About PayHandle
PayHandle is a payment processing software from AppMart Integrated that supports online transactions. It provides features such as secure payment gateways, multi-currency support, and customizable invoicing so businesses can efficiently manage their payment needs. PayHandle is designed for organizations of all sizes, offering scalability to meet varying transaction volumes. The software also includes analytics tools for transaction tracking and reporting, assisting users in understanding customer behavior and improving financial management. Key capabilities: secure payment gateways multi-currency support customizable invoicing transaction tracking analytics tools Best for: businesses that need reliable online payment processing solutions.
PayHandle (by Appmart) is a versatile P2P and B2B Payment Platform primarily serving the Nigerian and broader African markets. In 2026, it is positioned as a bridge between the banked and unbanked. It allows users to send and receive money instantly via multiple channels, including USSD, Bank Transfer, and QR codes. For businesses, it provides a specialized Waiver and Payment Exchange Portal, which is widely used in the construction and supply chain industries to track payments against legal waivers.
Pros & Cons
- +Deep integration with Nigerian NIBSS and local bank transfer protocols which are the preferred payment methods in the region.
- +A unique feature for the construction industry that links payments directly to legal lien waivers and project milestones.
- +Offers T+0 (same day) or T+1 settlement options, which is vital for business liquidity.
- −Users have reported occasional "bugginess" in the merchant dashboard during peak transaction hours.
- −The technical documentation for developers can be less detailed than global competitors like Stripe or Paystack.
- −Most of its advanced features are optimized only for the Nigerian market, limiting its use for pan-African corporations.
Features
Key features
- Multi-Channel Acceptance
- Accepts payments via Bank Transfer, POS, USSD, and Visa QR.
- P2P Social Payments
- Allows instant money transfers between individuals without needing a traditional bank account.
- Lien & Waiver Management
- A specialized B2B tool for tracking payments against legal documents and project milestones.
Additional features
- Direct Bank Transfer (NUBAN)
- Generates dedicated virtual account numbers for instant customer transfers.
- USSD Payment Gateway
- Enables feature-phone users to pay using localized codes (e.g., *737# style interactions).
- Automated Reconciliation
- Real-time matching of incoming payments to open invoices within the merchant dashboard.
- POS Terminal Integration
- Syncs physical point-of-sale hardware with the online reporting cloud.
- Visa QR & Scan-to-Pay
- Support for standardized QR code payments for mobile banking apps.
- Developer Sandbox
- A fully documented environment for testing API integrations before going live.
- Automated Payouts
- Schedule and execute bulk transfers to vendors or staff directly from the collection wallet.
- Transaction Fee Capping
- Fixed caps on transaction fees (typically ₦2,000) to protect high-value B2B transfers.
- Audit & Compliance Reporting
- Generates NDPR and PCI-DSS compliant logs for financial audits.
- Waiver Tracking & Storage
- Digital vault for storing and tracking the status of signed legal waivers and project job sheets.
- Instant Verification
- Real-time NUBAN and BVN (Bank Verification Number) validation during onboarding or transfers.
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
No reviews yet
Be the first to drop a review
Alternatives to PayHandle
.png){kind=small}
WebPay
WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Verifi Global Payment Gateway
Verifi Global Payment Gateway is a payment processing platform from Visa that provides secure transaction…
Worldpay Payments Platform
Worldpay is a payments software platform from Worldpay that powers global commerce for businesses. It…
Waza
Waza is a global payments software from Waza that helps emerging market businesses, multinational corporates,…
.png){kind=small}
.svg){kind=small}
About PayHandle
PayHandle is a payment processing software from AppMart Integrated that supports online transactions. It provides features such as secure payment gateways, multi-currency support, and customizable invoicing so businesses can efficiently manage their payment needs. PayHandle is designed for organizations of all sizes, offering scalability to meet varying transaction volumes. The software also includes analytics tools for transaction tracking and reporting, assisting users in understanding customer behavior and improving financial management. Key capabilities: secure payment gateways multi-currency support customizable invoicing transaction tracking analytics tools Best for: businesses that need reliable online payment processing solutions.
PayHandle Details
PayHandle's In-App Market Place
Does PayHandle have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
NGN
Pros & Cons
- Deep integration with Nigerian NIBSS and local bank transfer protocols which are the preferred payment methods in the region.
- A unique feature for the construction industry that links payments directly to legal lien waivers and project milestones.
- Offers T+0 (same day) or T+1 settlement options, which is vital for business liquidity.
- Users have reported occasional "bugginess" in the merchant dashboard during peak transaction hours.
- The technical documentation for developers can be less detailed than global competitors like Stripe or Paystack.
- Most of its advanced features are optimized only for the Nigerian market, limiting its use for pan-African corporations.
PayHandle's Support Options
Email Address
info@appmartgroup.comContact
09025579505PayHandle's Alternatives
WebPay
WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Verifi Global Payment Gateway
Verifi Global Payment Gateway is a payment processing platform from Visa that provides secure transaction…
Worldpay Payments Platform
Worldpay is a payments software platform from Worldpay that powers global commerce for businesses. It…
Waza
Waza is a global payments software from Waza that helps emerging market businesses, multinational corporates,…
.png&w=96&q=75){kind=small}