Netikash Pay logo

Netikash Pay

by Netikash · Since 2021
No reviews yet
Active2+ countriesCloud
Quick facts
VendorNetikash
Year launched2021
StatusActive
Location01, Avenue Kasangulu, Quartier Gambela 02, Lubumbashi | DRC.
Countries served2+
Languages2
Integrations
Free tier
Free trial
Contact salesYES

About Netikash Pay

Netikash Pay is a payment processing platform from Netikash that facilitates online transactions. It provides features such as secure payment gateways, real-time transaction monitoring, and customizable payment options so businesses can efficiently manage their payment processes. Designed to support various payment methods, Netikash Pay helps businesses accept payments from customers easily. The platform also includes detailed reporting tools to track sales and transactions, ensuring transparency and financial management. Key capabilities: secure payment gateways real-time transaction monitoring customizable payment options detailed reporting tools multi-currency support Best for: businesses of all sizes that need reliable payment processing solutions.

Netikash Pay is the consumer-facing cornerstone of the Netikash ecosystem, operating as a centralized digital wallet for users in the Democratic Republic of Congo (DRC) and Central Africa. In 2026, its primary value lies in Mobile Money Aggregation. Rather than forcing users to manage separate balances across multiple telco providers (like M-Pesa, Airtel Money, or Orange Money), Netikash Pay allows users to link all their accounts into one secure interface. This creates a "Unified Financial Identity," making it significantly easier to track total net worth and manage expenses in both Congolese Francs (CDF) and US Dollars (USD).

Pros & Cons

What users like
  • +The biggest advantage is not having to switch between multiple SIM cards or USSD menus to manage different money accounts.
  • +Purchasing at a Netikash-affiliated store typically carries no extra transaction cost for the buyer.
  • +Built on a robust cloud infrastructure that maintains high uptime compared to traditional USSD-based telco menus.
What users flag
  • To get the full benefit of 0-1% transfer fees, both the sender and receiver must be on the Netikash platform.
  • Unlike USSD menus, the full feature set of Netikash Pay requires an active mobile data connection.
  • As it expands, the physical merchant network for QR payments is currently strongest in major hubs such as Kinshasa and Lubumbashi.

Features

Key features

Unified Wallet Management
Connect and manage balances from multiple different mobile money operators within a single app.
Instant P2P Transfers
Send money to friends and family within the Netikash network instantly with a flat, transparent fee structure.
Dual-Currency Support
Native support for both USD and CDF, allowing users to switch between currencies based on the transaction type or market rates.

Additional features

Merchant QR Payments
Pay at physical stores or kiosks by scanning a Netikash QR code.
Transaction History & Analytics
A detailed log of all incoming and outgoing funds with categorization for better budgeting.
Bill & Utility Payments
Direct integration to pay for electricity, water, and internet services from the wallet balance.
Airtime & Data Purchases
Instant top-ups for all major mobile networks in the DRC.
Biometric Security
Support for fingerprint and face-unlock to protect the wallet from unauthorized access.
Digital Subscription Management
A dedicated section to track and manage recurring digital payments and service renewals.
Cash-In/Cash-Out Network
Easy loading of the wallet via local agents or linked bank accounts.
In-App Messaging
Secure communication between users during money transfers to confirm details or send receipts.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

2
Countries served
2
Interface languages
2
Billing currencies

Available in

D.R. CongoCentral Africa

Interface languages

EnglishFrench

Billing currencies

CFR🇺🇸USD

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