About Smart Insure
Smart Insure is not traditional “software” but an online insurance quote comparison and advisory service run by the NZ‑registered company Smartinsure Limited, operated under the Cranfield Group.
Smart Insure is not traditional “software” but an online insurance quote comparison and advisory service run by the NZ‑registered company Smartinsure Limited, operated under the Cranfield Group. It helps people in New Zealand compare life, income protection, and health insurance policies from multiple major insurers, presenting rates in an easy‑to‑understand format and offering professional advice to match individual circumstances. The platform emphasizes a 30 % rebate on first‑year life and income protection premiums, subject to conditions, which makes it attractive for customers seeking savings when buying cover through Smart Insure. Because the service is delivered by experienced brokers and registered financial advisers, users get support not only with quoting but also with future claims, helping to demystify insurance product differences and exclusions. Although there’s no dedicated app or built‑in marketplace for add‑ons, the website provides a straightforward path to quotes and expert advice online or by phone, anchored in New Zealand’s regulatory environment.
Pros & Cons
- Helps consumers compare life, income and health insurance rates across NZ insurers.
- Offers professional insurance advice tailored to individual income and health needs.
- Supports claims process with ongoing assistance post‑policy purchase.
- Operated by a licensed financial adviser regulated in New Zealand.
- Quote requests can be completed quickly online or via phone.
- Some users may find rebate conditions confusing or difficult to meet.
- Website navigation can be overwhelming with multiple insurance options at once.
- No real-time quote comparison; users must submit forms for updated rates each time.
- Dependence on user-provided data may lead to inaccurate quotes if details are wrong.
- Some complex policies may require additional consultation, delaying decision-making.
Features
Key features
Compare insurance rates from top New Zealand insurers.
Receive professional guidance tailored to individual circumstances.
30% first-year life and income protection insurance rebate.
Quick quote request through the website in under 2 minutes.
Assistance with quotes, policies, and claims by phone.
Detailed explanations of income protection policies.
Help with claims and future policy changes.
Additional features
Compare insurance rates from all major NZ insurers for life, income protection, and health cover.
Professional guidance provided to help users choose the most suitable insurance products.
Industry-leading 30% rebate on first-year premiums for selected insurance types.
Easy-to-use forms for life, health, and income protection insurance.
Users can get help and advice via telephone.
Explains coverage, benefit periods, stand-down periods, and tax deductibility.
Assistance with claims and policy updates after purchase.
Suggests best policies based on user’s income, occupation, and personal circumstances.
Articles, FAQs, and guidance on insurance needs for self-employed and salaried users.
Operates under Financial Markets Authority regulations and dispute resolution services.
Provides quotes from major NZ insurers like AIA, AMP, Fidelity Life, NIB, and more.
Tracks premium payments and rebate eligibility for users.
Tailors advice for self-employed, business owners, and families.
Suggests insurance cover for mortgage and essential expenses during illness or injury.
Helps users combine private cover with ACC levies efficiently.
Ensures income replacement is aligned with user’s occupation in case of incapacity.
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
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About Smart Insure
Smart Insure is not traditional “software” but an online insurance quote comparison and advisory service run by the NZ‑registered company Smartinsure Limited, operated under the Cranfield Group.
Smart Insure Details
Smart Insure 's In-App Market Place
Does Smart Insure have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
0
Mini Apps
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), JPY (¥), AUD (A$), CAD (C$), CHF (Fr), CNY (¥), SEK (kr), NOK (kr), DKK (kr)
Pros & Cons
- Helps consumers compare life, income and health insurance rates across NZ insurers.
- Offers professional insurance advice tailored to individual income and health needs.
- Supports claims process with ongoing assistance post‑policy purchase.
- Operated by a licensed financial adviser regulated in New Zealand.
- Quote requests can be completed quickly online or via phone.
- Some users may find rebate conditions confusing or difficult to meet.
- Website navigation can be overwhelming with multiple insurance options at once.
- No real-time quote comparison; users must submit forms for updated rates each time.
- Dependence on user-provided data may lead to inaccurate quotes if details are wrong.
- Some complex policies may require additional consultation, delaying decision-making.
Smart Insure 's Support Options
Email Address
info@smartinsure.co.nzContact
0800 001 864Smart Insure 's Alternatives
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