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Qonto

by Qonto · Since 2016
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ActiveAvailable globallyCloudOn-premise
Quick facts
VendorQonto
Year launched2016
StatusActive
Location18 Rue Navarin, Paris, France
Countries servedGlobal
Languages5
Integrations16+
Free tier
Free trial
Contact sales

About Qonto

Qonto is a business account software/platform from Qonto that provides a comprehensive financial management solution for businesses. It includes invoicing, bookkeeping, and expense management so users can efficiently manage their financial tasks. The platform supports customer transactions and helps businesses keep track of team expenses. With 7/7 customer support, users can address any inquiries or issues quickly. Qonto is designed for a variety of business types, including self-employed freelancers, micro-businesses with 1-9 employees, SMEs with 10-250+ employees, and associations handling donations and membership fees. Key capabilities: invoicing bookkeeping expense management financing customer support Best for: businesses that need an effective way to manage finances and simplify their operations.

Qonto by Qonto is a leading online banking solution designed to meet the financial management needs of small businesses, startups, and freelancers. It combines banking functionalities with robust financial management tools, providing a seamless platform for handling transactions, expense tracking, and team collaboration. With features like customizable account access, smart expense categorization, and integrated invoicing tools, Qonto streamlines financial processes and eliminates much of the administrative burden for its users. Its mission is to simplify banking and financial management for professionals, making it a popular choice across Europe. Qonto delivers high performance with fast loading times and seamless transaction processing. The platform is reliable, with minimal downtime reported by users. Its scalability ensures that businesses of all sizes can manage their finances effectively, even during periods of high activity. The ability to handle large volumes of transactions or extensive financial data without glitches makes it a dependable tool for growing businesses. Qonto integrates seamlessly with popular accounting software and other financial tools, ensuring a smooth workflow for users.

Pros & Cons

What users like
  • +User-Friendly Interface: Easy to navigate and use.
  • +Comprehensive Features: Offers a wide range of features, including invoicing, expense management, and accounting tools.
  • +Mobile App: Convenient access to banking services on the go.
  • +International Capabilities: Supports international transfers and multiple currencies.
  • +Excellent Customer Service: Provides responsive and helpful customer support.
What users flag
  • Limited Physical Branch Network: Relies primarily on online and mobile banking, which may not be suitable for everyone.
  • Currency Exchange Fees: International transfers may incur fees.
  • Potential Complexity for Complex Businesses: While user-friendly, it may not be suitable for businesses with highly complex financial needs.

Features

Key features

Current Account
A business current account with IBAN for seamless domestic and international transactions.
Payment Cards
Mastercard business cards for both physical and virtual payments.
International Transfers
Easy and efficient international money transfers.
Expense Management
Track and manage business expenses.
Invoice Management
Create, send, and track invoices.
Accounting Integration
Seamless integration with accounting software.

Additional features

Multi-User Accounts
Create accounts for team members with different access levels.
Real-Time Tracking
Monitor transactions and account balances in real-time.
Automated Reconciliation
Streamline the reconciliation process.
Cash Flow Management
Gain insights into cash flow and make informed financial decisions.
Security Features
Robust security measures to protect sensitive financial data.
Customer Support
24/7 customer support via chat, email, and phone.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Monthly plans

Basic Pack

EUR 9

Smart

EUR 19

Premium

EUR 39

Annual plans

Billed Annually

EUR 468

≈ EUR 39/mo when billed annually

≈EUR 39.00/mo when billed annually

Countries & Languages

Global
Countries served
5
Interface languages
1
Billing currencies

Interface languages

EnglishFrenchGermanItalianSpanish.

Billing currencies

🇪🇺EUR

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