pawaPay logo

pawaPay

by pawaPay · Since 2020
No reviews yet
Active10+ countriesCloud
Quick facts
VendorpawaPay
Year launched2020
StatusActive
Location3rd Floor, Northgate House, 450-500 Silbury Boulevard, Milton Keynes, England, MK9 2AD
Countries served10+
Languages1
IntegrationsN/A
Free tierN/A
Free trialN/A
Contact salesYES

About pawaPay

PawaPay is a mobile money payment aggregator from pawaPay that provides access to mobile money payments across Africa. It combines very high management of mobile money transactions, the ability to settle in the currencies of the choice, and full deposit/refund/payout services to customers, so businesses can reach hundreds of millions of new customers through a single API. Additionally, pawaPay offers specialized assistance for regulated industries, ensuring compliance and efficient operations. With over €6 billion processed and features like fast settlement and a no chargeback policy, pawaPay is a reliable solution for enterprises looking to navigate the African mobile payment landscape. Key capabilities: very high transaction management multi-currency settlement full deposit/refund/payout services specialized assistance fast settlement Best for: businesses that need to access mobile money networks in Africa.

pawapay is the "Stripe for African Mobile Money." It is a sophisticated, high-performance engine that has successfully digitized the "unbanked" economy of Africa for global consumption. By offering a single API for 15+ countries, it removes the logistical nightmare of dealing with dozens of individual mobile network operators. While it is built for the heavyweights of the digital economy (iGaming and global remittances), its reliability and speed make it the gold standard for any business serious about scaling across the African continent.

Pros & Cons

Pros
  • Smart routing ensures payments go through even during network jitters.
  • Direct MNO connections mean transactions happen in near real-time.
  • Built to handle the massive traffic of the iGaming industry.
Cons
  • Requires technical resources to integrate the API effectively.
  • Strictly focused on Africa
  • Best suited for high-volume merchants rather than micro-SMEs.

Features

Key features

Unified Mobile Money API

A single technical integration that connects businesses to over 30+ mobile money operators across the continent.

Instant Mass Payouts

Allows businesses to send money to thousands of mobile wallets simultaneously, ideal for winnings, salaries, or rebates.

High-Volume Collections

Designed to handle thousands of concurrent transactions per second with a focus on high success rates.

Cross-Border Settlements

Collects local African currencies and settles them to international businesses in major global currencies like USD or EUR.

Real-time Merchant Dashboard

A centralized portal to monitor transaction health, download reports, and manage liquidity across different countries.

Additional features

Transaction Monitoring

Real-time visibility into every payment status.

Automated Reconciliation

Simplifies accounting by matching payments to orders automatically.

Direct MNO Connectivity

Direct links to Mobile Network Operators (MTN, Airtel, etc.) to ensure speed.

Sandbox Environment

A dedicated testing area for developers to build and break things before going live.

Webhook Notifications

Instant alerts sent to the merchant's server upon payment success or failure.

Multi-user Permissions

Granular access control for finance and tech teams within the dashboard.

Refund Management

Tools to process customer refunds directly to their mobile wallets.

Compliance & KYC

Integrated tools to ensure all transactions meet local and international AML standards.

Developer SDKs

Ready-made code libraries in various languages to speed up integration.

Success Rate Analytics

In-depth data on which regions or operators are performing best.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

10
Countries served
1
Interface languages
7
Billing currencies

Available in

NigeriaGhanaKenyaUgandaTanzaniaRwandaZambiaMalawiBeninand Cameroon.

Interface languages

English

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇳🇬NGN🇬🇭GHS🇰🇪KES🇺🇬UGX

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