PayGate Payment Gateway logo

PayGate Payment Gateway

by PayGate · Since 2021
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ActiveAvailable globallyCloud
Quick facts
VendorPayGate
Year launched2021
StatusActive
LocationGreat Westerford Building, Second Floor, 240 Main Road, Rondebosch Cape Town
Countries servedGlobal
Languages1
Integrations
Free tier
Free trial
Contact salesYES

About PayGate Payment Gateway

PayGate Payment Gateway is a payment processing software from PayGate that provides secure online transaction solutions. It includes features such as multi-currency support, fraud detection, and customizable payment forms so businesses can cater to diverse customer needs. The platform ensures compliance with industry standards for security and offers a user-friendly interface for both merchants and customers. PayGate Payment Gateway supports various payment methods, including credit and debit cards, ensuring broad accessibility. Key capabilities: multi-currency support fraud detection customizable payment forms transaction analytics customer support Best for: e-commerce businesses that need a reliable payment processing solution.

PayGate is a veteran in the African payment space, now operating under the Network International (formerly DPO Group) umbrella alongside Payfast. While Payfast is often the go-to for smaller merchants and startups, PayGate is the enterprise-grade sister platform designed for high-volume businesses like Takealot and Uber. In 2026, the two services are highly integrated, offering a "one-stop-shop" for South African businesses to accept everything from credit cards to localized methods like SnapScan and Zapper.

Pros & Cons

What users like
  • +Proven track record with the largest e-commerce players in Africa.
  • +Deep integration with South African banks leads to fewer "false positive" declines.
  • +Easily switch between or combine with Payfast features for a hybrid business model.
What users flag
  • Unlike Payfast, PayGate typically carries a monthly service fee (approx. R99+).
  • The onboarding process for PayGate is more rigorous due to its enterprise nature.
  • Small merchants may find the sheer number of configuration options overwhelming.

Features

Key features

PayWeb3 Hosted Pages
A quick-to-integrate, PCI-compliant checkout page that redirects users to a secure PayGate environment.
PayHost API
A robust server-to-server API that allows enterprises to keep customers on their own site for the entire transaction.
PaySubs Recurring Billing
Specialized tools for managing fixed or variable subscriptions and memberships automatically.

Additional features

Multi-Method Aggregation
Accept Visa, Mastercard, American Express, PayPal, Instant EFT, Zapper, and SnapScan.
PayBatch Processing
Allows for the bulk processing of thousands of transactions via a single file upload.
PayProtector Fraud Suite
Tiered fraud prevention that scans transactions in real-time before they reach the bank.
Virtual Terminal
Process manual card-not-present transactions for call centers and mail orders.
Tokenization (Vaulting)
Securely stores customer card data for future "one-click" purchases.
Cross-Border Support
Process payments from international cards while settling in South African Rand (ZAR).
Advanced Merchant Portal
Real-time reporting, reconciliation, and chargeback management dashboard.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
1
Interface languages
2
Billing currencies

Interface languages

English

Billing currencies

🇿🇦ZAR🇺🇸USD

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