About Pinwheel
Pinwheel is a financial software platform from Pinwheel that provides income verification solutions. It includes features such as direct deposit data access, payroll data aggregation, and real-time income insights so users can make informed financial decisions. This platform is designed for both individuals and businesses needing to verify income for loans, rental applications, or credit assessments. Pinwheel also supports a variety of integrations with banking and financial services, allowing users to access crucial data easily. Key capabilities: income verification payroll data access direct deposit insights real-time reporting API integrations Best for: lenders and financial institutions that need reliable income verification for decision-making.
Pinwheel Details
Pinwheel's In-App Market Place
Does Pinwheel have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), JPY (¥), AUD (A$), CAD (C$), CNY (¥), CHF (Fr), SEK (kr), NZD (NZ$), KRW (₩), HKD (HK$), NOK (kr), SGD (S$), MXN (Mex$), INR (₹), BRL (R$), RUB (₽), ZAR (R)
Pros & Cons
- Significantly improves direct deposit onboarding conversion rates compared to previous generation solutions.
- Eliminates the need for users to enter payroll credentials, reducing friction and potential user drop-off.
- Provides deep insights into customer financial data including income, employment, and external accounts.
- Accelerates onboarding for banks and fintechs with fast, modular API and SDK integration.
- Automates recurring bill switching, saving customers time and improving financial management.
- Requires financial institutions to adapt internal systems to leverage API-driven flows.
- Some features such as Connected Accounts rely on user consent and external data availability, which may vary.
- May not support all smaller payroll providers immediately, limiting coverage for niche clients.
- Dependent on external payroll provider uptime and reliability, which can affect data access.
- Compliance monitoring is vendor-handled; institutions must still ensure regulatory adherence on their end.
Pinwheel's Support Options
Email Address
hello@getpinwheel.com