-demand support around the clock.
Pricing
Countries & Languages
Interface languages
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About Mosurance
Mosurance is a behavior-based automotive insurance platform from SenzMate that personalizes premiums using real-time driving analytics. It provides platforms, AIoT lab, and AI bootcamp so insurers can better assess risk and tailor policies to individual driving behaviors. By utilizing advanced analytics, Mosurance aims to create more accurate insurance pricing based on actual driving patterns rather than traditional methods. This approach not only benefits insurers but also helps drivers save on premiums by promoting safer driving habits. Key capabilities: platforms AIoT lab AI bootcamp Best for: insurance companies that need to implement usage-based insurance models.
Mosurance Details
Mosurance's In-App Market Place
Does Mosurance have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
No
Pricing Options
Accepted Payment Currencies
Usd ($), Eur (€), Gbp (£), Aud ($), Cad ($), Jpy (¥), Chf (Chf), Cny (¥), Inr (₹), Rub (₽)
Pros & Cons
- The system generates indices such as Driver Behavior Index and Collision Index to help insurers assess risk.
- Value-added services include instant claim process, roadside assistance, breakdown service, geo-fencing, theft alerts, real-time driving tips, and instant location sharing.
- Gamification features like leaderboards are offered to encourage safer driving behavior.
- Free maintenance and 24/7 support are included, with automated alerts sent to the maintenance team in case of malfunctions.
- The page shows 0+ users and 00 partners, which makes adoption scale unclear.
- No pricing details, subscription tiers, or cost structures are provided for devices or services.
- OBD2 kit requirements are not detailed, including supported vehicle models, installation process, or warranty terms.
Mosurance's Support Options
Email Address
info@senzmate.comContact
(+94) 11 424 8299Documentation
https://www.senzmate.com/white-papers/Chatbot
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