Mosurance

Mosurance by SenzMate is an AIoT-powered telematics solution built specifically for the motor insurance sector, providing insurers with real-time behavioural data that supports usage-based insurance models and improves risk assessment. Using OBD2-based IoT kits connected to its Magma cloud platform, Mosurance continuously collects sensor data to generate metrics like the Driver Behavior Index and Collision Index, allowing insurers to price premiums more accurately, reduce claims loss, and reward low-risk customers. Its architecture also enables instant alerts such as theft notifications, roadside assistance triggers, and real-time driving tips, enhancing both customer engagement and vehicle safety. The inclusion of value-added services like maintenance guidance and gamified leaderboards encourages better driving habits, helping insurers lower claim frequencies while improving customer satisfaction. The system offers features like geo-fencing, instant location sharing, and automated claim processing, using behavioural evidence to streamline claim verification and minimize fraud. Performance is reinforced by the Magma platform’s ability to process large volumes of IoT data in real time, with automated malfunction alerts ensuring uninterrupted data flow from the vehicular network.