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Pesapal

by Pesapal Limited · Since 2009
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ActiveAvailable globallyCloud
Quick facts
VendorPesapal Limited
Year launched2009
StatusActive
LocationNairobi, Kenya
Countries servedGlobal
Languages5
Integrations3+
Free tierN/A
Free trialN/A
Contact salesN/A
Last reviewed: Jun 2026

About Pesapal

A payment gateway and business management platform for African merchants. It enables online and in-store payments via cards and mobile money, while providing tools for invoicing, recurring billing, and real-time transaction reconciliation.

Pesapal is a comprehensive payment services provider tailored for the African market, offering a unified platform for both online and in-store transactions. It serves a diverse range of industries, including hospitality, retail, and travel, by bridging the gap between traditional banking and mobile money ecosystems like M-Pesa. The platform's core strength lies in its versatility; it provides a robust API for custom e-commerce integrations, ready-made plugins for platforms like WooCommerce and Magento, and the Sabi POS hardware for physical retail environments. Beyond simple payment collection, Pesapal adds value through business-centric tools such as automated invoicing, recurring billing, and real-time reconciliation reports. While the platform is highly effective for businesses needing to consolidate multiple payment channels, users should be aware that it is primarily focused on the East African region, with specific regulatory compliance in Kenya, Uganda, Tanzania, Rwanda, and Zambia. Support is accessible via email, phone, and a dedicated developer portal, making it a reliable choice for merchants seeking a localized, secure, and feature-rich payment infrastructure.

Pros & Cons

Pros
  • Supports a wide range of local mobile money and international card payment methods in one platform.
  • Offers specialized hardware and software solutions for hospitality and retail sectors.
  • Provides robust developer documentation and plugins for major e-commerce platforms.
  • Enables secure, real-time transaction monitoring and financial reporting for merchants.
  • Facilitates business growth through integrated credit and fleet management tools.
Cons
  • Regional focus limits availability and support primarily to specific African markets.
  • Integration complexity can vary significantly depending on the merchant's technical infrastructure.
  • Transaction fees and pricing structures are not publicly detailed on the website, requiring direct sales contact.

Features

Key features

Payment Gateway Integration

Connects websites and apps to accept local and international card and mobile money payments.

Sabi POS Terminal

Provides a physical point-of-sale device for in-store transactions accepting M-Pesa and cards.

Online Invoicing

Generates branded e-invoices that allow clients to pay directly via secure payment links.

Oracle Hospitality Integration

Streamlines payment processing and online booking for hotels and restaurants.

Mobile App Payments

Allows users to pay bills, buy airtime, and scan QR codes for in-store or online purchases.

Additional features

Recurring Billing

Supports automated subscription payments for online businesses.

Multi-Currency Support

Enables merchants to accept payments in various international and local currencies.

Real-Time Analytics

Provides dashboards for transaction monitoring and financial reconciliation.

Fraud Protection

Implements bank-level security measures to minimize transaction risks.

Payment Links

Allows merchants to request payments via email or social media without a website.

Forecourt Management

Offers specialized solutions for digitizing petrol station operations.

Fleet Management

Provides tools for managing fuel and payment operations for vehicle fleets.

Event Ticketing

Enables event organizers to sell and manage tickets through integrated platforms.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
5
Interface languages
14
Billing currencies

Interface languages

ArabicEnglishFrenchPortugueseSwahili

Billing currencies

🇺🇸USD🇪🇺EUR🇰🇪KES🇺🇬UGX🇹🇿TZS🇬🇭GHS🇿🇦ZAR🇷🇼RWFMWKBIF🇸🇬SGD🇦🇺AUD🇨🇦CAD🇯🇵JPY

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