Rubikon logo

Rubikon

by Neptune Software · Since 1999
No reviews yet
ActiveAvailable globallyCloud
Quick facts
VendorNeptune Software
Year launched1999
StatusActive
Location27/28 Eastcastle Street, London, United Kingdom, W1W 8DH
Countries servedGlobal
Languages1
IntegrationsN/A
Free tierN/A
Free trialN/A
Contact salesYES

About Rubikon

Rubikon is a software platform from Neptune Software designed for enterprise application development. It provides low-code development capabilities, integration features, and cloud support so organizations can create applications efficiently. Rubikon enables users to build web and mobile applications without extensive coding knowledge, allowing for faster deployment and easier updates. It supports various back-end systems and can integrate with existing enterprise solutions, making it a flexible choice for diverse business needs. Key capabilities: low-code development integration features cloud support mobile application support user-friendly interface Best for: businesses and IT departments that need to develop and manage applications quickly and efficiently.

Rubikon is the "engine room" of the African banking revolution. While newer fintech apps focus on the surface, Rubikon provides the rugged, mission-critical infrastructure required to manage billions of transactions securely. Its standout feature is its modularity, allowing growing institutions to start small and add Treasury or Trade Finance as they expand. For a financial institution looking for a future-proof, regulation-ready core, Rubikon remains one of the most trusted and proven platforms in the developing world.

Pros & Cons

Pros
  • Automatically kept up-to-date with central bank regulations in core countries.
  • Banks can buy only the modules they need
  • Unmatched compliance and localized features for the African market.
  • Can manage a small microfinance bank or a massive multi-national commercial bank.
Cons
  • Extensive setup is needed to align with a bank’s unique internal policies.
  • Requires a professional IT team or Neptune’s support to manage the back-end.

Features

Key features

Universal Core Banking

A centralized ledger and transaction engine that handles all back-office accounting, account management, and interest calculations.

24/7 Non-Stop Banking

Eliminates the need for traditional "End of Day" batch processing downtime, allowing transactions to flow continuously.

Integrated CRM & Business Intelligence

Built-in tools to track customer behavior, profitability, and demographics to drive personalized marketing and product development.

Workflow Management & Rules Engine

Allows banks to define their own business rules (e.g., loan approval limits) without needing to modify the core software code.

Treasury & Trade Finance

Specialized modules for managing foreign exchange (FX), money markets, securities, and international trade letters of credit.

Additional features

Account Management

Savings, current, fixed deposits, and tiered accounts.

Loan Lifecycle Management

Origination, disbursement, rescheduling, and penalty processing.

Mobile & Internet Banking

Secure web and app portals for end-customers.

ATM/POS Integration

Full ISO8583 standard messaging for hardware connectivity.

Regulatory Reporting

Automatic generation of reports for central banks and local tax authorities.

Risk & Compliance

Integrated KYC (Know Your Customer) and anti-money laundering (AML) modules.

Microfinance (Orbit-R)

Support for group lending, collateral management, and voluntary savings.

General Ledger (GL)

Multi-currency, multi-branch consolidated accounting.

Payments & Transfers

Integration with national clearing systems and RTGS.

Collateral Management

Tracking and valuation of assets tied to credit facilities.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
1
Interface languages
5
Billing currencies

Interface languages

English

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇰🇪KES🇳🇬NGN

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