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Pega Smart Dispute

by Pegasystems · Since 1983
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ActiveAvailable globallyCloud
Quick facts
VendorPegasystems
Year launched1983
StatusActive
Location225 Wyman Street, Waltham, Massachusetts 02451, U.S.A.
Countries servedGlobal
Languages7
Integrations
Free tier
Free trial
Contact salesYES

About Pega Smart Dispute

Pega Smart Dispute is a dispute management software from Pegasystems that aims to facilitate the resolution of customer complaints. It combines automated workflows, real-time analytics, and case management so organizations can effectively manage and resolve disputes. This solution is designed for financial institutions looking to improve their customer service response in handling disputes. Pega Smart Dispute also integrates with existing systems to improve data visibility and improve communication across teams. Key capabilities: automated workflows real-time analytics case management integration with existing systems improved data visibility Best for: financial institutions that need efficient management of customer disputes.

Pega Smart Dispute Agentic Automation is a premier, enterprise-level solution for card issuers, managing the full lifecycle of payment disputes and fraud claims across all payment types (card, ACH, P2P). Built on the modern Pega Constellation UI, it offers guided, highly automated processing. Its distinction lies in the integration of GenAI and AI-driven decisioning, which significantly boosts straight-through-processing (STP) rates and drastically improves resolution speed and efficiency, capable of handling large claim volumes reliably. A major strength is its embedded compliance, offering systematic support and bi-annual updates for major card network rules (Visa, Mastercard, AMEX, VROL/MCOM) and critical government regulations (Reg E/Z). It provides robust omni-channel intake and seamless integration with core banking systems and third-party resolution networks. The solution targets core users within large financial institutions, including Operations Managers, Fraud Analysts, and Customer Service Representatives, aiming to unify their complex dispute operations. Pega Smart Dispute is typically a Cloud-based deployment, leveraging Pega’s scalable architecture, though deployment options may be flexible. Pricing is structured via an enterprise-level, tailored licensing model, making specific public costs unavailable.

Pros & Cons

What users like
  • +Reduces manual processing and operational costs through AI-driven automation
  • +Ensures compliance with complex network rules and consumer protection regulations
  • +Improves customer satisfaction with first-time resolution and seamless multi-channel engagement
  • +Rapidly adaptable workflows support new payment types within days or weeks
  • +Enterprise-grade scalability suitable for large financial institutions
What users flag
  • High licensing and implementation costs due to enterprise focus
  • Complexity may require significant time and resources for full deployment
  • Dependence on vendor for biannual compliance updates may limit flexibility
  • Advanced AI features may require staff training and adaptation
  • Manual intervention still required for complex or ambiguous disputes

Features

Key features

Unified Dispute Management
Manage the full lifecycle of payment disputes and fraud claims across all channels with a single platform
AI-Enabled Decisioning
Leverages enterprise AI to automate dispute resolution and improve straight-through-processing efficiency
Compliance Support
Automatically enforces network rules and government regulations for Visa, Mastercard, AMEX, and consumer protection laws
Generative AI Assistance
Provides AI-guided knowledge management and decision support to improve first-time resolution
Multi-Channel Interaction
Enables customers to engage via web, mobile, or agent channels without losing context
Rapid Adaptation
Low-code workflow templates allow quick adjustments for new and emerging payment types
Analytics & Insights
Provides actionable metrics on dispute resolution performance and workflow efficiency

Additional features

Dispute Case Intake & Management
Intake and track disputes across card and alternate payment methods
Automated Workflow Processing
Reduces repetitive manual tasks through intelligent workflow automation
Manual Escalation Support
Escalates complex cases for human review while maintaining efficiency
Pre-Configured Templates
Ready-to-use workflows for various payment types like ACH, Zelle, and card disputes
Agentic AI Features
Includes Knowledge Buddy, GenAI Coach, and AI guidance tools to assist employees and customers
Compliance Updates
Automatically updates twice a year with the latest network dispute rules and regulations
Integration APIs
Allows seamless connection to external systems and multi-channel support
Self-Service Digital Channels
Provides smooth self-service options for customers on any device
Customer Interaction Continuity
Maintains context when switching between customer service channels
Real-Time Analytics
Tracks workflow performance, resolution times, and STP improvement metrics

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
7
Interface languages
10
Billing currencies

Interface languages

EnglishFrenchGermanItalianJapanesePortugueseSpanish

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY🇨🇭CHF🇷🇺RUB🇨🇳CNY🇮🇳INR

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