About OrbitOS
OrbitOS is a cloud-based payment processing software from Paymenex that supports financial transactions for businesses. It provides features such as secure payment gateways, real-time transaction tracking, and detailed reporting tools so businesses can manage their financial activities efficiently. Additionally, OrbitOS facilitates various payment methods, including credit cards, digital wallets, and bank transfers, catering to diverse customer preferences. Its user-friendly interface allows merchants to process transactions with minimal effort and access comprehensive financial insights. Key capabilities: secure payment gateways real-time transaction tracking detailed reporting tools multiple payment method support user-friendly interface Best for: businesses that need reliable payment processing solutions.
OrbitOS stands out as a highly modular, all-in-one platform designed to accelerate the launch of Digital Banks, FinTechs, and Mobile Money services in days, not months. Its robust library allows users to mix and match core capabilities, from digital banking and mobile money wallets to comprehensive payment processing, clearing, and international money remittance. The platform includes sophisticated features like multi-level digital agency banking, white-label card issuing, digital parking management, and advanced digital identity and biometric authentication that meet PSD2 Strong Customer Authentication (SCA) requirements. The technical foundation of OrbitOS ensures high availability and fast deployment. It is built on a cloud-native, multi-region infrastructure utilizing a modern, microservice-based scalable architecture, promising a minimum of 99.99% uptime. Deployment is accelerated by a curated API library of hundreds of integration features, making the platform “Payment Network Ready” and open by design. This technical stack is bolstered by a three-tier security architecture and AI/ML-powered automated fraud monitoring, ensuring high security and risk management compliance.
Pros & Cons
- +Modular platform architecture allows flexible combination of banking, payment, and fintech modules to meet diverse business needs
- +Enables launch of fully functional digital financial services in days instead of months, reducing time to market significantly
- +Implements three-tier security, biometric authentication, and AI-powered fraud detection to protect transactions and customer data
- +Multi-region cloud infrastructure supports growth and high-volume customer demand without downtime or performance issues
- +Full control over branding and user interface design enables businesses to maintain a unique and consistent customer experience
- −Serving multiple jurisdictions requires continuous compliance with diverse financial regulations, adding regulatory burden
- −Performance and transaction processing may be affected by third-party network reliability or latency issues
- −Smaller businesses may find the platform overly complex or expensive relative to their operational needs
- −Highly tailored experiences could complicate system updates or future platform enhancements, limiting flexibility
- −Banks or fintechs may hesitate to adopt an alternative network instead of established traditional card networks, creating adoption risk
Features
Key features
- Digital Banking, Mobile Money and Wallet
- Supercharge the entire customer financial services lifecycle and create an enhanced banking and fintech experience
- Payment Processing and Money Remittance
- Start, run and grow merchant acquiring, payment processing, clearing, settlement, and domestic and international money remittance
- Multi-Level Digital Agency Banking
- Extend financial service delivery network and increase penetration faster
- White-Label Card Issuing and Management
- Issue and manage credit, debit, prepaid cards, eVouchers, and loyalty coupons instantly via direct integration
- Digital Parking and Electronic Toll Collection
- Manage vehicle classification, toll plans, digital parking, and contactless eToll card payments
- Digital Identity and Biometric Authentication
- Provide secure identity verification and transaction authentication with OTP and facial/fingerprint biometrics
- Automated Fraud Monitoring System
- Detect and proactively prevent fraudulent activity using AI/ML algorithms
- Curated API Library
- Access hundreds of integration features for enhanced customization and workflow automation
- Cloud-Native Infrastructure
- Multi-region cloud deployment ensuring high availability and 99.99% uptime
- Scalable Architecture
- Microservice-based architecture enabling seamless scaling of services
- Expert-Led Team Support
- Receive solutions crafted by experts with entrepreneurial skill to address business challenges
- Customizable Branding and Experience
- Apply brand-specific styling to the platform for full ownership of look and feel
- PSD2 Strong Customer Authentication Compliance
- Ensure OTP and biometric-based transaction security in accordance with PSD2 directives
Additional features
- Core Banking and Mobile Banking
