Pesapal logo

Pesapal

by Pesapal Limited · Since 2009
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Active7+ countriesCloud
Quick facts
VendorPesapal Limited
Year launched2009
StatusActive
LocationPesapal Limited P.O Box 1179-00606 Nairobi, Kenya
Countries served7+
Languages1
IntegrationsN/A
Free tierNO
Free trialNO
Contact salesYES

About Pesapal

Pesapal is an exceptional payment gateway that has established itself as an essential tool within the East African digital commerce ecosystem.

Pesapal is an exceptional payment gateway that has established itself as an essential tool within the East African digital commerce ecosystem. The platform completely shines by unifying the fragmented worlds of African mobile money with international credit card processing into a single, cohesive, cloud-based dashboard. Its true competitive edge is its deep specialization in the hospitality and tour industries, allowing eco-lodges and travel operators to capture foreign bookings seamlessly while managing local operations via the Sabi mPOS application. While its geographic reach is locked strictly within East Africa and its transaction percentages can sit at the premium end for high-volume firms, Pesapal is a premier fintech asset for Hotel Managers, E-commerce Founders, and Regional Product Managers who want to capture transactions reliably across Kenya, Uganda, Tanzania, and Rwanda.

Pros & Cons

Pros
  • Operates with active payment service provider licenses from central banks in Kenya, Uganda, and Tanzania.
  • Helps small business operators protect cash flow by using a pay-as-you-go framework with zero mandatory fixed monthly fees.
  • Drastically cuts checkout abandonment rates by sending automated payment prompts directly to client phones.
  • Deeply understands the safari, tour, and resort sectors, providing a specialized framework that general Western gateways miss.
Cons
  • Restricted to East Africa, making it a poor choice for businesses based in West Africa, Europe, or North America.
  • Does not support a self-serve plugin store, meaning teams must rely on Pesapal's built-in developer tools.
  • Transaction rates can eat into margins compared to high-volume flat-fee wholesale bank options.

Features

Key features

Safaricom M-Pesa STK Push

Triggers automated PIN prompt pop-ups on a customer’s phone right during web checkouts to eliminate manual wallet transaction steps.

Omnichannel Sabi Retail POS Link

Unifies web sales tracking with physical store locations by pairing cloud software with Bluetooth-connected handheld mPOS card terminals.

Reserveport Booking Gateway

Provides a niche booking engine tailored specifically for the East African safari and hotel sectors to process international guest room reservations.

Unified Mobile Money Hub

Merges fragmented network providers (Safaricom M-Pesa, Airtel Money, MTN Mobile Money) into a single API endpoint for seamless cash collections.

Additional features

Cross-Border Remittance Processing

Automatically converts international card transactions into native local currencies like KES or UGX during settlement.

Mass Payouts (B2C Disbursal)

Allows merchants to send thousands of bulk mobile money payments simultaneously to employees, vendors, or suppliers.

Automated Link Invoicing

Generates unique, one-time secure payment billing links to email or text to long-distance clients for immediate settlement.

E-Commerce Shopping Cart Plugins

Offers ready-to-use checkout buttons for mainstream open-source web stores without requiring custom engineering.

Real-Time Settlement Reporting

Features an administrative panel tracking transaction dates, pending payouts, and failed authorizations under one window.

Multi-Property Management Sync

Groups payment feeds from separate branches or lodge networks into one clear overview dashboard.

Recurring Billing Automation

Sets up scheduled tokenized transactions to handle subscription collections, utility bills, or ongoing school fees.

Fraud Detection Filters

Screens inbound transactions against regional risk profiles to lower overall dispute rates.

Pricing

Free trial
Free version
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Countries & Languages

7
Countries served
1
Interface languages
18
Billing currencies

Available in

KenyaMalawiTanzaniaRwandaUgandaZambiaZimbabwe

Interface languages

English

Billing currencies

🇺🇸USD🇪🇺EUR🇰🇪KES🇺🇬UGX🇹🇿TZS🇬🇭GHS🇿🇦ZAR🇷🇼RWFMWKBIF🇸🇬SGD🇦🇺AUD🇨🇦CAD🇯🇵JPY🇰🇪KES🇹🇿TZS🇷🇼RWF🇺🇬UGX

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