Pay Bouquet logo

Pay Bouquet

by Finclude Africa · Since 2004
No reviews yet
Active1+ countriesCloud
Quick facts
VendorFinclude Africa
Year launched2004
StatusActive
LocationLevel 01, Bridge B Icon Building, Plot 64189, Block 8 Industrial, Botswana Innovation Hub Science and Technology Park
Countries served1+
Languages1
Integrations
Free tier
Free trial
Contact salesYES

About Pay Bouquet

Pay Bouquet is a payment platform from Finclude Africa designed to facilitate transactions through various digital wallets. It combines VAS Bouquet, Pay Bouquet, Action Bouquet, and Delivery Model to support user flexibility in payment methods. The platform also offers white-labeled communities, allowing businesses to create customized payment solutions. By allowing users to bring their own wallets, Pay Bouquet caters to diverse consumer preferences, making it easier for businesses to engage with their customers. This payment solution is particularly effective for businesses in need of varied payment options and community integration. Key capabilities: VAS Bouquet Action Bouquet Delivery Model White-labeled Communities Bring the Own Wallet Best for: businesses that need flexible and customizable payment solutions.

Pay Bouquet by finclude is a clever "stealth benefit" for the modern Nigerian workforce. It recognizes that in a busy corporate environment, missing a utility payment is a common frustration. By integrating bill payments directly into the payroll cycle, it provides a level of automation that benefits both the employer (increased staff satisfaction) and the employee (continuous service). While it is a niche tool focused solely on utility aggregation, its reliability and seamless integration make it an invaluable addition to any corporate HR tech stack.

Pros & Cons

What users like
  • +Provides clear data for corporate auditing and tax tracking.
  • +No manual transfers needed
  • +Acts as a perk that reduces the financial stress on staff.
What users flag
  • Individual users can only pay for the bouquets offered by the portal.
  • Requires the user's employer to be an active partner.
  • Limited strictly to utility and subscription payments.

Features

Key features

Automated Subscription Management
Allows users to set up recurring payments for essential services like Cable TV (DSTV/GOTV) and Internet, ensuring no service interruptions.
Payroll Deduction Integration
Enables employees of partner organizations to pay for utility bouquets directly from their monthly salary at source.
Unified Utility Dashboard
A single interface where multiple bills (electricity, data, airtime, and TV) can be managed and paid simultaneously.
Bulk Payment Processing
Allows organizations to pay for the subscriptions of hundreds of employees in a single transaction.
Instant Value Delivery
Direct API links to service providers ensure that value is delivered (e.g., TV reconnected) immediately upon payment.

Additional features

Airtime & Data Top-up
Supports all major Nigerian telcos (MTN, Airtel, Glo, 9mobile).
Cable TV Renewal
Direct billing for DSTV, GOTV, and StarTimes.
Electricity Bill Payments
Covers all major DisCos in Nigeria (IKEDC, EKEDC, etc.).
Payment History
Detailed logs for users and admins to track spending.
Automated Reminders
Notifications sent before subscription expiration.
Multi-User Admin Portal
For HR managers to oversee employee benefit distributions.
Security Encryption
Bank-grade security protocols for all financial data.
Transaction Analytics
Reports on the most consumed utility types within an organization.
Custom Bouquet Creation
Organizations can bundle specific services for their staff.
API Connectivity
Can be embedded into existing third-party corporate portals.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
1
Interface languages
3
Billing currencies

Available in

African Countries

Interface languages

English

Billing currencies

🇸🇳XOF🇨🇲XAF🇳🇬NGN

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