About Rubikon
Rubikon is a software platform from Neptune Software designed for enterprise application development. It provides low-code development capabilities, integration features, and cloud support so organizations can create applications efficiently. Rubikon enables users to build web and mobile applications without extensive coding knowledge, allowing for faster deployment and easier updates. It supports various back-end systems and can integrate with existing enterprise solutions, making it a flexible choice for diverse business needs. Key capabilities: low-code development integration features cloud support mobile application support user-friendly interface Best for: businesses and IT departments that need to develop and manage applications quickly and efficiently.
Rubikon is the "engine room" of the African banking revolution. While newer fintech apps focus on the surface, Rubikon provides the rugged, mission-critical infrastructure required to manage billions of transactions securely. Its standout feature is its modularity, allowing growing institutions to start small and add Treasury or Trade Finance as they expand. For a financial institution looking for a future-proof, regulation-ready core, Rubikon remains one of the most trusted and proven platforms in the developing world.
Pros & Cons
- +Automatically kept up-to-date with central bank regulations in core countries.
- +Banks can buy only the modules they need
- +Unmatched compliance and localized features for the African market.
- +Can manage a small microfinance bank or a massive multi-national commercial bank.
- −Extensive setup is needed to align with a bank’s unique internal policies.
- −Requires a professional IT team or Neptune’s support to manage the back-end.
Features
Key features
- Universal Core Banking
- A centralized ledger and transaction engine that handles all back-office accounting, account management, and interest calculations.
- 24/7 Non-Stop Banking
- Eliminates the need for traditional "End of Day" batch processing downtime, allowing transactions to flow continuously.
- Integrated CRM & Business Intelligence
- Built-in tools to track customer behavior, profitability, and demographics to drive personalized marketing and product development.
- Workflow Management & Rules Engine
- Allows banks to define their own business rules (e.g., loan approval limits) without needing to modify the core software code.
- Treasury & Trade Finance
- Specialized modules for managing foreign exchange (FX), money markets, securities, and international trade letters of credit.
Additional features
- Account Management
- Savings, current, fixed deposits, and tiered accounts.
- Loan Lifecycle Management
- Origination, disbursement, rescheduling, and penalty processing.
- Mobile & Internet Banking
- Secure web and app portals for end-customers.
- ATM/POS Integration
- Full ISO8583 standard messaging for hardware connectivity.
- Regulatory Reporting
- Automatic generation of reports for central banks and local tax authorities.
- Risk & Compliance
- Integrated KYC (Know Your Customer) and anti-money laundering (AML) modules.
- Microfinance (Orbit-R)
- Support for group lending, collateral management, and voluntary savings.
- General Ledger (GL)
- Multi-currency, multi-branch consolidated accounting.
- Payments & Transfers
- Integration with national clearing systems and RTGS.
- Collateral Management
- Tracking and valuation of assets tied to credit facilities.
Pricing
Countries & Languages
Interface languages
Billing currencies
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About Rubikon
Rubikon is a software platform from Neptune Software designed for enterprise application development. It provides low-code development capabilities, integration features, and cloud support so organizations can create applications efficiently. Rubikon enables users to build web and mobile applications without extensive coding knowledge, allowing for faster deployment and easier updates. It supports various back-end systems and can integrate with existing enterprise solutions, making it a flexible choice for diverse business needs. Key capabilities: low-code development integration features cloud support mobile application support user-friendly interface Best for: businesses and IT departments that need to develop and manage applications quickly and efficiently.
Rubikon Details
Rubikon's In-App Market Place
Does Rubikon have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
USD ($), EUR (), GBP (), KES (Ksh), NGN ()
Pros & Cons
- Automatically kept up-to-date with central bank regulations in core countries.
- Banks can buy only the modules they need
- Unmatched compliance and localized features for the African market.
- Can manage a small microfinance bank or a massive multi-national commercial bank.
- Extensive setup is needed to align with a bank’s unique internal policies.
- Requires a professional IT team or Neptune’s support to manage the back-end.
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