QI Tech logo

QI Tech

by QI Tech · Since 2018
No reviews yet
ActiveAvailable globallyCloud
Quick facts
VendorQI Tech
Year launched2018
StatusActive
LocationRua Maria Carolina 624, 7º até 12º andar, São Paulo, SP 01445-000, BR
Countries servedGlobal
Languages2
Integrations1+
Free tierN/A
Free trialN/A
Contact salesYES

About QI Tech

QI Tech is a financial infrastructure software from QI Tech that provides Banking as a Service, Lending as a Service, and Risk Solutions. It includes regulated APIs, fund administration, and custody services so businesses can create financial products efficiently. QI Tech supports the entire financial service ecosystem, allowing organizations to launch new offerings quickly and securely. With extensive use in managing large-scale finances totaling R$494 billion in services, R$98 billion in loans, and R$107 billion in assets, QI Tech helps businesses navigate complex financial landscapes. Key capabilities: Banking as a Service Lending as a Service Risk Solutions Fund Administration Custody Services Best for: financial institutions and fintechs that need to develop and manage diverse financial products.

Founded in 2018, QI Tech has quickly become a leader in Brazil’s open finance and embedded financial services ecosystem. The company offers a regulatory-licensed platform that allows fintechs, banks, and enterprises to integrate financial products directly into their applications. Its services span core banking, payments, lending, investments, and insurance, all delivered through developer-friendly APIs. QI Tech’s infrastructure is particularly valuable in Brazil, where fragmented financial systems and complex regulations often hinder innovation. By providing a plug-and-play financial backbone, QI Tech enables startups and enterprises to launch products faster, reduce compliance risks, and scale efficiently. The company has also pursued growth through strategic acquisitions, including the brokerage firm Singulare, which positioned QI Tech as Brazil’s largest administrator and custodian of FIDCs (Credit Receivables Investment Funds). This acquisition expanded its reach into capital markets and strengthened its role in financial infrastructure.

Pros & Cons

Pros
  • Regulatory licenses provide strong compliance assurance.
  • Full-stack APIs cover banking, payments, lending, and insurance.
  • Strategic acquisitions expand capital market reach.
  • Largest custodian of FIDCs in Brazil.
  • Developer-friendly APIs accelerate fintech innovation.
Cons
  • Limited visibility to end consumers compared to retail fintechs.
  • Dependence on Brazilian regulatory frameworks may slow global expansion.
  • Integration complexity for smaller startups.
  • Fraud detection may generate false positives.
  • Performance benchmarking requires large transaction volumes.

Features

Key features

Custom Alerts – Notifications for failed payments or compliance issues.
Integration Options – Connect with fintech apps, ERP, and CRM systems.
User-Friendly UI – Simplify developer and enterprise adoption.
Data Export Options – Export reports for audits and compliance.
Savings Metrics – Measure efficiency improvements and fraud reduction.
Customer Support – Dedicated helpdesk for enterprises and fintechs.
Scalable Operations – Suitable for startups and large institutions.
Risk Management Tools – Identify and mitigate financial risks effectively.
Community Empowerment – Expand access to financial infrastructure for SMEs.
Refund Processing – Handle failed transactions quickly and transparently.

Additional features

Core Banking APIs – Enable digital account creation and management.
Payments Infrastructure – Support transfers, bill payments, and merchant collections.
Lending APIs – Power credit products with risk assessment tools.
Investment Services – Access to FIDCs and capital market instruments.
Insurance APIs – Embed coverage options into fintech apps.
Regulatory Licenses – Operate under full compliance with Brazilian financial laws.
Fraud Prevention Tools – Detect and mitigate suspicious activity.
Analytics Dashboard – Monitor API usage and financial performance.
Cloud-Based Deployment – Scale operations without heavy IT infrastructure.
Multi-Currency Support – Handle payments across different currencies.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
2
Interface languages
4
Billing currencies

Interface languages

PortugueseEnglish

Billing currencies

🇧🇷BRL🇺🇸USD🇪🇺EUR🇬🇧GBP

No reviews yet

Be the first to drop a review

Alternatives to QI Tech

Hoverfly Cloud logo

Hoverfly Cloud

Hoverfly Cloud provides scalable API simulation and service virtualization enabling developers to test, mock, and…

ChitChat logo

ChitChat

Union54 Card Issuing API is a card issuing software from Union54 designed to issue multi-currency…

Synatic Data Integration Platform logo

Synatic Data Integration Platform

Synatic Data Integration Platform is a data integration software from Synatic that provides a comprehensive…

Synatic logo

Synatic

Synatic is a unified platform from Synatic that enables the business to integrate and automate…

Paymentology Platform logo

Paymentology Platform

Paymentology Platform is a payment processing software from Paymentology Ltd that supports the management of…

Nosible Search API logo

Nosible Search API

Nosible Search API is a data retrieval software from Nosible that provides access to search…

Spot something wrong or outdated?

Suggest a correction — a reviewer verifies every change.

Often compared with QI Tech

Compare any two tools →
Hoverfly Cloud logo
Hoverfly Cloud
API Management
0.0
ChitChat logo
ChitChat
Banking As A Service (Baas)
0.0
Synatic Data Integration Platform logo
Synatic Data Integration Platform
iPaaS
0.0
Synatic logo
Synatic
iPaaS
0.0