Selma logo

Selma

by Selma Finance AG · Since 2016
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ActiveAvailable globallyCloud
Quick facts
VendorSelma Finance AG
Year launched2016
StatusActive
LocationSwitzerland Selma Finance AG Hardturmstrasse 161 CH-8005 Zürich
Countries servedGlobal
Languages5
Integrations5+
Free tierNO
Free trialNO
Contact salesYES
Last reviewed: May 2026

About Selma

Selma is an AI-powered digital financial advisor and investment platform that creates personalized, globally diversified ETF portfolios tailored to individual life goals and financial situations.

Selma is a Swiss-based robo-advisor and digital financial assistant designed to make investing accessible, transparent, and personalized. By leveraging AI-powered algorithms, the platform builds and manages globally diversified ETF portfolios that adapt to a user's changing financial situation and goals over time. Selma distinguishes itself through an independent, unbiased approach to product selection, automatic portfolio rebalancing, and active risk management, all while maintaining a transparent fee structure. The service is aimed at both beginners and experienced investors, offering a user-friendly interface, mobile app access, and dedicated human support. While the platform provides a comprehensive digital experience, it is specifically tailored for the Swiss market, with features like Pillar 3a support and compliance with local financial regulations. Users benefit from a holistic approach that covers wealth building, retirement planning, and monthly savings, supported by a team of financial experts.

Pros & Cons

Pros
  • The platform offers a highly personalized investment experience tailored to individual goals.
  • Automated rebalancing and active risk management simplify long-term wealth building.
  • Transparent fee structure ensures no hidden costs or kickbacks.
  • The user interface is intuitive and designed for both beginners and experienced investors.
  • Access to a dedicated human support team complements the AI-powered digital advice.
Cons
  • The service is primarily focused on the Swiss market, limiting its availability to other regions.
  • Investment performance is subject to market fluctuations and is not guaranteed.
  • Withdrawals and account closures can take up to one week to process due to the time required to sell investments.

Features

Key features

Personalized Investment Plans

Crafts investment strategies tailored to individual financial goals and life situations.

Automatic Portfolio Rebalancing

Adjusts portfolio allocations automatically to maintain target risk levels and alignment with market movements.

AI-Powered Financial Advice

Uses AI to provide personalized financial guidance and investment recommendations.

Active Risk Management

Monitors market fluctuations and manages portfolio risk to support long-term investment goals.

Holistic Financial Planning

Provides comprehensive financial planning tools to help users manage their wealth and retirement.

Additional features

Independent Product Selection

Offers unbiased selection of investment products without hidden fees or kickbacks.

Transparent Pricing

Maintains a clear fee structure with no hidden costs for services.

Flexible Withdrawals

Allows users to withdraw funds or close accounts at any time without additional costs.

Dedicated Human Support

Provides access to a human support team for personalized assistance.

Mobile Accessibility

Offers a mobile app for users to track investments and manage their financial assistant on the go.

Monthly Savings Plan

Supports automated monthly savings to help users build wealth over time.

Retirement Planning

Includes specific tools and strategies for retirement and Pillar 3a savings.

Community Support

Provides access to a community for learning and sharing investment experiences.

Pricing

Free trial
Free version
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Countries & Languages

Global
Countries served
5
Interface languages
11
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalian

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇯🇵JPY🇦🇺AUD🇨🇦CAD🇨🇭CHF🇨🇳CNY🇸🇪SEK🇳🇴NOK🇩🇰DKK

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