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SavvyMoney

by SavvyMoney · Since 2009
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ActiveAvailable globallyCloud
Quick facts
VendorSavvyMoney
Year launched2009
StatusActive
Location4160 Dublin Blvd., Suite 250 Dublin, CA 94568
Countries servedGlobal
Languages6
Integrations5+
Free tier
Free trial
Contact salesYES

About SavvyMoney

SavvyMoney is a financial management platform from SavvyMoney that helps users manage their credit scores and financial health. It provides credit score monitoring, personalized financial insights, and identity theft protection so users can stay informed about their financial situation. The platform also offers tips and resources to improve credit scores and make informed financial decisions. Users benefit from real-time alerts about changes in their credit status and access to educational materials on credit management. Key capabilities: credit score tracking personalized recommendations identity theft alerts financial education resources interactive budget tools Best for: individuals seeking tools and guidance to monitor and improve their credit standing.

SavvyMoney is a highly specialized financial wellness platform designed to serve both consumers and financial institutions by embedding actionable credit solutions within existing digital banking ecosystems. For consumers, the platform provides unlimited access to credit scores and full reports, daily credit monitoring, goal tracking, and financial education, all delivered through an intuitive interface that includes tools like a Score Simulator to model financial decisions. For financial institutions, SavvyMoney delivers a powerful analytics engine that interprets user behavior and credit trends to identify opportunities for targeted loan and deposit offers, thereby driving measurable growth. Its personalized offer engine automates high-conversion campaigns, while recent acquisitions like CreditSnap enhance the platform with intelligent loan origination and account onboarding capabilities, unifying digital and in-branch workflows. Performance is strong, with real-time credit insights, secure encryption, and daily monitoring ensuring reliability and regulatory compliance, essential for sensitive credit data. Integration is a key strength, with seamless compatibility across over 40 digital banking platforms, major loan origination and core banking systems, and delivery as a cloud-based, web-accessible embedded solution within mobile and online banking apps.

Pros & Cons

What users like
  • +The platform provides unlimited access to credit scores, reports, and monitoring, keeping users continuously engaged with their financial health.
  • +Personalized pre-approved loan offers are embedded into the user experience, helping financial institutions drive loan growth with minimal friction.
  • +Automated workflows unify account onboarding across online, mobile, and in-branch channels, streamlining both lending and deposit processes.
  • +Integration with CreditSnap allows for seamless account opening, reducing abandonment rates and improving conversion.
  • +The platform enables financial institutions to share credit scores and reports without additional cost per user, supporting scalable engagement.
What users flag
  • Credit score data is sourced from TransUnion only, which may not provide a complete credit picture for users whose data is stronger with other bureaus.
  • There is no public pricing information, making it difficult for institutions to evaluate cost-effectiveness or compare with alternative solutions.

Features

Key features

Personalized Credit Score Experience
Provides users with unlimited credit scores, reports, and goal tracking for engagement.
Targeted Loan Growth Campaigns
Identifies wallet share gaps and activates personalized campaigns to maximize loan growth ROI.
Streamlined Account Onboarding
Unifies and automates consumer and business journeys across all banking channels.
Deep Analytics for Insights
Provides financial institutions with deep analytics to identify behavioral trends.
Credit Monitoring and Education
Offers users ongoing credit monitoring services and educational resources.
Financial Wellness Platform
A comprehensive tool built to help financial institutions strengthen relationships and increase deposits.

Additional features

Credit Score Access
Provides users with direct access to their credit score.
Personalized Offers
Delivers personalized financial product offers to users.
Streamlined Account Onboarding
Automates the process of opening new consumer and business accounts.
Deep Analytics
Provides financial institutions with in-depth data analysis.
Financial Wellness Platform
A comprehensive tool built for promoting financial health.
Build Loyalty
Provides tools to strengthen relationships with users.
Increase Deposits
Helps financial institutions drive growth in deposit accounts.
Drive Loan Growth
Helps financial institutions increase their lending volume.
Unlimited Credit Scores
Provides users with unlimited access to their credit scores.
Credit Reports
Provides users with their full credit reports.
Credit Monitoring
Offers ongoing monitoring of user credit changes.
Goal Tracking
Allows users to track their progress toward credit and financial goals.
Financial Education
Provides users with educational resources about credit and finance.
Actionable Insights
Identifies behavioral trends and wallet share gaps for targeted action.
Targeted Campaigns
Activates personalized marketing campaigns to maximize ROI.
End-to-End Automated Workflows
Unifies and automates journeys across online, mobile, and in-branch channels.
Fraud Prevention
Mentioned as a key area of focus for the platform.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
6
Interface languages
9
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalianPortuguese

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY🇨🇭CHF🇳🇿NZD🇭🇰HKD

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