OnePay

A singular interface displaying clear card parameters, pocket allocations, spending limits, and transaction charts.

Links user actions directly to retail spending campaigns, allowing members to earn up to 3% cash back on Walmart purchases, dining, and fuel.

Safeguards accounts by absorbing transaction amounts that exceed active checking balances without triggering penalizing fees.

Houses programmatic purchasing tools configured to automatically acquire asset selections (e.g., crypto currencies) via custom round-up rules.

Tracks card swipes to generate reliable repayment data, reporting active credit metrics to bureaus to safely build credit history.

Monitors employee shifts and hours to generate instant estimates of gross pay before payroll approval.

Connects physical retail networks with digital accounts, letting users make instant, cardless cash updates at any Walmart service desk.

Protects account records by requiring FaceID/TouchID confirmation before authorizing money movements or data shifts.

Analyzes outbound payment data to alert users to recurring bills and calculate exact safe-to-spend limits.

Provides corporate HR departments with access-controlled control panels to track benefit utilization, audit deduction logs, and manage employee data.