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SpeciCred

by Specitec · Since 2004
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Active1+ countriesCloud
Quick facts
VendorSpecitec
Year launched2004
StatusActive
LocationPlace de Pont-Rouge 1, Lancy, Geneva 1212, CH
Countries served1+
Languages4
Integrations19+
Free tierN/A
Free trialN/A
Contact salesN/A

About SpeciCred

SpeciCred is a training software from Specitec designed for private banking credit teams. It provides Credit & Risk Monitoring, Compliance & CLM, and Mobile Banking so teams can fast-track adoption and gain certification from industry-leading software experts. The training modules are tailored to improve skills relevant to current industry standards, helping teams reduce risk effectively. SpeciCRED certification is recognized and valued in the industry, ensuring that participants gain credible knowledge and skills. Key capabilities: Credit & Risk Monitoring Compliance & CLM Mobile Banking Public & Industry Solutions Recruitment & Staffing Services Best for: private banking credit teams that need effective training and certification solutions.

SpeciCRED is a specialized credit lifecycle management platform designed for private banks and financial institutions that require robust governance, regulatory compliance, and operational efficiency. The system supports complex credit portfolios—including Lombard lending, real estate financing, and structured products—while enabling teams to manage origination, monitoring, reporting, and risk assessment in a unified environment. Built to align with FINMA, Basel III/IV, and cross-border governance standards, SpeciCRED ensures that banks can maintain regulatory readiness while improving the accuracy and speed of credit decisions. A standout component of SpeciCRED is its comprehensive Training and Certification Program, created specifically for private banking credit teams. Training modules cover the full credit lifecycle, risk appetite frameworks, exposure monitoring, margin management, regulatory compliance, and hands-on simulations. Delivered by product experts and regulatory specialists, the program accelerates user adoption and builds institutional knowledge, ensuring consistent operational standards even as teams evolve. Flexible delivery options—onsite, remote, or simulation-based—allow institutions to tailor the learning experience to their needs. From an operational viewpoint, SpeciCRED excels in workflow automation, reducing manual tasks such as margin calls, exposure tracking, and reporting.

Pros & Cons

Pros
  • Covers all aspects of credit from origination to risk monitoring, enabling complete oversight.
  • Streamlines margin calls, exposure monitoring, and reporting, saving time and reducing errors.
  • Accelerates adoption and ensures teams gain practical, actionable skills.
  • Onsite, remote, or simulation-based sessions accommodate different learning preferences.
  • Ensures continuity of institutional knowledge even with staff turnover.
Cons
  • Full adoption may require significant time and guidance for teams unfamiliar with the platform.
  • Users need formal training and certification to utilize all features effectively.
  • Primarily tailored for private banking, making it less suitable for non-banking or smaller credit operations.
  • Teams may need to follow defined workflows, limiting flexibility in some unconventional credit scenarios.

Features

Key features

Credit Lifecycle Management - Manage the full credit process across Lombard, real estate, and structured products with comprehensive tools.
Risk Management & Compliance - Mitigate regulatory risks and adhere to Basel III/IV frameworks with automated monitoring and stress-testing capabilities.
Governance & Policy Alignment - Strengthen credit strategies, governance, and operational standards for institutional compliance.
Automation of Credit Workflows - Streamline tasks such as margin calls, exposure monitoring, and reporting to increase efficiency.
Training & Certification - Product experts and regulatory specialists provide hands-on training to accelerate adoption and expertise.
Customizable Reporting & Dashboards - Access credit reporting, dashboards, and analytics for decision-making and risk oversight.
Flexible Delivery Models - Choose onsite instructor-led training, remote expert-led sessions, or simulation environments with anonymized or bank-specific data.
Simulation & Hands-On Learning - Real-world case studies and certification exercises to practice managing complex credit portfolios.

Additional features

Credit Policy & Risk Appetite Module - Align your credit approvals with the institution’s risk tolerance.
Exposure Monitoring & Margin Management - Monitor client exposure in real time and automate margin call processes.
Credit Reporting & Dashboards - Generate customized reports and visual dashboards for instant insights.
Basel III/IV & Regulatory Compliance - Ensure all credit processes comply with global banking standards and local regulations.
Hands-On Simulation & Certification - Practical exercises using anonymized or bank-specific data sets to master software functionality.
Real-Time Automation - Automate repetitive tasks, reducing manual errors and improving operational efficiency.
Flexible Training Delivery - Access training via onsite sessions, remote virtual classrooms, or simulations tailored to your institution.
Integration with Private Banking Systems - Seamlessly connects with other credit, compliance, and client management platforms.
Knowledge Transfer & Onboarding Continuity - Certified training ensures teams retain institutional knowledge and maintain continuity.
Specialized Product Modules - Focused learning for Lombard, real estate, structured products, and other complex credit areas.
Scalable Platform - Built to support growing private banking operations and multiple teams.

Pricing

Free trial
Free version
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Countries & Languages

1
Countries served
4
Interface languages
13
Billing currencies

Available in

All Countries.

Interface languages

EnglishSpanishFrenchGerman.

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇯🇵JPY🇨🇦CAD🇦🇺AUD🇨🇭CHF🇨🇳CNY🇸🇪SEK🇳🇿NZD🇰🇷KRW🇸🇬SGD🇭🇰HKD

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