Semoa Pro logo

Semoa Pro

by SEMOA · Since 2016
No reviews yet
ActiveAvailable globallyCloud
Quick facts
VendorSEMOA
Year launched2016
StatusActive
LocationAv. François Mitterand, Lomé-Togo
Countries servedGlobal
Languages2
IntegrationsN/A
Free tierN/A
Free trialN/A
Contact salesYES

About Semoa Pro

Semoa Pro is a compliance management software from SEMOA that helps organizations maintain regulatory standards. It includes features for document management, audit tracking, and risk assessment so businesses can ensure compliance and minimize liabilities. Semoa Pro provides tools for monitoring regulatory changes and generating compliance reports, which helps facilitate informed decision-making. The platform supports various industry standards and allows users to customize workflows to fit their specific compliance needs. Key capabilities: document management audit tracking risk assessment regulatory monitoring compliance reporting Best for: organizations that need to manage compliance requirements effectively.

Semoa Pro is a pan-African fintech platform designed to simplify and modernize digital payments and customer relationship management for banks, microfinance institutions, and merchants across 12 African countries. The software provides a reliable infrastructure and a comprehensive set of tools that enable users to accept, process, and manage payments seamlessly from local and international sources. With over 3 million transactions processed and 260+ billion CFA francs in transaction volume since 2016, Semoa Pro demonstrates proven scalability and reliability. Its white-label design allows financial institutions to customize the platform to align with their brand image while leveraging Semoa’s secure, fast, and versatile payment infrastructure. Key capabilities include bulk payouts, merchant payments, online payment APIs, and innovative WhatsApp banking through Dédé, a virtual assistant that enhances accessibility and ease of use. By aggregating over 20 payment methods via API, Semoa Pro offers flexibility and convenience for both institutions and end-users. The platform empowers financial institutions to digitize daily operations, facilitate customer engagement, and optimize payment workflows while maintaining full regulatory compliance, making it an essential tool for modern financial services in Africa.

Pros & Cons

Pros
  • Customizable white-label solution for institutions enhancing brand consistency and control
  • Wide coverage across multiple African countries improving cross-border payment accessibility
  • Supports numerous payment methods including mobile money, cards, and bank transfers
  • User-friendly interface with convenient WhatsApp banking access for customers
  • Efficient bulk payment and payout processing saving time and operational effort
Cons
  • Limited to supported African countries restricting broader regional adoption
  • May require technical integration support for seamless deployment and operations
  • WhatsApp banking features dependent on mobile connectivity for proper functionality
  • Pricing not publicly disclosed requiring direct inquiry for accurate cost information

Features

Key features

White-Label Fintech – Enables banks and microfinance institutions to customize the platform under their own brand.
WhatsApp Banking – Provides access to banking services through the WhatsApp virtual assistant, Dédé.
Merchant Payments – Facilitates payments from customers directly to merchants efficiently.
Bulk Payments & Payouts – Supports high-volume payment processing and automated disbursements.
Online Payment API – Integrates seamlessly with applications for accepting online payments.
Multi-Country Coverage – Operates in 12 African countries for cross-border and local transactions.
Cash and Mobile Money Transfers – Allows transfers from bank cards to mobile wallets and cash withdrawals.

Additional features

Virtual Assistant Dédé – Simplifies payments and operations via WhatsApp.
Multi-Payment Method Aggregation – Offers over 20 payment methods in a single platform.
Bank Integration – Connects seamlessly with financial institutions for secure transactions.
Customizable User Interface – Allows institutions to maintain their brand identity.
Transaction Reporting – Provides detailed insights and reporting for monitoring payments.
Secure Payment Processing – Ensures compliance and safety for all transactions.
Real-Time Payment Confirmation – Delivers instant notifications of completed payments.
API Access for Developers – Facilitates integration with internal systems and apps.
Mobile Money Compatibility – Supports mobile wallets across the region.
Customer Relationship Tools – Digitizes interactions and payment services for end-users.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
2
Interface languages
1
Billing currencies

Interface languages

Englishfrench

Billing currencies

🇺🇸USD

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