- Full digital banking operations including account management and customer services
- Account Onboarding
- Seamless customer onboarding with biometric verification and compliance checks
- Bill Payment and Subscription Management
- Manage invoicing, recurring payments, and subscription services
- Mass and Scheduled Disbursements
- Enable batch payments and scheduled fund transfers for clients
- Money Management Tools
- Budgeting, savings, and financial planning features for end-users
- Virtual and NFC Card Issuing
- Issue and manage contactless, virtual, and physical cards securely
- Remittance and Money Transfer
- Support local and international money transfer services
- Loyalty and Rewards Programs
- Implement cashback, referral incentives, and promotional campaigns
- Multi-Channel Access
- Offer services through web, mobile, USSD, and POS channels
- Digital Toll and Parking Module
- Integrate toll and parking collection with automated vehicle classification
- Fraud Detection and Monitoring
- AI-powered detection and automated preventive measures for transactions
- Biometric Authentication and Security
- Use OTP, facial recognition, and fingerprint for secure access and transactions
- Agency Banking Management
- Multi-level agency network setup to expand service delivery efficiently
- Payment Network Integration
- Connect seamlessly to xTransNET and global payment networks
Pricing
Countries & Languages
Interface languages
Billing currencies
No reviews yet
Be the first to drop a review
Alternatives to OrbitOS
Zofi Cash
Zofi Cash is a financial management software from Zofi Cash that provides tools for personal…
MTN Homeland
MTN Homeland is a digital remittance and airtime transfer platform developed by MTN MoMo to…
Veefin SCF Platform
Veefin SCF Platform is a software platform from Veefin Solutions that provides working capital solutions.…
ChitChat
Union54 Card Issuing API is a card issuing software from Union54 designed to issue multi-currency…
About OrbitOS
OrbitOS is a cloud-based payment processing software from Paymenex that supports financial transactions for businesses. It provides features such as secure payment gateways, real-time transaction tracking, and detailed reporting tools so businesses can manage their financial activities efficiently. Additionally, OrbitOS facilitates various payment methods, including credit cards, digital wallets, and bank transfers, catering to diverse customer preferences. Its user-friendly interface allows merchants to process transactions with minimal effort and access comprehensive financial insights. Key capabilities: secure payment gateways real-time transaction tracking detailed reporting tools multiple payment method support user-friendly interface Best for: businesses that need reliable payment processing solutions.
OrbitOS Details
OrbitOS's In-App Market Place
Does OrbitOS have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), JPY (¥), AUD (A$), CAD (C$), CHF (Fr), CNY (¥), SEK (kr), NZD (NZ$), KRW (₩), RUB (₽), INR (₹), BRL (R$), ZAR (R), MXN (Mex$), SGD (S$), HKD (HK$), NOK (kr), TRY (₺), DKK (kr), PLN (zł), TWD (NT$), THB (฿), IDR (Rp), HUF (Ft), CZK (Kč), CLP (CLP$), PHP (₱), MYR (RM), AED (د.إ), SAR (﷼), KWD (د.ك), QAR (ر.ق), ARS (AR$), COP (COL$), IQD (ع.د), EGP (ج.م).
Pros & Cons
- Modular platform architecture allows flexible combination of banking, payment, and fintech modules to meet diverse business needs
- Enables launch of fully functional digital financial services in days instead of months, reducing time to market significantly
- Implements three-tier security, biometric authentication, and AI-powered fraud detection to protect transactions and customer data
- Multi-region cloud infrastructure supports growth and high-volume customer demand without downtime or performance issues
- Full control over branding and user interface design enables businesses to maintain a unique and consistent customer experience
- Serving multiple jurisdictions requires continuous compliance with diverse financial regulations, adding regulatory burden
- Performance and transaction processing may be affected by third-party network reliability or latency issues
- Smaller businesses may find the platform overly complex or expensive relative to their operational needs
- Highly tailored experiences could complicate system updates or future platform enhancements, limiting flexibility
- Banks or fintechs may hesitate to adopt an alternative network instead of established traditional card networks, creating adoption risk
OrbitOS's Support Options
Email Address
support@paymenex.comContact
+44 20 8178 9331OrbitOS's Alternatives
Zofi Cash
Zofi Cash is a financial management software from Zofi Cash that provides tools for personal…
MTN Homeland
MTN Homeland is a digital remittance and airtime transfer platform developed by MTN MoMo to…
Veefin SCF Platform
Veefin SCF Platform is a software platform from Veefin Solutions that provides working capital solutions.…
ChitChat
Union54 Card Issuing API is a card issuing software from Union54 designed to issue multi-currency…
