SAVE logo

SAVE

by Exuus
No reviews yet
ActiveAvailable globallyCloud
Quick facts
VendorExuus
Year launched
StatusActive
LocationKigali, Rwanda
Countries servedGlobal
Languages1
Integrations
Free tier
Free trial
Contact salesYES

About SAVE

SAVE is a savings platform from Exuus that helps users grow their savings together. It combines features such as group savings accounts, personalized savings goals, and real-time tracking so users can effectively manage their financial objectives. The platform is accessible anytime, anywhere, allowing individuals and groups to contribute and monitor their savings easily. SAVE supports both individual and collaborative savings efforts, making it suitable for friends, families, or community groups looking to achieve financial milestones collectively. Key capabilities: group account management goal-setting tools real-time progress tracking mobile accessibility collaborative features Best for: individuals and groups that need a platform for joint savings initiatives.

SAVE is a digital financial inclusion platform built to serve Africa’s unbanked and underbanked populations by leveraging social capital, collective savings, and accessible technology. Licensed by the National Bank of Rwanda and backed by insured deposits through Access Bank, SAVE provides a secure and inclusive alternative to traditional banking. The platform enables users to save together in groups, earn competitive interest, and access instant, low-cost loans based on trust and social credit scores rather than formal credit histories. Designed for both smartphone and non-smartphone users, SAVE operates through a mobile app and USSD, ensuring accessibility anytime and anywhere. Users can grow disciplined saving habits, request or approve loans within their trusted circles, send money, pay bills, and create virtual cards for digital payments. By removing long USSD codes, reducing transaction costs, and simplifying financial services, SAVE empowers individuals and communities to achieve financial stability. Its collective model strengthens accountability, trust, and financial resilience, making it a powerful tool for everyday payments, savings, and credit access across emerging African markets.

Pros & Cons

What users like
  • +Strong financial inclusion for unbanked users through accessible digital financial services
  • +Works on both smartphones and basic phones ensuring broad user accessibility
  • +Lower loan costs compared to traditional lenders improving affordability and trust
  • +Encourages disciplined group saving habits strengthening community financial resilience
  • +Secure and regulated financial infrastructure protecting user funds and transactions
What users flag
  • Availability limited to select African countries restricting wider regional adoption
  • Group-based model may not suit all users preferences or needs
  • Credit access depends on social trust dynamics within user groups
  • Interest rates and features may vary by region affecting consistency
  • Requires user education for first-time digital finance users onboarding effectively

Features

Key features

Group Savings
Enables users to save collectively with trusted partners
Social Credit Scoring
Uses social behavior and group trust to determine loan rates
USSD Banking Access
Allows transactions without smartphones or internet
Instant Peer Loans
Enables fast loan requests and approvals within groups
Interest-Bearing Savings
Offers up to 6 percent interest on savings
Digital Payments
Supports money transfers and bill payments
Virtual Credit Cards
Enables safe online and digital payments

Additional features

Collective Savings Groups
Goal-based group savings and accountability
Loan Requests Anytime
On-demand borrowing from trusted circles
Loan Approval via USSD
Approve loans without app or internet access
Low-Cost Instant Loans
Affordable credit at reduced rates
Social Credit Score Engine
Rewards good financial behavior
Send Money
Simple peer-to-peer transfers
Bill Payments
Electricity, water, TV, and other utilities
Virtual Card Issuance
Secure online spending
Multi-Channel Access
App, USSD, dashboard, and collector tools
Transaction Cost Reduction
Saves users up to 80 percent in fees

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
1
Interface languages
1
Billing currencies

Interface languages

English

Billing currencies

🇺🇸USD

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